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Fair Isaac (MEX:FICO1) Cyclically Adjusted PB Ratio : (As of May. 29, 2025)


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What is Fair Isaac Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Fair Isaac Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Fair Isaac's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Fair Isaac Cyclically Adjusted PB Ratio Chart

Fair Isaac Annual Data
Trend Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 31.35 29.98 41.68 164.54 24,459.46

Fair Isaac Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 440.26 972.71 24,459.46 - -

Competitive Comparison of Fair Isaac's Cyclically Adjusted PB Ratio

For the Software - Application subindustry, Fair Isaac's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fair Isaac's Cyclically Adjusted PB Ratio Distribution in the Software Industry

For the Software industry and Technology sector, Fair Isaac's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Fair Isaac's Cyclically Adjusted PB Ratio falls into.


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Fair Isaac Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Fair Isaac's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Fair Isaac's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=-944.32/134.9266*134.9266
=-944.320

Current CPI (Mar. 2025) = 134.9266.

Fair Isaac Quarterly Data

Book Value per Share CPI Adj_Book
201506 199.881 100.684 267.861
201509 235.998 100.392 317.182
201512 231.390 99.792 312.856
201603 235.004 100.470 315.598
201606 255.750 101.688 339.346
201609 279.284 101.861 369.944
201612 279.181 101.863 369.801
201703 259.734 102.862 340.699
201706 254.638 103.349 332.441
201709 255.953 104.136 331.634
201712 250.407 104.011 324.836
201803 225.734 105.290 289.274
201806 197.483 106.317 250.626
201809 185.301 106.507 234.746
201812 154.003 105.998 196.033
201903 165.218 107.251 207.853
201906 178.151 108.070 222.425
201909 197.643 108.329 246.169
201912 155.709 108.420 193.777
202003 172.664 108.902 213.927
202006 196.830 108.767 244.169
202009 251.372 109.815 308.854
202012 220.530 109.897 270.757
202103 158.331 111.754 191.161
202106 87.544 114.631 103.043
202109 -82.748 115.734 -96.470
202112 -416.563 117.630 -477.817
202203 -508.401 121.301 -565.509
202206 -675.172 125.017 -728.691
202209 -641.296 125.227 -690.971
202212 -621.652 125.222 -669.831
202303 -555.386 127.348 -588.438
202306 -484.850 128.729 -508.194
202309 -483.812 129.860 -502.690
202312 -495.169 129.419 -516.240
202403 -493.241 131.776 -505.033
202406 -618.506 132.554 -629.578
202409 -777.117 133.029 -788.203
202412 -971.125 133.157 -984.030
202503 -944.320 134.927 -944.320

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Fair Isaac  (MEX:FICO1) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Fair Isaac Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Fair Isaac's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Fair Isaac Business Description

Industry
Traded in Other Exchanges
Address
5 West Mendenhall, Suite 105, Bozeman, MT, USA, 59715
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.

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