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Mizuho Leasing CoFRA:LFB +2.84%59 ROE % is 6.55% as of Mar. 2026, which is 39% below its 10-year median of 10.79. GuruFocus rates FRA:LFB with a GF Score™ of 59/100 and a GF Value™ of €6.58 (Fairly Valued). The stock has 4 warning signs investors should review. Among 531 Credit Services companies, Mizuho Leasing Co ranks better than 74.39% on this metric.
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Mizuho Leasing Co ROE % Related Terms
Mizuho Leasing Co ROE % Historical Data
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The historical data trend for Mizuho Leasing Co's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Mizuho Leasing Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mizuho Leasing Co ROE % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mizuho Leasing Co's ROE % distribution charts can be found below:
* The bar in red indicates where Mizuho Leasing Co's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Mizuho Leasing Co (FRA:LFB) has a ROE % of 6.55% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Mizuho Leasing Co and its competitors. This is 39% below median its historical median of 10.79. Over the past decade, Mizuho Leasing Co's ROE % has ranged from 7.10 to 13.40. According to the industry distribution chart, Mizuho Leasing Co ranks #136 out of 531 companies in the Credit Services industry, placing it in the top 25.6%.
Is Mizuho Leasing Co's ROE % too high?
Mizuho Leasing Co's current ROE % of 6.55% is 39% below median its 10-year median of 10.79. Over the past 10 years, this metric has ranged from a low of 7.10 to a high of 13.40. The Credit Services industry median ROE % is 6.67. Mizuho Leasing Co's value of 6.55% is 1.8% below this industry median. Based on the distribution chart, Mizuho Leasing Co ranks #136 out of 531 companies in the Credit Services industry, which is above the industry midpoint. Overall, Mizuho Leasing Co has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mizuho Leasing Co's ROE % compare to V and MA?
According to the Credit Services industry distribution chart, Mizuho Leasing Co ranks #136 out of 531 companies for ROE %. This puts Mizuho Leasing Co in the upper half of its industry. The industry median ROE % is 6.67. Mizuho Leasing Co's value of 6.55% is 1.8% below this benchmark. Historically, Mizuho Leasing Co's own ROE % has ranged from 7.10 to 13.40 over the past decade. While the company's 10-year median is 10.79 vs. the industry median of 6.67, Mizuho Leasing Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Credit Services company?
The median ROE % among Credit Services companies is 6.67, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mizuho Leasing Co's current ROE % of 6.55% is 1.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Mizuho Leasing Co and its competitors. For the Credit Services industry, the median ROE % is 6.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mizuho Leasing Co's current ROE % is 6.55%, which is 39% below median its own 10-year median of 10.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mizuho Leasing Co stock overvalued right now?
Based on GuruFocus' analysis, Mizuho Leasing Co (FRA:LFB) is currently considered Fairly Valued. The stock's GF Value™ is €6.58, compared to a current price of €7.25 — trading 10.2% above its estimated fair value. The current ROE % is 6.55%, which is 39% below median its 10-year median of 10.79 and 1.8% below the Credit Services industry median of 6.67. Mizuho Leasing Co's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Mizuho Leasing Co (FRA:LFB), the current ROE % is 6.55% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mizuho Leasing Co (FRA:LFB) Overvalued in 2026?
Based on GuruFocus' analysis, Mizuho Leasing Co stock appears to be overvalued.
The current stock price of €7.25 is trading 10.2% above its estimated GF Value™ of €6.58.
GuruFocus considers Mizuho Leasing Co to be Fairly Valued.
Key valuation signals for FRA:LFB:
ROE %: 6.55% (39% below median its 10-year median of 10.79)
GF Value™: €6.58 vs. price of €7.25 (10.2% above fair value)
Industry Position: 1.8% below the Credit Services median (#136 of 531)
No single metric tells the full story. See the FRA:LFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mizuho Leasing Co Ltd is a Japanese firm which provides total financial services to a range of customers from large companies to small and medium-sized companies. The company has four segments namely Leasing, Installment Sales, Loans and Other. The Leasing segment is engaged in leasing and renting services for industrial machinery, transportation equipment, and information-related equipment. Installment Sales segment is engaged in installment sales of production equipment, construction and engineering machinery, and commercial equipment. Loans segment is engaged in corporate finance, vessel finance, and factoring services. Other segment is engaged in investing in securities that are held for the purpose of generating operational revenues, as well as engaged in assurance services.
59GF Score
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