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Citigroup (LIM:C) Cyclically Adjusted PB Ratio : 0.72 (As of Jun. 01, 2025)


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What is Citigroup Cyclically Adjusted PB Ratio?

As of today (2025-06-01), Citigroup's current share price is $75.05. Citigroup's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was $103.68. Citigroup's Cyclically Adjusted PB Ratio for today is 0.72.

The historical rank and industry rank for Citigroup's Cyclically Adjusted PB Ratio or its related term are showing as below:

LIM:C' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.3   Med: 0.66   Max: 1.11
Current: 0.75

During the past years, Citigroup's highest Cyclically Adjusted PB Ratio was 1.11. The lowest was 0.30. And the median was 0.66.

LIM:C's Cyclically Adjusted PB Ratio is ranked better than
69.81% of 1282 companies
in the Banks industry
Industry Median: 1.01 vs LIM:C: 0.75

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Citigroup's adjusted book value per share data for the three months ended in Mar. 2025 was $103.900. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $103.68 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Citigroup Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Citigroup's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citigroup Cyclically Adjusted PB Ratio Chart

Citigroup Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.81 0.72 0.50 0.54 0.71

Citigroup Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.66 0.65 0.64 0.71 0.71

Competitive Comparison of Citigroup's Cyclically Adjusted PB Ratio

For the Banks - Diversified subindustry, Citigroup's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citigroup's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citigroup's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Citigroup's Cyclically Adjusted PB Ratio falls into.


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Citigroup Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Citigroup's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=75.05/103.68
=0.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citigroup's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Citigroup's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=103.9/134.9266*134.9266
=103.900

Current CPI (Mar. 2025) = 134.9266.

Citigroup Quarterly Data

Book Value per Share CPI Adj_Book
201506 68.267 100.684 91.485
201509 69.027 100.392 92.773
201512 69.461 99.792 93.916
201603 71.473 100.470 95.985
201606 73.187 101.688 97.109
201609 74.506 101.861 98.692
201612 74.256 101.863 98.359
201703 75.866 102.862 99.515
201706 77.358 103.349 100.994
201709 78.813 104.136 102.117
201712 70.620 104.011 91.611
201803 71.672 105.290 91.846
201806 71.946 106.317 91.307
201809 72.874 106.507 92.319
201812 75.053 105.998 95.536
201903 77.092 107.251 96.986
201906 79.404 108.070 99.137
201909 81.025 108.329 100.918
201912 82.901 108.420 103.169
202003 83.750 108.902 103.764
202006 83.407 108.767 103.467
202009 84.486 109.815 103.806
202012 86.433 109.897 106.119
202103 88.178 111.754 106.462
202106 90.865 114.631 106.952
202109 92.165 115.734 107.449
202112 92.210 117.630 105.769
202203 92.029 121.301 102.367
202206 92.951 125.017 100.319
202209 92.710 125.227 99.891
202212 94.061 125.222 101.351
202303 96.597 127.348 102.346
202306 97.873 128.729 102.585
202309 99.279 129.860 103.153
202312 98.708 129.419 102.908
202403 99.078 131.776 101.447
202406 99.701 132.554 101.486
202409 101.907 133.029 103.361
202412 101.620 133.157 102.970
202503 103.900 134.927 103.900

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Citigroup  (LIM:C) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Citigroup Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Citigroup's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Citigroup Business Description

Industry
Address
388 Greenwich Street, New York, NY, USA, 10013
Citigroup is a global financial-services company doing business in more than 100 countries and jurisdictions. Citigroup's operations are organized into five primary segments: services, markets, banking, US personal banking, and wealth management. The bank's primary services include cross-border banking needs for multinational corporates, investment banking and trading, and credit card services in the United States.