PWZYF (Powszechny Zaklad Ubezpieczen) Property, Plant and Equipment: $1,212 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PWZYF Powszechny Zaklad Ubezpieczen SA PWZYF
85 GF Score
Price $16.25
GF Value $14.31
! 9 Warning Signs
View Full Analysis

What is Powszechny Zaklad Ubezpieczen Property, Plant and Equipment?

Powszechny Zaklad Ubezpieczen PWZYF 85 Property, Plant and Equipment is $1,212 Mil as of Mar. 2026. GuruFocus rates PWZYF with a GF Score™ of 85/100 and a GF Value™ of $14.31. The stock has 9 warning signs investors should review.

Powszechny Zaklad Ubezpieczen's quarterly net PPE increased from Sep. 2025 ($1,107 Mil) to Dec. 2025 ($1,213 Mil) but then declined from Dec. 2025 ($1,213 Mil) to Mar. 2026 ($1,212 Mil).

Powszechny Zaklad Ubezpieczen's annual net PPE declined from Dec. 2023 ($1,175 Mil) to Dec. 2024 ($1,125 Mil) but then increased from Dec. 2024 ($1,125 Mil) to Dec. 2025 ($1,213 Mil).


Powszechny Zaklad Ubezpieczen  (OTCPK:PWZYF) Property, Plant and Equipment Explanation

A company with durable competitive advantage doesn't need to constantly upgrade its equipment to stay competitive. The company replaces when it wears out. On the other hand, a company without any advantages must replace to keep pace.

Difference between a company with a moat and one without is that the company with the competitive advantage finances new equipment through internal cash flows, whereas the no advantage company requires debt to finance.

Producing a consistent product that doesn't change equates to consistent profits. There is no need to upgrade plants which frees up cash for other ventures. Think Coca Cola, Johnson & Johnson etc.


Powszechny Zaklad Ubezpieczen Property, Plant and Equipment Related Terms


Powszechny Zaklad Ubezpieczen Property, Plant and Equipment Historical Data

* Premium members only.

The historical data trend for Powszechny Zaklad Ubezpieczen's Property, Plant and Equipment can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Powszechny Zaklad Ubezpieczen Property, Plant and Equipment Chart

Powszechny Zaklad Ubezpieczen Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Property, Plant and Equipment
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,095.62 1,137.92 1,175.20 1,125.23 1,213.00

Powszechny Zaklad Ubezpieczen Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Property, Plant and Equipment Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,116.50 1,099.85 1,106.98 1,213.00 1,212.21
PWZYF
85GF Score
Powszechny Zaklad Ubezpieczen SA PWZYF
Property, Plant and Equipment is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Powszechny Zaklad Ubezpieczen Property, Plant and Equipment Calculation

Property, Plant and Equipment (PPE) are the fixed assets of the companyFixed assets are also known as non-current assets.

Property, plant, and equipment includes assets that will - in the normal course of business - neither be used up in the next year nor will become a part of any product sold to customers.

Some of the most common parts of property, plant, and equipment are:


Land
Buildings (and leasehold improvements)
Transportation equipment
Manufacturing equipment
Office equipment
Office furniture

Companies with lots of property, plant, and equipment often have special categories. For example, railroad property includes:


Track
Ties
Ballast
Bridges
Tunnels
Signals
Locomotives
Freight Cars

There is often a note in the financial statements - found in a company's 10-K - that will explain the different categories of property a company owns.

The market value of property, plant, and equipment can differ tremendously from the book value of property, plant, and equipment.

For example, when Berkshire Hathaway liquidated its textile mills, it had to pay the buyers of the company's manufacturing equipment to haul the equipment away. That property, plant, and equipment was literally worth less than zero. On the other hand, some companies own thousands of acres of land.

All property, plant, and equipment other than land is depreciated. Land is never depreciated. However, land is not marked up to market value either. Under Generally Accepted Accounting Principles (GAAP), land is shown on the balance sheet at cost.

The property, plant, and equipment line shown on the balance sheet is usually net property, plant, and equipment. This means it is the cost of the property, plant, and equipment less accumulated depreciation.

What does a Property, Plant and Equipment of $1,212 Mil mean?
Powszechny Zaklad Ubezpieczen (PWZYF) has a Property, Plant and Equipment of $1,212 Mil as of Mar. 2026. The total property, plant and equipment recorded on a company's balance sheet less accumulated depreciation. View historical data on Powszechny Zaklad Ubezpieczen and its competitors.
Is Powszechny Zaklad Ubezpieczen's Property, Plant and Equipment too high?
Powszechny Zaklad Ubezpieczen's current Property, Plant and Equipment is $1,212 Mil. Overall, Powszechny Zaklad Ubezpieczen has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does Powszechny Zaklad Ubezpieczen's Property, Plant and Equipment compare to CB and PGR?
Powszechny Zaklad Ubezpieczen's Property, Plant and Equipment of $1,212 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Property, Plant and Equipment for an Insurance company?
A good Property, Plant and Equipment depends on the Insurance industry context. However, Property, Plant and Equipment should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Property, Plant and Equipment mean?
A high Property, Plant and Equipment can signal that a stock is expensive relative to its fundamentals. The total property, plant and equipment recorded on a company's balance sheet less accumulated depreciation. View historical data on Powszechny Zaklad Ubezpieczen and its competitors. Powszechny Zaklad Ubezpieczen's current Property, Plant and Equipment is $1,212 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Powszechny Zaklad Ubezpieczen stock overvalued right now?
Powszechny Zaklad Ubezpieczen (PWZYF) has a current Property, Plant and Equipment of $1,212 Mil. The stock's GF Value™ is $14.31, compared to a current price of $16.25 — trading 13.5% above its estimated fair value. The current Property, Plant and Equipment is $1,212 Mil. Powszechny Zaklad Ubezpieczen's overall GF Score™ is 85/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Property, Plant and Equipment calculated?
Property, Plant and Equipment is calculated from a company's financial statements. For Powszechny Zaklad Ubezpieczen (PWZYF), the current Property, Plant and Equipment is $1,212 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Powszechny Zaklad Ubezpieczen (PWZYF) Overvalued in 2026?

Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen stock appears to be overvalued. The current stock price of $16.25 is trading 13.5% above its estimated GF Value™ of $14.31.

Key valuation signals for PWZYF:

  • Property, Plant and Equipment: $1,212 Mil
  • GF Value™: $14.31 vs. price of $16.25 (13.5% above fair value)
  • GF Score™: 85/100 with 9 warning signs

No single metric tells the full story. See the PWZYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Powszechny Zaklad Ubezpieczen Business Description

Address Al. Jana Pawla II 24, Warsaw, POL, 00-133
Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.
85GF Score

Get the complete analysis for PWZYF

Property, Plant and Equipment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.25
Price
$14.31
GF Value