Career Bank Co (SSE:4834) Cyclically Adjusted PB Ratio: 1.64 (As of Aug. 13, 2026) — 12% Above Median

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SSE:4834 Career Bank Co Ltd SSE:4834
45 GF Score
Price 円1,736.00
GF Value 円895.76
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Career Bank Co Cyclically Adjusted PB Ratio?

Career Bank Co SSE:4834 45 Cyclically Adjusted PB Ratio is 1.64 as of Aug. 13, 2026, which is 12% above its 10-year median of 1.46. GuruFocus rates SSE:4834 with a GF Score™ of 45/100 and a GF Value™ of 円895.76 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 721 Business Services companies, Career Bank Co ranks worse than 51.87% on this metric.

As of today (2026-08-13), Career Bank Co's current share price is 円1736.00. Career Bank Co's Cyclically Adjusted Book per Share for the quarter that ended in Nov. 2025 was 円1,056.34. Career Bank Co's Cyclically Adjusted PB Ratio for today is 1.64.

The historical rank and industry rank for Career Bank Co's Cyclically Adjusted PB Ratio or its related term are showing as below:

SSE:4834' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.13   Med: 1.46   Max: 1.9
Current: 1.64

During the past years, Career Bank Co's highest Cyclically Adjusted PB Ratio was 1.90. The lowest was 1.13. And the median was 1.46.

SSE:4834's Cyclically Adjusted PB Ratio is ranked worse than
51.87% of 721 companies
in the Business Services industry
Industry Median: 1.53 vs SSE:4834: 1.64

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Career Bank Co's adjusted book value per share data for the three months ended in Nov. 2025 was 円1,119.353. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is 円1,056.34 for the trailing ten years ended in Nov. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Career Bank Co  (SSE:4834) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Career Bank Co Cyclically Adjusted PB Ratio Related Terms


Career Bank Co Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Career Bank Co's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Career Bank Co Cyclically Adjusted PB Ratio Chart

Career Bank Co Annual Data
Trend May16 May17 May18 May19 May20 May21 May22 May23 May24 May25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.25 1.62 1.48 1.24

Career Bank Co Quarterly Data
Feb21 May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.26 1.24 1.27 1.14 0.00

SSE:4834 vs KFY, RHI, TNET: Cyclically Adjusted PB Ratio Comparison

For the Staffing & Employment Services subindustry, Career Bank Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Career Bank Co Cyclically Adjusted PB Ratio vs Business Services Industry

For the Business Services industry and Industrials sector, Career Bank Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Career Bank Co's Cyclically Adjusted PB Ratio falls into.


SSE:4834
45GF Score
Career Bank Co Ltd SSE:4834
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Career Bank Co Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Career Bank Co's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=1736.00/1056.34
=1.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Career Bank Co's Cyclically Adjusted Book per Share for the quarter that ended in Nov. 2025 is calculated as:

For example, Career Bank Co's adjusted Book Value per Share data for the three months ended in Nov. 2025 was:

Adj_Book=Book Value per Share/CPI of Nov. 2025 (Change)*Current CPI (Nov. 2025)
=1119.353/113.2000*113.2000
=1,119.353

Current CPI (Nov. 2025) = 113.2000.

Career Bank Co Quarterly Data

Book Value per Share CPI Adj_Book
201511 781.510 98.100 901.804
201602 763.342 97.800 883.541
201605 784.998 98.200 904.906
201608 772.359 97.900 893.065
201611 770.195 98.600 884.240
201702 810.824 98.100 935.630
201705 822.748 98.600 944.575
201708 792.329 98.500 910.575
201711 768.118 99.100 877.406
201802 764.424 99.500 869.676
201805 776.163 99.300 884.810
201808 750.060 99.800 850.769
201811 731.271 100.000 827.799
201902 763.854 99.700 867.285
201905 803.353 100.000 909.396
201908 788.350 100.000 892.412
201911 771.025 100.500 868.458
202002 812.991 100.300 917.553
202005 810.388 100.100 916.443
202008 771.472 100.100 872.434
202011 755.561 99.500 859.593
202102 871.408 99.800 988.411
202105 900.495 99.400 1,025.513
202108 952.484 99.700 1,081.456
202111 1,018.934 100.100 1,152.281
202202 1,140.688 100.700 1,282.283
202205 987.968 101.800 1,098.605
202208 1,017.031 102.700 1,121.012
202211 1,094.732 103.900 1,192.721
202302 1,343.265 104.000 1,462.092
202305 1,195.804 105.100 1,287.964
202308 1,172.000 105.900 1,252.789
202311 1,169.282 106.900 1,238.192
202402 1,315.869 106.900 1,393.418
202405 1,323.266 108.100 1,385.696
202411 1,256.538 110.000 1,293.092
202502 1,372.655 110.800 1,402.388
202505 1,396.300 111.800 1,413.785
202508 1,376.818 112.100 1,390.328
202511 1,119.353 113.200 1,119.353

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.64 mean?
Career Bank Co (SSE:4834) has a Cyclically Adjusted PB Ratio of 1.64 as of Aug. 13, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Career Bank Co and its competitors. This is 12% above median its historical median of 1.46. Over the past decade, Career Bank Co's Cyclically Adjusted PB Ratio has ranged from 1.13 to 1.90. According to the industry distribution chart, Career Bank Co ranks #374 out of 721 companies in the Business Services industry, placing it in the top 51.9%.
Is Career Bank Co's Cyclically Adjusted PB Ratio too high?
Career Bank Co's current Cyclically Adjusted PB Ratio of 1.64 is 12% above median its 10-year median of 1.46. Over the past 10 years, this metric has ranged from a low of 1.13 to a high of 1.90. The Business Services industry median Cyclically Adjusted PB Ratio is 1.53. Career Bank Co's value of 1.64 is 7.2% above this industry median. Based on the distribution chart, Career Bank Co ranks #374 out of 721 companies in the Business Services industry, which is below the industry midpoint. Overall, Career Bank Co has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Career Bank Co's Cyclically Adjusted PB Ratio compare to KFY and RHI?
According to the Business Services industry distribution chart, Career Bank Co ranks #374 out of 721 companies for Cyclically Adjusted PB Ratio. This places Career Bank Co in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.53. Career Bank Co's value of 1.64 is 7.2% above this benchmark. Historically, Career Bank Co's own Cyclically Adjusted PB Ratio has ranged from 1.13 to 1.90 over the past decade. While the company's 10-year median is 1.46 vs. the industry median of 1.53, Career Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Business Services company?
The median Cyclically Adjusted PB Ratio among Business Services companies is 1.53, based on 721 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Career Bank Co's current Cyclically Adjusted PB Ratio of 1.64 is 7.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Career Bank Co and its competitors. For the Business Services industry, the median Cyclically Adjusted PB Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Career Bank Co's current Cyclically Adjusted PB Ratio is 1.64, which is 12% above median its own 10-year median of 1.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Career Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Career Bank Co (SSE:4834) is currently considered Significantly Overvalued. The stock's GF Value™ is 円895.76, compared to a current price of 円1,736.00 — trading 93.8% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.64, which is 12% above median its 10-year median of 1.46 and 7.2% above the Business Services industry median of 1.53. Career Bank Co's overall GF Score™ is 45/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Career Bank Co (SSE:4834), the current Cyclically Adjusted PB Ratio is 1.64 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Career Bank Co (SSE:4834) Overvalued in 2026?

Based on GuruFocus' analysis, Career Bank Co stock appears to be overvalued. The current stock price of 円1,736.00 is trading 93.8% above its estimated GF Value™ of 円895.76. GuruFocus considers Career Bank Co to be Significantly Overvalued.

Key valuation signals for SSE:4834:

  • Cyclically Adjusted PB Ratio: 1.64 (12% above median its 10-year median of 1.46)
  • GF Value™: 円895.76 vs. price of 円1,736.00 (93.8% above fair value)
  • GF Score™: 45/100 with 4 warning signs
  • Industry Position: 7.2% above the Business Services median (#374 of 721)

No single metric tells the full story. See the SSE:4834 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Career Bank Co Business Description

Address 5-7 Kitagojo-nishi, Chuo-ku, Sapporo, JPN, 060-0005
Career Bank Co Ltd operates as a human resources company in Japan. It provides temporary staffing, recruitment, outplacement, sales outsourcing, event management staffing, and payroll services. It also provides outsourcing, re-employment support, education/training, payroll business.
45GF Score

Get the complete analysis for SSE:4834

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,736.00
Price
円895.76
GF Value