Neighborhood Intelligence (STU:OVER) Cyclically Adjusted PB Ratio: 0.44 (As of Aug. 26, 2026) — 89% Below Median

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STU:OVER Neighborhood Intelligence Inc STU:OVER
63 GF Score
Price €3.44
GF Value €5.06
Valuation Possible Value Trap
! 2 Warning Signs
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What is Neighborhood Intelligence Cyclically Adjusted PB Ratio?

Neighborhood Intelligence STU:OVER +5.52% 63 Cyclically Adjusted PB Ratio is 0.44 as of Aug. 26, 2026, which is 89% below its 10-year median of 3.94. GuruFocus rates STU:OVER with a GF Score™ of 63/100 and a GF Value™ of €5.06 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 775 Retail - Cyclical companies, Neighborhood Intelligence ranks better than 79.1% on this metric.

As of today (2026-08-26), Neighborhood Intelligence's current share price is €3.44. Neighborhood Intelligence's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was €7.76. Neighborhood Intelligence's Cyclically Adjusted PB Ratio for today is 0.44.

The historical rank and industry rank for Neighborhood Intelligence's Cyclically Adjusted PB Ratio or its related term are showing as below:

STU:OVER' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.42   Med: 3.94   Max: 29.32
Current: 0.45

During the past years, Neighborhood Intelligence's highest Cyclically Adjusted PB Ratio was 29.32. The lowest was 0.42. And the median was 3.94.

STU:OVER's Cyclically Adjusted PB Ratio is ranked better than
79.1% of 775 companies
in the Retail - Cyclical industry
Industry Median: 1.2 vs STU:OVER: 0.45

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Neighborhood Intelligence's adjusted book value per share data for the three months ended in Jun. 2026 was €2.280. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €7.76 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Neighborhood Intelligence  (STU:OVER) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Neighborhood Intelligence Cyclically Adjusted PB Ratio Related Terms


Neighborhood Intelligence Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Neighborhood Intelligence's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Neighborhood Intelligence Cyclically Adjusted PB Ratio Chart

Neighborhood Intelligence Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.48 2.40 3.02 0.54 0.61

Neighborhood Intelligence Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.75 1.08 0.61 0.52 0.65

STU:OVER vs LOGC, NEGG, JMIA: Cyclically Adjusted PB Ratio Comparison

For the Internet Retail subindustry, Neighborhood Intelligence's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Neighborhood Intelligence Cyclically Adjusted PB Ratio vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Neighborhood Intelligence's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Neighborhood Intelligence's Cyclically Adjusted PB Ratio falls into.


STU:OVER
63GF Score
Neighborhood Intelligence Inc STU:OVER
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Neighborhood Intelligence Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Neighborhood Intelligence's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=3.44/7.76
=0.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Neighborhood Intelligence's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Neighborhood Intelligence's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.28/333.9520*333.9520
=2.280

Current CPI (Jun. 2026) = 333.9520.

Neighborhood Intelligence Quarterly Data

Book Value per Share CPI Adj_Book
201609 5.660 241.428 7.829
201612 6.535 241.432 9.039
201703 6.357 243.801 8.708
201706 5.800 244.955 7.907
201709 5.473 246.819 7.405
201712 5.397 246.524 7.311
201803 5.053 249.554 6.762
201806 3.553 251.989 4.709
201809 4.583 252.439 6.063
201812 3.602 251.233 4.788
201903 3.460 254.202 4.545
201906 3.197 256.143 4.168
201909 2.665 256.759 3.466
201912 2.625 256.974 3.411
202003 2.250 258.115 2.911
202006 3.069 257.797 3.976
202009 7.099 260.280 9.108
202012 7.182 260.474 9.208
202103 7.108 264.877 8.962
202106 13.048 271.696 16.038
202109 14.013 274.310 17.060
202112 15.312 278.802 18.341
202203 15.571 287.504 18.087
202206 14.672 296.311 16.536
202209 14.941 296.808 16.811
202212 13.563 296.797 15.261
202303 13.238 301.836 14.647
202306 11.704 305.109 12.810
202309 10.676 307.789 11.583
202312 7.252 306.746 7.895
202403 5.789 312.332 6.190
202406 5.084 314.175 5.404
202409 3.858 315.301 4.086
202412 2.928 315.605 3.098
202503 2.333 319.799 2.436
202506 1.977 322.561 2.047
202509 2.656 324.800 2.731
202512 2.698 324.054 2.780
202603 2.521 330.213 2.550
202606 2.280 333.952 2.280

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.44 mean?
Neighborhood Intelligence (STU:OVER) has a Cyclically Adjusted PB Ratio of 0.44 as of Aug. 26, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Neighborhood Intelligence and its competitors. This is 89% below median its historical median of 3.94. Over the past decade, Neighborhood Intelligence's Cyclically Adjusted PB Ratio has ranged from 0.42 to 29.32. According to the industry distribution chart, Neighborhood Intelligence ranks #162 out of 775 companies in the Retail - Cyclical industry, placing it in the top 20.9%.
Is Neighborhood Intelligence's Cyclically Adjusted PB Ratio too high?
Neighborhood Intelligence's current Cyclically Adjusted PB Ratio of 0.44 is 89% below median its 10-year median of 3.94. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 29.32. The Retail - Cyclical industry median Cyclically Adjusted PB Ratio is 1.20. Neighborhood Intelligence's value of 0.44 is 63.3% below this industry median. Based on the distribution chart, Neighborhood Intelligence ranks #162 out of 775 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Neighborhood Intelligence has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Neighborhood Intelligence's Cyclically Adjusted PB Ratio compare to LOGC and NEGG?
According to the Retail - Cyclical industry distribution chart, Neighborhood Intelligence ranks #162 out of 775 companies for Cyclically Adjusted PB Ratio. This places Neighborhood Intelligence in the top 21% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.20. Neighborhood Intelligence's value of 0.44 is 63.3% below this benchmark. Historically, Neighborhood Intelligence's own Cyclically Adjusted PB Ratio has ranged from 0.42 to 29.32 over the past decade. While the company's 10-year median is 3.94 vs. the industry median of 1.20, Neighborhood Intelligence has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Retail - Cyclical company?
The median Cyclically Adjusted PB Ratio among Retail - Cyclical companies is 1.20, based on 775 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Neighborhood Intelligence's current Cyclically Adjusted PB Ratio of 0.44 is 63.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Neighborhood Intelligence and its competitors. For the Retail - Cyclical industry, the median Cyclically Adjusted PB Ratio is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Neighborhood Intelligence's current Cyclically Adjusted PB Ratio is 0.44, which is 89% below median its own 10-year median of 3.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neighborhood Intelligence stock overvalued right now?
Based on GuruFocus' analysis, Neighborhood Intelligence (STU:OVER) is currently considered Possible Value Trap. The stock's GF Value™ is €5.06, compared to a current price of €3.44 — trading 32% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.44, which is 89% below median its 10-year median of 3.94 and 63.3% below the Retail - Cyclical industry median of 1.20. Neighborhood Intelligence's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Neighborhood Intelligence (STU:OVER), the current Cyclically Adjusted PB Ratio is 0.44 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Neighborhood Intelligence (STU:OVER) Overvalued in 2026?

Based on GuruFocus' analysis, Neighborhood Intelligence stock appears to be undervalued. The current stock price of €3.44 is trading 32% below its estimated GF Value™ of €5.06. GuruFocus considers Neighborhood Intelligence to be Possible Value Trap.

Key valuation signals for STU:OVER:

  • Cyclically Adjusted PB Ratio: 0.44 (89% below median its 10-year median of 3.94)
  • GF Value™: €5.06 vs. price of €3.44 (32% below fair value)
  • GF Score™: 63/100 with 2 warning signs
  • Industry Position: 63.3% below the Retail - Cyclical median (#162 of 775)

No single metric tells the full story. See the STU:OVER stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Neighborhood Intelligence Business Description

Other Exchanges BBBY:USABBBY:Mexico0KDU:UK
Address 433 W. Ascension Way, 3rd Floor, Murray, UT, USA, 84123
Bed Bath & Beyond Inc is an e-commerce-focused retailer with an affinity model that owns or has ownership interests in various retail brands, offering products and services that enable its customers to enhance everyday life through quality, style, and value. The company currently owns Bed Bath & Beyond, Overstock, buybuy BABY, and other related brands and websites, as well as a blockchain asset portfolio. Its e-commerce platforms, www.bedbathandbeyond.com and www.overstock.com, are targeted at customers seeking various products such as furniture, bedding, area rugs, tabletop and cookware, decor, storage, jewelry, etc, at affordable prices. In addition to products, the company also offers add-on services across platforms, including warranties, shipping insurance, and installation services.
63GF Score

Get the complete analysis for STU:OVER

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.44
Price
€5.06
GF Value