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Powszechny Zaklad Ubezpieczen (Powszechny Zaklad Ubezpieczen) Cyclically Adjusted PB Ratio : 1.53 (As of May. 25, 2024)


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What is Powszechny Zaklad Ubezpieczen Cyclically Adjusted PB Ratio?

As of today (2024-05-25), Powszechny Zaklad Ubezpieczen's current share price is $12.00. Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2024 was $7.83. Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio for today is 1.53.

The historical rank and industry rank for Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio or its related term are showing as below:

PWZYF' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.84   Med: 1.54   Max: 2.7
Current: 1.6

During the past years, Powszechny Zaklad Ubezpieczen's highest Cyclically Adjusted PB Ratio was 2.70. The lowest was 0.84. And the median was 1.54.

PWZYF's Cyclically Adjusted PB Ratio is ranked worse than
65.95% of 417 companies
in the Insurance industry
Industry Median: 1.18 vs PWZYF: 1.60

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Powszechny Zaklad Ubezpieczen's adjusted book value per share data for the three months ended in Mar. 2024 was $9.250. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $7.83 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Powszechny Zaklad Ubezpieczen Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Powszechny Zaklad Ubezpieczen Cyclically Adjusted PB Ratio Chart

Powszechny Zaklad Ubezpieczen Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.99 1.47 1.45 1.24 1.51

Powszechny Zaklad Ubezpieczen Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.17 1.29 1.35 1.51 1.53

Competitive Comparison of Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio

For the Insurance - Property & Casualty subindustry, Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio falls into.



Powszechny Zaklad Ubezpieczen Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=12.00/7.83
=1.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Powszechny Zaklad Ubezpieczen's adjusted Book Value per Share data for the three months ended in Mar. 2024 was:

Adj_Book=Book Value per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=9.25/149.0435*149.0435
=9.250

Current CPI (Mar. 2024) = 149.0435.

Powszechny Zaklad Ubezpieczen Quarterly Data

Book Value per Share CPI Adj_Book
201406 3.520 101.180 5.185
201409 3.775 100.611 5.592
201412 3.890 100.122 5.791
201503 4.160 100.041 6.198
201506 3.501 100.448 5.195
201509 3.653 99.634 5.465
201512 3.818 99.471 5.721
201603 6.013 98.983 9.054
201606 5.284 99.552 7.911
201609 5.556 99.064 8.359
201612 5.831 100.366 8.659
201703 6.258 101.018 9.233
201706 5.905 101.180 8.698
201709 6.242 101.343 9.180
201712 6.553 102.564 9.523
201803 6.678 102.564 9.704
201806 5.961 103.378 8.594
201809 6.360 103.378 9.169
201812 6.699 103.785 9.620
201903 7.091 104.274 10.136
201906 6.424 105.983 9.034
201909 6.890 105.983 9.689
201912 7.258 107.123 10.098
202003 7.271 109.076 9.935
202006 7.620 109.402 10.381
202009 8.030 109.320 10.948
202012 8.429 109.565 11.466
202103 5.723 112.658 7.571
202106 4.997 113.960 6.535
202109 5.152 115.588 6.643
202112 6.520 119.088 8.160
202203 5.012 125.031 5.975
202206 4.422 131.705 5.004
202209 4.601 135.531 5.060
202212 7.729 139.113 8.281
202303 8.075 145.950 8.246
202306 7.915 147.009 8.025
202309 8.472 146.113 8.642
202312 8.869 147.741 8.947
202403 9.250 149.044 9.250

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Powszechny Zaklad Ubezpieczen  (OTCPK:PWZYF) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Powszechny Zaklad Ubezpieczen Cyclically Adjusted PB Ratio Related Terms

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Powszechny Zaklad Ubezpieczen (Powszechny Zaklad Ubezpieczen) Business Description

Traded in Other Exchanges
Address
Al. Jana Pawla II 24, Warsaw, POL, 00-133
Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.