Fair Isaac (MEX:FICO1) Cyclically Adjusted PB Ratio: (As of Jul. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:FICO1 Fair Isaac Corp MEX:FICO1
90 GF Score
Price MXN22,209.00
GF Value MXN36,372.72
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Fair Isaac Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Fair Isaac  (MEX:FICO1) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Fair Isaac Cyclically Adjusted PB Ratio Related Terms


Fair Isaac Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Fair Isaac's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fair Isaac Cyclically Adjusted PB Ratio Chart

Fair Isaac Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.98 41.68 164.54 24,459.80 0.00

Fair Isaac Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

MEX:FICO1 vs MSTR, ZM, WDAY: Cyclically Adjusted PB Ratio Comparison

For the Software - Application subindustry, Fair Isaac's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fair Isaac Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, Fair Isaac's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Fair Isaac's Cyclically Adjusted PB Ratio falls into.


MEX:FICO1
90GF Score
Fair Isaac Corp MEX:FICO1
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fair Isaac Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Fair Isaac's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Fair Isaac's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-1626.891/330.2130*330.2130
=-1,626.891

Current CPI (Mar. 2026) = 330.2130.

Fair Isaac Quarterly Data

Book Value per Share CPI Adj_Book
201606 255.750 241.018 350.397
201609 279.284 241.428 381.991
201612 279.181 241.432 381.843
201703 259.734 243.801 351.793
201706 254.638 244.955 343.266
201709 255.953 246.819 342.433
201712 250.407 246.524 335.414
201803 225.734 249.554 298.694
201806 197.483 251.989 258.787
201809 185.301 252.439 242.390
201812 154.003 251.233 202.417
201903 165.218 254.202 214.621
201906 178.151 256.143 229.668
201909 197.643 256.759 254.185
201912 155.709 256.974 200.087
202003 172.664 258.115 220.893
202006 196.830 257.797 252.120
202009 251.372 260.280 318.912
202012 220.530 260.474 279.574
202103 158.331 264.877 197.386
202106 87.544 271.696 106.399
202109 -82.748 274.310 -99.612
202112 -416.563 278.802 -493.377
202203 -508.401 287.504 -583.924
202206 -675.172 296.311 -752.421
202209 -641.296 296.808 -713.472
202212 -621.652 296.797 -691.643
202303 -555.386 301.836 -607.600
202306 -484.850 305.109 -524.743
202309 -483.812 307.789 -519.060
202312 -495.169 306.746 -533.051
202403 -493.241 312.332 -521.479
202406 -618.506 314.175 -650.079
202409 -777.117 315.301 -813.870
202412 -971.125 315.605 -1,016.074
202503 -944.320 319.799 -975.071
202506 -1,091.998 322.561 -1,117.903
202509 -1,347.627 324.800 -1,370.086
202512 -1,370.059 324.054 -1,396.098
202603 -1,626.891 330.213 -1,626.891

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Fair Isaac (MEX:FICO1) Overvalued in 2026?

Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued. The current stock price of MXN22,209.00 is trading 38.9% below its estimated GF Value™ of MXN36,372.72. GuruFocus considers Fair Isaac to be Significantly Undervalued.

Key valuation signals for MEX:FICO1:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: MXN36,372.72 vs. price of MXN22,209.00 (38.9% below fair value)
  • GF Score™: 90/100 with 1 warning sign

No single metric tells the full story. See the MEX:FICO1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fair Isaac Business Description

Address 5 West Mendenhall, Suite 105, Bozeman, MT, USA, 59715
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
90GF Score

Get the complete analysis for MEX:FICO1

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN22,209.00
Price
MXN36,372.72
GF Value