GB Group y Subsidiaria (XPTY:GBGR) Cyclically Adjusted PB Ratio: 0.85 (As of Sep. 13, 2026) — Near Median

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XPTY:GBGR GB Group Corporation y Subsidiaria XPTY:GBGR
40 GF Score
Price $38.85
GF Value $34.54
Valuation Modestly Overvalued
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What is GB Group y Subsidiaria Cyclically Adjusted PB Ratio?

GB Group y Subsidiaria XPTY:GBGR 40 Cyclically Adjusted PB Ratio is 0.85 as of Sep. 13, 2026, which is 8% above its 10-year median of 0.79. GuruFocus rates XPTY:GBGR with a GF Score™ of 40/100 and a GF Value™ of $34.54 (Modestly Overvalued). Among 1,273 Banks companies, GB Group y Subsidiaria ranks better than 74.16% on this metric.

As of today (2026-09-13), GB Group y Subsidiaria's current share price is $38.85. GB Group y Subsidiaria's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was $45.71. GB Group y Subsidiaria's Cyclically Adjusted PB Ratio for today is 0.85.

The historical rank and industry rank for GB Group y Subsidiaria's Cyclically Adjusted PB Ratio or its related term are showing as below:

XPTY:GBGR' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.68   Med: 0.79   Max: 1.51
Current: 0.85

During the past years, GB Group y Subsidiaria's highest Cyclically Adjusted PB Ratio was 1.51. The lowest was 0.68. And the median was 0.79.

XPTY:GBGR's Cyclically Adjusted PB Ratio is ranked better than
74.16% of 1273 companies
in the Banks industry
Industry Median: 1.29 vs XPTY:GBGR: 0.85

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

GB Group y Subsidiaria's adjusted book value per share data for the three months ended in Jun. 2026 was $43.367. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $45.71 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


GB Group y Subsidiaria  (XPTY:GBGR) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


GB Group y Subsidiaria Cyclically Adjusted PB Ratio Related Terms


GB Group y Subsidiaria Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for GB Group y Subsidiaria's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GB Group y Subsidiaria Cyclically Adjusted PB Ratio Chart

GB Group y Subsidiaria Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.87 0.78 0.73 0.72 0.82

GB Group y Subsidiaria Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.72 0.82 0.79 0.81 0.82

XPTY:GBGR vs USB, PNC: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, GB Group y Subsidiaria's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GB Group y Subsidiaria Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, GB Group y Subsidiaria's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where GB Group y Subsidiaria's Cyclically Adjusted PB Ratio falls into.


XPTY:GBGR
40GF Score
GB Group Corporation y Subsidiaria XPTY:GBGR
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

GB Group y Subsidiaria Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

GB Group y Subsidiaria's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=38.85/45.71
=0.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GB Group y Subsidiaria's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, GB Group y Subsidiaria's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=43.367/333.9520*333.9520
=43.367

Current CPI (Jun. 2026) = 333.9520.

GB Group y Subsidiaria Quarterly Data

Book Value per Share CPI Adj_Book
201609 32.433 241.428 44.863
201612 33.023 241.432 45.678
201703 34.132 243.801 46.753
201706 35.046 244.955 47.779
201709 35.795 246.819 48.431
201712 36.432 246.524 49.352
201803 37.078 249.554 49.618
201806 37.107 251.989 49.177
201809 35.364 252.439 46.783
201812 37.420 251.233 49.741
201903 38.201 254.202 50.186
201906 38.000 256.143 49.543
201909 38.430 256.759 49.984
201912 39.191 256.974 50.931
202003 37.696 258.115 48.771
202006 38.045 257.797 49.284
202009 38.032 260.280 48.797
202012 38.542 260.474 49.414
202103 37.822 264.877 47.685
202106 38.129 271.696 46.866
202109 37.915 274.310 46.159
202112 37.796 278.802 45.272
202203 37.299 287.504 43.325
202206 36.310 296.311 40.923
202209 36.099 296.808 40.617
202212 0.000 296.797 0.000
202303 37.386 301.836 41.364
202306 38.001 305.109 41.593
202309 37.935 307.789 41.160
202312 38.785 306.746 42.225
202403 39.527 312.332 42.263
202406 39.796 314.175 42.301
202409 40.786 315.301 43.199
202412 40.828 315.605 43.201
202503 41.320 319.799 43.149
202506 41.169 322.561 42.623
202509 42.066 324.800 43.251
202512 42.514 324.054 43.813
202603 42.743 330.213 43.227
202606 43.367 333.952 43.367

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.85 mean?
GB Group y Subsidiaria (XPTY:GBGR) has a Cyclically Adjusted PB Ratio of 0.85 as of Sep. 13, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on GB Group y Subsidiaria and its competitors. This is near median its historical median of 0.79. Over the past decade, GB Group y Subsidiaria's Cyclically Adjusted PB Ratio has ranged from 0.68 to 1.51. According to the industry distribution chart, GB Group y Subsidiaria ranks #329 out of 1273 companies in the Banks industry, placing it in the top 25.8%.
Is GB Group y Subsidiaria's Cyclically Adjusted PB Ratio too high?
GB Group y Subsidiaria's current Cyclically Adjusted PB Ratio of 0.85 is near median its 10-year median of 0.79. Over the past 10 years, this metric has ranged from a low of 0.68 to a high of 1.51. The Banks industry median Cyclically Adjusted PB Ratio is 1.29. GB Group y Subsidiaria's value of 0.85 is 34.1% below this industry median. Based on the distribution chart, GB Group y Subsidiaria ranks #329 out of 1273 companies in the Banks industry, which is above the industry midpoint. Overall, GB Group y Subsidiaria has a GF Score™ of 40/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GB Group y Subsidiaria's Cyclically Adjusted PB Ratio compare to USB and PNC?
According to the Banks industry distribution chart, GB Group y Subsidiaria ranks #329 out of 1273 companies for Cyclically Adjusted PB Ratio. This puts GB Group y Subsidiaria in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.29. GB Group y Subsidiaria's value of 0.85 is 34.1% below this benchmark. Historically, GB Group y Subsidiaria's own Cyclically Adjusted PB Ratio has ranged from 0.68 to 1.51 over the past decade. While the company's 10-year median is 0.79 vs. the industry median of 1.29, GB Group y Subsidiaria has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.29, based on 1,273 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GB Group y Subsidiaria's current Cyclically Adjusted PB Ratio of 0.85 is 34.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on GB Group y Subsidiaria and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GB Group y Subsidiaria's current Cyclically Adjusted PB Ratio is 0.85, which is near median its own 10-year median of 0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GB Group y Subsidiaria stock overvalued right now?
Based on GuruFocus' analysis, GB Group y Subsidiaria (XPTY:GBGR) is currently considered Modestly Overvalued. The stock's GF Value™ is $34.54, compared to a current price of $38.85 — trading 12.5% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.85, which is near median its 10-year median of 0.79 and 34.1% below the Banks industry median of 1.29. GB Group y Subsidiaria's overall GF Score™ is 40/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For GB Group y Subsidiaria (XPTY:GBGR), the current Cyclically Adjusted PB Ratio is 0.85 as of Sep. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GB Group y Subsidiaria (XPTY:GBGR) Overvalued in 2026?

Based on GuruFocus' analysis, GB Group y Subsidiaria stock appears to be overvalued. The current stock price of $38.85 is trading 12.5% above its estimated GF Value™ of $34.54. GuruFocus considers GB Group y Subsidiaria to be Modestly Overvalued.

Key valuation signals for XPTY:GBGR:

  • Cyclically Adjusted PB Ratio: 0.85 (near median its 10-year median of 0.79)
  • GF Value™: $34.54 vs. price of $38.85 (12.5% above fair value)
  • GF Score™: 40/100
  • Industry Position: 34.1% below the Banks median (#329 of 1273)

No single metric tells the full story. See the XPTY:GBGR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GB Group y Subsidiaria Business Description

Address Santa Maria Business District, Panama, PAN, 0831-01843
GB Group Corporation y Subsidiaria alongwith its subsidiaries is engaged in the commercial & consumer banking, personal banking and private banking.
40GF Score

Get the complete analysis for XPTY:GBGR

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.85
Price
$34.54
GF Value