Fair Isaac (MEX:FICO1) Cyclically Adjusted PB Ratio: (As of Sep. 20, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:FICO1 Fair Isaac Corp MEX:FICO1
84 GF Score
Price MXN16,909.00
GF Value MXN38,225.48
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Fair Isaac Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Fair Isaac  (MEX:FICO1) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Fair Isaac Cyclically Adjusted PB Ratio Related Terms


Fair Isaac Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Fair Isaac's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fair Isaac Cyclically Adjusted PB Ratio Chart

Fair Isaac Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 46.67 68.76 203.03 - -

Fair Isaac Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

MEX:FICO1 vs BSP, ZM, SSNC: Cyclically Adjusted PB Ratio Comparison

For the Software - Application subindustry, Fair Isaac's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fair Isaac Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, Fair Isaac's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Fair Isaac's Cyclically Adjusted PB Ratio falls into.


MEX:FICO1
84GF Score
Fair Isaac Corp MEX:FICO1
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fair Isaac Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Fair Isaac's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Fair Isaac's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-3012.637/333.9520*333.9520
=-3,012.637

Current CPI (Jun. 2026) = 333.9520.

Fair Isaac Quarterly Data

Book Value per Share CPI Adj_Book
201609 279.544 241.428 386.675
201612 278.971 241.432 385.876
201703 259.805 243.801 355.874
201706 254.973 244.955 347.610
201709 256.112 246.819 346.526
201712 249.464 246.524 337.935
201803 226.802 249.554 303.505
201806 197.546 251.989 261.801
201809 185.244 252.439 245.060
201812 154.464 251.233 205.322
201903 165.214 254.202 217.046
201906 178.176 256.143 232.301
201909 197.663 256.759 257.089
201912 155.907 256.974 202.610
202003 172.747 258.115 223.502
202006 197.043 257.797 255.251
202009 251.199 260.280 322.301
202012 220.901 260.474 283.216
202103 158.482 264.877 199.811
202106 87.564 271.696 107.628
202109 -82.677 274.310 -100.653
202112 -415.568 278.802 -497.772
202203 -509.193 287.504 -591.456
202206 -677.110 296.311 -763.125
202209 -641.057 296.808 -721.282
202212 -621.373 296.797 -699.161
202303 -556.341 301.836 -615.537
202306 -485.037 305.109 -530.889
202309 -482.690 307.789 -523.720
202312 -494.010 306.746 -537.825
202403 -493.999 312.332 -528.194
202406 -617.337 314.175 -656.198
202409 -773.632 315.301 -819.395
202412 -968.194 315.605 -1,024.478
202503 -944.322 319.799 -986.114
202506 -1,095.640 322.561 -1,134.332
202509 -1,346.768 324.800 -1,384.716
202512 -1,368.066 324.054 -1,409.853
202603 -1,627.685 330.213 -1,646.115
202606 -3,012.637 333.952 -3,012.637

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Fair Isaac (MEX:FICO1) Overvalued in 2026?

Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued. The current stock price of MXN16,909.00 is trading 55.8% below its estimated GF Value™ of MXN38,225.48. GuruFocus considers Fair Isaac to be Significantly Undervalued.

Key valuation signals for MEX:FICO1:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: MXN38,225.48 vs. price of MXN16,909.00 (55.8% below fair value)
  • GF Score™: 84/100 with 3 warning signs

No single metric tells the full story. See the MEX:FICO1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fair Isaac Business Description

Address 5 West Mendenhall, Suite 105, Bozeman, MT, USA, 59715
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
84GF Score

Get the complete analysis for MEX:FICO1

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN16,909.00
Price
MXN38,225.48
GF Value