Career Bank Co (SSE:4834) Days Payable: 4.71 (As of Nov. 2025) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SSE:4834 Career Bank Co Ltd SSE:4834
45 GF Score
Price 円1,736.00
GF Value 円900.09
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Career Bank Co Days Payable?

Career Bank Co SSE:4834 45 Days Payable is 4.71 as of Nov. 2025, which is 6% above its 10-year median of 4.46. GuruFocus rates SSE:4834 with a GF Score™ of 45/100 and a GF Value™ of 円900.09 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 944 Business Services companies, Career Bank Co ranks worse than 92.16% on this metric.

Career Bank Co's average Accounts Payable for the three months ended in Nov. 2025 was 円52 Mil. Career Bank Co's Cost of Goods Sold for the three months ended in Nov. 2025 was 円1,011 Mil. Hence, Career Bank Co's Days Payable for the three months ended in Nov. 2025 was 4.71.

The historical rank and industry rank for Career Bank Co's Days Payable or its related term are showing as below:

SSE:4834' s Days Payable Range Over the Past 10 Years
Min: 3.55   Med: 4.46   Max: 5.19
Current: 5.19

During the past 13 years, Career Bank Co's highest Days Payable was 5.19. The lowest was 3.55. And the median was 4.46.

SSE:4834's Days Payable is ranked worse than
92.16% of 944 companies
in the Business Services industry
Industry Median: 45.785 vs SSE:4834: 5.19

Career Bank Co's Days Payable increased from Nov. 2024 (0.00) to Nov. 2025 (4.71). It may suggest that Career Bank Co delayed paying its suppliers.


Career Bank Co Days Payable Historical Data

* Premium members only.

The historical data trend for Career Bank Co's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Career Bank Co Days Payable Chart

Career Bank Co Annual Data
Trend May16 May17 May18 May19 May20 May21 May22 May23 May24 May25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.01 4.55 5.14 4.82 4.69

Career Bank Co Quarterly Data
Feb21 May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.01 4.78 4.24 4.71 6.01

SSE:4834 vs KFY, RHI, TNET: Days Payable Comparison

For the Staffing & Employment Services subindustry, Career Bank Co's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Career Bank Co Days Payable vs Business Services Industry

For the Business Services industry and Industrials sector, Career Bank Co's Days Payable distribution charts can be found below:

* The bar in red indicates where Career Bank Co's Days Payable falls into.


SSE:4834
45GF Score
Career Bank Co Ltd SSE:4834
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Career Bank Co Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Career Bank Co's Days Payable for the fiscal year that ended in May. 2025 is calculated as

Days Payable (A: May. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: May. 2024 ) + Accounts Payable (A: May. 2025 )) / count ) / Cost of Goods Sold (A: May. 2025 )*Days in Period
=( (56.018 + 47.661) / 2 ) / 4038.047*365
=51.8395 / 4038.047*365
=4.69

Career Bank Co's Days Payable for the quarter that ended in Nov. 2025 is calculated as:

Days Payable (Q: Nov. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Aug. 2025 ) + Accounts Payable (Q: Nov. 2025 )) / count ) / Cost of Goods Sold (Q: Nov. 2025 )*Days in Period
=( (46.207 + 58.069) / 2 ) / 1010.734*365 / 4
=52.138 / 1010.734*365 / 4
=4.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 4.71 mean?
Career Bank Co (SSE:4834) has a Days Payable of 4.71 as of Nov. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Career Bank Co and its competitors. This is near median its historical median of 4.46. Over the past decade, Career Bank Co's Days Payable has ranged from 3.55 to 5.19. According to the industry distribution chart, Career Bank Co ranks #870 out of 944 companies in the Business Services industry, placing it in the top 92.2%.
Is Career Bank Co's Days Payable too high?
Career Bank Co's current Days Payable of 4.71 is near median its 10-year median of 4.46. Over the past 10 years, this metric has ranged from a low of 3.55 to a high of 5.19. The Business Services industry median Days Payable is 45.79. Career Bank Co's value of 4.71 is 89.7% below this industry median. Based on the distribution chart, Career Bank Co ranks #870 out of 944 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Career Bank Co has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Career Bank Co's Days Payable compare to KFY and RHI?
According to the Business Services industry distribution chart, Career Bank Co ranks #870 out of 944 companies for Days Payable. This places Career Bank Co in the lower half of its industry. The industry median Days Payable is 45.79. Career Bank Co's value of 4.71 is 89.7% below this benchmark. Historically, Career Bank Co's own Days Payable has ranged from 3.55 to 5.19 over the past decade. While the company's 10-year median is 4.46 vs. the industry median of 45.79, Career Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Business Services company?
The median Days Payable among Business Services companies is 45.79, based on 944 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Career Bank Co's current Days Payable of 4.71 is 89.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Career Bank Co and its competitors. For the Business Services industry, the median Days Payable is 45.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Career Bank Co's current Days Payable is 4.71, which is near median its own 10-year median of 4.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Career Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Career Bank Co (SSE:4834) is currently considered Significantly Overvalued. The stock's GF Value™ is 円900.09, compared to a current price of 円1,736.00 — trading 92.9% above its estimated fair value. The current Days Payable is 4.71, which is near median its 10-year median of 4.46 and 89.7% below the Business Services industry median of 45.79. Career Bank Co's overall GF Score™ is 45/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Career Bank Co (SSE:4834), the current Days Payable is 4.71 as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Career Bank Co (SSE:4834) Overvalued in 2026?

Based on GuruFocus' analysis, Career Bank Co stock appears to be overvalued. The current stock price of 円1,736.00 is trading 92.9% above its estimated GF Value™ of 円900.09. GuruFocus considers Career Bank Co to be Significantly Overvalued.

Key valuation signals for SSE:4834:

  • Days Payable: 4.71 (near median its 10-year median of 4.46)
  • GF Value™: 円900.09 vs. price of 円1,736.00 (92.9% above fair value)
  • GF Score™: 45/100 with 4 warning signs
  • Industry Position: 89.7% below the Business Services median (#870 of 944)

No single metric tells the full story. See the SSE:4834 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Career Bank Co Business Description

Address 5-7 Kitagojo-nishi, Chuo-ku, Sapporo, JPN, 060-0005
Career Bank Co Ltd operates as a human resources company in Japan. It provides temporary staffing, recruitment, outplacement, sales outsourcing, event management staffing, and payroll services. It also provides outsourcing, re-employment support, education/training, payroll business.
45GF Score

Get the complete analysis for SSE:4834

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,736.00
Price
円900.09
GF Value