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Mizuho Leasing CoFRA:LFB +2.84%59 3-Year ROIIC % is 0.90 as of Mar. 2026, which is 17% below its 10-year median of 1.08. GuruFocus rates FRA:LFB with a GF Score™ of 59/100 and a GF Value™ of €6.58 (Fairly Valued). The stock has 4 warning signs investors should review. Among 393 Credit Services companies, Mizuho Leasing Co ranks worse than 60.31% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Mizuho Leasing Co's 3-Year ROIIC % for the quarter that ended in Mar. 2026 was 0.90%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Mizuho Leasing Co's 3-Year ROIIC % or its related term are showing as below:
FRA:LFB's 3-Year ROIIC % is ranked worse than 60.31% of 393
companies
in the Credit Services industry
Industry Median: 2.85
vs FRA:LFB: 0.90
Mizuho Leasing Co (FRA:LFB) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Mizuho Leasing Co 3-Year ROIIC % Related Terms
Mizuho Leasing Co 3-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for Mizuho Leasing Co's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Mizuho Leasing Co's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mizuho Leasing Co 3-Year ROIIC % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mizuho Leasing Co's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Mizuho Leasing Co's 3-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Mizuho Leasing Co (FRA:LFB) has a 3-Year ROIIC % of 0.90 as of Mar. 2026. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Mizuho Leasing Co and its competitors. This is 17% below median its historical median of 1.08. According to the industry distribution chart, Mizuho Leasing Co ranks #237 out of 393 companies in the Credit Services industry, placing it in the top 60.3%.
Is Mizuho Leasing Co's 3-Year ROIIC % too high?
Mizuho Leasing Co's current 3-Year ROIIC % of 0.90 is 17% below median its 10-year median of 1.08. The Credit Services industry median 3-Year ROIIC % is 2.85. Mizuho Leasing Co's value of 0.90 is 68.4% below this industry median. Based on the distribution chart, Mizuho Leasing Co ranks #237 out of 393 companies in the Credit Services industry, which is below the industry midpoint. Overall, Mizuho Leasing Co has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mizuho Leasing Co's 3-Year ROIIC % compare to V and MA?
According to the Credit Services industry distribution chart, Mizuho Leasing Co ranks #237 out of 393 companies for 3-Year ROIIC %. This places Mizuho Leasing Co in the lower half of its industry. The industry median 3-Year ROIIC % is 2.85. Mizuho Leasing Co's value of 0.90 is 68.4% below this benchmark. While the company's 10-year median is 1.08 vs. the industry median of 2.85, Mizuho Leasing Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Credit Services company?
The median 3-Year ROIIC % among Credit Services companies is 2.85, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mizuho Leasing Co's current 3-Year ROIIC % of 0.90 is 68.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Mizuho Leasing Co and its competitors. For the Credit Services industry, the median 3-Year ROIIC % is 2.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mizuho Leasing Co's current 3-Year ROIIC % is 0.90, which is 17% below median its own 10-year median of 1.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mizuho Leasing Co stock overvalued right now?
Based on GuruFocus' analysis, Mizuho Leasing Co (FRA:LFB) is currently considered Fairly Valued. The stock's GF Value™ is €6.58, compared to a current price of €7.25 — trading 10.2% above its estimated fair value. The current 3-Year ROIIC % is 0.90, which is 17% below median its 10-year median of 1.08 and 68.4% below the Credit Services industry median of 2.85. Mizuho Leasing Co's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Mizuho Leasing Co (FRA:LFB), the current 3-Year ROIIC % is 0.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mizuho Leasing Co (FRA:LFB) Overvalued in 2026?
Based on GuruFocus' analysis, Mizuho Leasing Co stock appears to be overvalued.
The current stock price of €7.25 is trading 10.2% above its estimated GF Value™ of €6.58.
GuruFocus considers Mizuho Leasing Co to be Fairly Valued.
Key valuation signals for FRA:LFB:
3-Year ROIIC %: 0.90 (17% below median its 10-year median of 1.08)
GF Value™: €6.58 vs. price of €7.25 (10.2% above fair value)
Industry Position: 68.4% below the Credit Services median (#237 of 393)
No single metric tells the full story. See the FRA:LFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mizuho Leasing Co Ltd is a Japanese firm which provides total financial services to a range of customers from large companies to small and medium-sized companies. The company has four segments namely Leasing, Installment Sales, Loans and Other. The Leasing segment is engaged in leasing and renting services for industrial machinery, transportation equipment, and information-related equipment. Installment Sales segment is engaged in installment sales of production equipment, construction and engineering machinery, and commercial equipment. Loans segment is engaged in corporate finance, vessel finance, and factoring services. Other segment is engaged in investing in securities that are held for the purpose of generating operational revenues, as well as engaged in assurance services.
59GF Score
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