Career Bank Co (SSE:4834) Quick Ratio: 1.11 (As of Nov. 2025) — 37% Below Median

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SSE:4834 Career Bank Co Ltd SSE:4834
45 GF Score
Price 円1,736.00
GF Value 円900.09
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Career Bank Co Quick Ratio?

Career Bank Co SSE:4834 45 Quick Ratio is 1.11 as of Nov. 2025, which is 37% below its 10-year median of 1.77. GuruFocus rates SSE:4834 with a GF Score™ of 45/100 and a GF Value™ of 円900.09 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,090 Business Services companies, Career Bank Co ranks worse than 59.82% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Career Bank Co's quick ratio for the quarter that ended in Nov. 2025 was 1.11.

Career Bank Co has a quick ratio of 1.11. It generally indicates good short-term financial strength.

The historical rank and industry rank for Career Bank Co's Quick Ratio or its related term are showing as below:

SSE:4834' s Quick Ratio Range Over the Past 10 Years
Min: 1.11   Med: 1.77   Max: 2.09
Current: 1.4

During the past 13 years, Career Bank Co's highest Quick Ratio was 2.09. The lowest was 1.11. And the median was 1.77.

SSE:4834's Quick Ratio is ranked worse than
59.82% of 1090 companies
in the Business Services industry
Industry Median: 1.67 vs SSE:4834: 1.40

Career Bank Co  (SSE:4834) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


Career Bank Co Quick Ratio Related Terms


Career Bank Co Quick Ratio Historical Data

* Premium members only.

The historical data trend for Career Bank Co's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Career Bank Co Quick Ratio Chart

Career Bank Co Annual Data
Trend May16 May17 May18 May19 May20 May21 May22 May23 May24 May25
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.76 1.80 1.80 1.78 1.32

Career Bank Co Quarterly Data
Feb21 May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.44 1.32 1.34 1.11 1.40

SSE:4834 vs KFY, RHI, TNET: Quick Ratio Comparison

For the Staffing & Employment Services subindustry, Career Bank Co's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Career Bank Co Quick Ratio vs Business Services Industry

For the Business Services industry and Industrials sector, Career Bank Co's Quick Ratio distribution charts can be found below:

* The bar in red indicates where Career Bank Co's Quick Ratio falls into.


SSE:4834
45GF Score
Career Bank Co Ltd SSE:4834
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Career Bank Co Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

Career Bank Co's Quick Ratio for the fiscal year that ended in May. 2025 is calculated as

Quick Ratio (A: May. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(1808.671-0)/1374.166
=1.32

Career Bank Co's Quick Ratio for the quarter that ended in Nov. 2025 is calculated as

Quick Ratio (Q: Nov. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(1965.224-0)/1766.117
=1.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 1.11 mean?
Career Bank Co (SSE:4834) has a Quick Ratio of 1.11 as of Nov. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Career Bank Co and its competitors. This is 37% below median its historical median of 1.77. Over the past decade, Career Bank Co's Quick Ratio has ranged from 1.11 to 2.09. According to the industry distribution chart, Career Bank Co ranks #652 out of 1090 companies in the Business Services industry, placing it in the top 59.8%.
Is Career Bank Co's Quick Ratio too high?
Career Bank Co's current Quick Ratio of 1.11 is 37% below median its 10-year median of 1.77. Over the past 10 years, this metric has ranged from a low of 1.11 to a high of 2.09. The Business Services industry median Quick Ratio is 1.67. Career Bank Co's value of 1.11 is 33.5% below this industry median. Based on the distribution chart, Career Bank Co ranks #652 out of 1090 companies in the Business Services industry, which is below the industry midpoint. Overall, Career Bank Co has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Career Bank Co's Quick Ratio compare to KFY and RHI?
According to the Business Services industry distribution chart, Career Bank Co ranks #652 out of 1090 companies for Quick Ratio. This places Career Bank Co in the lower half of its industry. The industry median Quick Ratio is 1.67. Career Bank Co's value of 1.11 is 33.5% below this benchmark. Historically, Career Bank Co's own Quick Ratio has ranged from 1.11 to 2.09 over the past decade. While the company's 10-year median is 1.77 vs. the industry median of 1.67, Career Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Business Services company?
The median Quick Ratio among Business Services companies is 1.67, based on 1,090 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Career Bank Co's current Quick Ratio of 1.11 is 33.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Career Bank Co and its competitors. For the Business Services industry, the median Quick Ratio is 1.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Career Bank Co's current Quick Ratio is 1.11, which is 37% below median its own 10-year median of 1.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Career Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Career Bank Co (SSE:4834) is currently considered Significantly Overvalued. The stock's GF Value™ is 円900.09, compared to a current price of 円1,736.00 — trading 92.9% above its estimated fair value. The current Quick Ratio is 1.11, which is 37% below median its 10-year median of 1.77 and 33.5% below the Business Services industry median of 1.67. Career Bank Co's overall GF Score™ is 45/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Career Bank Co (SSE:4834), the current Quick Ratio is 1.11 as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Career Bank Co (SSE:4834) Overvalued in 2026?

Based on GuruFocus' analysis, Career Bank Co stock appears to be overvalued. The current stock price of 円1,736.00 is trading 92.9% above its estimated GF Value™ of 円900.09. GuruFocus considers Career Bank Co to be Significantly Overvalued.

Key valuation signals for SSE:4834:

  • Quick Ratio: 1.11 (37% below median its 10-year median of 1.77)
  • GF Value™: 円900.09 vs. price of 円1,736.00 (92.9% above fair value)
  • GF Score™: 45/100 with 4 warning signs
  • Industry Position: 33.5% below the Business Services median (#652 of 1090)

No single metric tells the full story. See the SSE:4834 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Career Bank Co Business Description

Address 5-7 Kitagojo-nishi, Chuo-ku, Sapporo, JPN, 060-0005
Career Bank Co Ltd operates as a human resources company in Japan. It provides temporary staffing, recruitment, outplacement, sales outsourcing, event management staffing, and payroll services. It also provides outsourcing, re-employment support, education/training, payroll business.
45GF Score

Get the complete analysis for SSE:4834

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,736.00
Price
円900.09
GF Value