PWZYF (Powszechny Zaklad Ubezpieczen) Interest Expense: $-1,845 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PWZYF Powszechny Zaklad Ubezpieczen SA PWZYF
85 GF Score
Price $16.25
GF Value $14.31
! 9 Warning Signs
View Full Analysis

What is Powszechny Zaklad Ubezpieczen Interest Expense?

Powszechny Zaklad Ubezpieczen PWZYF 85 Interest Expense is $-1,845 Mil as of Mar. 2026. GuruFocus rates PWZYF with a GF Score™ of 85/100 and a GF Value™ of $14.31. The stock has 9 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Powszechny Zaklad Ubezpieczen's interest expense for the three months ended in Mar. 2026 was $ -416 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-1,845 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Powszechny Zaklad Ubezpieczen's Operating Income for the three months ended in Mar. 2026 was $ 1,407 Mil. Powszechny Zaklad Ubezpieczen's Interest Expense for the three months ended in Mar. 2026 was $ -416 Mil. Powszechny Zaklad Ubezpieczen's Interest Coverage for the quarter that ended in Mar. 2026 was 3.38. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Powszechny Zaklad Ubezpieczen  (OTCPK:PWZYF) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Powszechny Zaklad Ubezpieczen's Interest Expense for the three months ended in Mar. 2026 was $-416 Mil. Its EBIT for the three months ended in Mar. 2026 was $1,407 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was $9,609 Mil.

Powszechny Zaklad Ubezpieczen's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage=-1* EBIT (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1406.533/-416.144
=3.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.


Powszechny Zaklad Ubezpieczen Interest Expense Historical Data

* Premium members only.

The historical data trend for Powszechny Zaklad Ubezpieczen's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Powszechny Zaklad Ubezpieczen Interest Expense Chart

Powszechny Zaklad Ubezpieczen Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -111.84 -1,260.33 -2,350.39 -2,179.33 -1,960.42

Powszechny Zaklad Ubezpieczen Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -531.42 -518.46 -484.09 -426.46 -416.14
PWZYF
85GF Score
Powszechny Zaklad Ubezpieczen SA PWZYF
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Powszechny Zaklad Ubezpieczen Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-1,845 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-1,845 Mil mean?
Powszechny Zaklad Ubezpieczen (PWZYF) has a Interest Expense of $-1,845 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Powszechny Zaklad Ubezpieczen and its competitors.
Is Powszechny Zaklad Ubezpieczen's Interest Expense too high?
Powszechny Zaklad Ubezpieczen's current Interest Expense is $-1,845 Mil. Overall, Powszechny Zaklad Ubezpieczen has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does Powszechny Zaklad Ubezpieczen's Interest Expense compare to CB and PGR?
Powszechny Zaklad Ubezpieczen's Interest Expense of $-1,845 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Powszechny Zaklad Ubezpieczen and its competitors. Powszechny Zaklad Ubezpieczen's current Interest Expense is $-1,845 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Powszechny Zaklad Ubezpieczen stock overvalued right now?
Powszechny Zaklad Ubezpieczen (PWZYF) has a current Interest Expense of $-1,845 Mil. The stock's GF Value™ is $14.31, compared to a current price of $16.25 — trading 13.5% above its estimated fair value. The current Interest Expense is $-1,845 Mil. Powszechny Zaklad Ubezpieczen's overall GF Score™ is 85/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Powszechny Zaklad Ubezpieczen (PWZYF), the current Interest Expense is $-1,845 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Powszechny Zaklad Ubezpieczen (PWZYF) Overvalued in 2026?

Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen stock appears to be overvalued. The current stock price of $16.25 is trading 13.5% above its estimated GF Value™ of $14.31.

Key valuation signals for PWZYF:

  • Interest Expense: $-1,845 Mil
  • GF Value™: $14.31 vs. price of $16.25 (13.5% above fair value)
  • GF Score™: 85/100 with 9 warning signs

No single metric tells the full story. See the PWZYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Powszechny Zaklad Ubezpieczen Business Description

Address Al. Jana Pawla II 24, Warsaw, POL, 00-133
Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.
85GF Score

Get the complete analysis for PWZYF

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.25
Price
$14.31
GF Value