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Citigroup (HAM:TRVC) Cyclically Adjusted PB Ratio : 0.72 (As of Jun. 03, 2025)


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What is Citigroup Cyclically Adjusted PB Ratio?

As of today (2025-06-03), Citigroup's current share price is €65.83. Citigroup's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was €90.91. Citigroup's Cyclically Adjusted PB Ratio for today is 0.72.

The historical rank and industry rank for Citigroup's Cyclically Adjusted PB Ratio or its related term are showing as below:

HAM:TRVC' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.3   Med: 0.66   Max: 1.11
Current: 0.76

During the past years, Citigroup's highest Cyclically Adjusted PB Ratio was 1.11. The lowest was 0.30. And the median was 0.66.

HAM:TRVC's Cyclically Adjusted PB Ratio is ranked better than
69.31% of 1284 companies
in the Banks industry
Industry Median: 1.01 vs HAM:TRVC: 0.76

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Citigroup's adjusted book value per share data for the three months ended in Mar. 2025 was €96.108. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €90.91 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Citigroup Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Citigroup's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citigroup Cyclically Adjusted PB Ratio Chart

Citigroup Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.81 0.72 0.50 0.54 0.71

Citigroup Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.66 0.65 0.64 0.71 0.71

Competitive Comparison of Citigroup's Cyclically Adjusted PB Ratio

For the Banks - Diversified subindustry, Citigroup's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citigroup's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citigroup's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Citigroup's Cyclically Adjusted PB Ratio falls into.


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Citigroup Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Citigroup's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=65.83/90.91
=0.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citigroup's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Citigroup's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=96.108/134.9266*134.9266
=96.108

Current CPI (Mar. 2025) = 134.9266.

Citigroup Quarterly Data

Book Value per Share CPI Adj_Book
201506 60.826 100.684 81.513
201509 61.503 100.392 82.660
201512 63.766 99.792 86.216
201603 64.183 100.470 86.194
201606 65.136 101.688 86.427
201609 66.385 101.861 87.935
201612 70.395 101.863 93.245
201703 70.935 102.862 93.047
201706 68.849 103.349 89.885
201709 66.124 104.136 85.676
201712 59.674 104.011 77.411
201803 58.126 105.290 74.487
201806 61.586 106.317 78.159
201809 62.453 106.507 79.118
201812 65.971 105.998 83.976
201903 68.226 107.251 85.832
201906 70.273 108.070 87.737
201909 73.571 108.329 91.634
201912 74.611 108.420 92.852
202003 75.794 108.902 93.907
202006 74.065 108.767 91.878
202009 71.728 109.815 88.130
202012 71.048 109.897 87.230
202103 74.070 111.754 89.428
202106 75.418 114.631 88.771
202109 78.340 115.734 91.331
202112 81.606 117.630 93.606
202203 83.563 121.301 92.950
202206 87.932 125.017 94.902
202209 93.637 125.227 100.890
202212 88.793 125.222 95.675
202303 90.221 127.348 95.590
202306 90.337 128.729 94.686
202309 93.024 129.860 96.654
202312 90.515 129.419 94.367
202403 91.152 131.776 93.331
202406 92.623 132.554 94.281
202409 91.818 133.029 93.128
202412 97.047 133.157 98.337
202503 96.108 134.927 96.108

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Citigroup  (HAM:TRVC) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Citigroup Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Citigroup's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Citigroup Business Description

Industry
Address
388 Greenwich Street, New York, NY, USA, 10013
Citigroup is a global financial-services company doing business in more than 100 countries and jurisdictions. Citigroup's operations are organized into five primary segments: services, markets, banking, US personal banking, and wealth management. The bank's primary services include cross-border banking needs for multinational corporates, investment banking and trading, and credit card services in the United States.

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