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Career Bank CoSSE:4834 44 Debt-to-EBITDA is -0.72 as of Nov. 2025. GuruFocus rates SSE:4834 with a GF Score™ of 44/100 and a GF Value™ of 円891.14 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 838 Business Services companies, Career Bank Co ranks worse than 98.57% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Career Bank Co's Debt-to-EBITDA or its related term are showing as below:
SSE:4834'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.85 Med: 4.67 Max: 46.61
Current: 46.61
During the past 13 years, the highest Debt-to-EBITDA Ratio of Career Bank Co was 46.61. The lowest was 1.85. And the median was 4.67.
SSE:4834's Debt-to-EBITDA is ranked worse than 98.57% of 838
companies
in the Business Services industry
Industry Median: 1.69
vs SSE:4834: 46.61
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Career Bank Co Debt-to-EBITDA Related Terms
Career Bank Co Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Career Bank Co's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SSE:4834 vs KFY, RHI, TNET: Debt-to-EBITDA Comparison
For the Staffing & Employment Services subindustry, Career Bank Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Career Bank Co Debt-to-EBITDA vs Business Services Industry
For the Business Services industry and Industrials sector, Career Bank Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Career Bank Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Nov. 2025) EBITDA data.
Career Bank Co (SSE:4834) has a Debt-to-EBITDA of -0.72 as of Nov. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Career Bank Co. Over the past decade, Career Bank Co's Debt-to-EBITDA has ranged from 1.85 to 46.61. According to the industry distribution chart, Career Bank Co ranks #826 out of 838 companies in the Business Services industry, placing it in the top 98.6%.
Is Career Bank Co's Debt-to-EBITDA too high?
Career Bank Co's current Debt-to-EBITDA is -0.72. Over the past 10 years, this metric has ranged from a low of 1.85 to a high of 46.61. Based on the distribution chart, Career Bank Co ranks #826 out of 838 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Career Bank Co has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Career Bank Co's Debt-to-EBITDA compare to KFY and RHI?
According to the Business Services industry distribution chart, Career Bank Co ranks #826 out of 838 companies for Debt-to-EBITDA. This places Career Bank Co in the lower half of its industry. The industry median Debt-to-EBITDA is 1.69. Historically, Career Bank Co's own Debt-to-EBITDA has ranged from 1.85 to 46.61 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.69, based on 838 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Career Bank Co. For the Business Services industry, the median Debt-to-EBITDA is 1.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Career Bank Co's current Debt-to-EBITDA is -0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Career Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Career Bank Co (SSE:4834) is currently considered Significantly Overvalued. The stock's GF Value™ is 円891.14, compared to a current price of 円1,736.00 — trading 94.8% above its estimated fair value. The current Debt-to-EBITDA is -0.72. Career Bank Co's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Career Bank Co (SSE:4834), the current Debt-to-EBITDA is -0.72 as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Career Bank Co (SSE:4834) Overvalued in 2026?
Based on GuruFocus' analysis, Career Bank Co stock appears to be overvalued.
The current stock price of 円1,736.00 is trading 94.8% above its estimated GF Value™ of 円891.14.
GuruFocus considers Career Bank Co to be Significantly Overvalued.
Key valuation signals for SSE:4834:
Debt-to-EBITDA: -0.72
GF Value™: 円891.14 vs. price of 円1,736.00 (94.8% above fair value)
No single metric tells the full story. See the SSE:4834 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Career Bank Co Ltd operates as a human resources company in Japan. It provides temporary staffing, recruitment, outplacement, sales outsourcing, event management staffing, and payroll services. It also provides outsourcing, re-employment support, education/training, payroll business.
44GF Score
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