Abu Dhabi Commercial Bank (ADX:ADCB) Cyclically Adjusted PS Ratio: 7.00 (As of Jul. 15, 2026) — 42% Above Median

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ADX:ADCB Abu Dhabi Commercial Bank ADX:ADCB
61 GF Score
Price د.إ14.48
GF Value د.إ13.58
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Abu Dhabi Commercial Bank Cyclically Adjusted PS Ratio?

Abu Dhabi Commercial Bank ADX:ADCB +0.56% 61 Cyclically Adjusted PS Ratio is 7.00 as of Jul. 15, 2026, which is 42% above its 10-year median of 4.94. GuruFocus rates ADX:ADCB with a GF Score™ of 61/100 and a GF Value™ of د.إ13.58 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,302 Banks companies, Abu Dhabi Commercial Bank ranks worse than 91.55% on this metric.

As of today (2026-07-15), Abu Dhabi Commercial Bank's current share price is د.إ14.48. Abu Dhabi Commercial Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was د.إ2.07. Abu Dhabi Commercial Bank's Cyclically Adjusted PS Ratio for today is 7.00.

The historical rank and industry rank for Abu Dhabi Commercial Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

ADX:ADCB' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.54   Med: 4.94   Max: 7.88
Current: 7.1

During the past years, Abu Dhabi Commercial Bank's highest Cyclically Adjusted PS Ratio was 7.88. The lowest was 2.54. And the median was 4.94.

ADX:ADCB's Cyclically Adjusted PS Ratio is ranked worse than
91.55% of 1302 companies
in the Banks industry
Industry Median: 3.34 vs ADX:ADCB: 7.10

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Abu Dhabi Commercial Bank's adjusted revenue per share data for the three months ended in Mar. 2026 was د.إ0.665. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is د.إ2.07 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Abu Dhabi Commercial Bank  (ADX:ADCB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Abu Dhabi Commercial Bank Cyclically Adjusted PS Ratio Related Terms


Abu Dhabi Commercial Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Abu Dhabi Commercial Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abu Dhabi Commercial Bank Cyclically Adjusted PS Ratio Chart

Abu Dhabi Commercial Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.70 4.64 4.80 5.26 7.09

Abu Dhabi Commercial Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.42 6.55 6.94 7.09 5.97

Abu Dhabi Commercial Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Abu Dhabi Commercial Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abu Dhabi Commercial Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Abu Dhabi Commercial Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Abu Dhabi Commercial Bank's Cyclically Adjusted PS Ratio falls into.


ADX:ADCB
61GF Score
Abu Dhabi Commercial Bank ADX:ADCB
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Abu Dhabi Commercial Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Abu Dhabi Commercial Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=14.48/2.07
=7.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abu Dhabi Commercial Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Abu Dhabi Commercial Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.665/330.2130*330.2130
=0.665

Current CPI (Mar. 2026) = 330.2130.

Abu Dhabi Commercial Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.384 241.018 0.526
201609 0.370 241.428 0.506
201612 0.388 241.432 0.531
201703 0.399 243.801 0.540
201706 0.377 244.955 0.508
201709 0.402 246.819 0.538
201712 0.413 246.524 0.553
201803 0.421 249.554 0.557
201806 0.409 251.989 0.536
201809 0.410 252.439 0.536
201812 0.405 251.233 0.532
201903 0.409 254.202 0.531
201906 0.417 256.143 0.538
201909 0.435 256.759 0.559
201912 0.434 256.974 0.558
202003 0.461 258.115 0.590
202006 0.384 257.797 0.492
202009 0.399 260.280 0.506
202012 0.409 260.474 0.519
202103 0.386 264.877 0.481
202106 0.419 271.696 0.509
202109 0.388 274.310 0.467
202112 0.436 278.802 0.516
202203 0.340 287.504 0.391
202206 0.355 296.311 0.396
202209 0.362 296.808 0.403
202212 0.413 296.797 0.459
202303 0.405 301.836 0.443
202306 0.427 305.109 0.462
202309 0.453 307.789 0.486
202312 0.461 306.746 0.496
202403 0.494 312.332 0.522
202406 0.631 314.175 0.663
202409 0.630 315.301 0.660
202412 0.183 315.605 0.191
202503 0.563 319.799 0.581
202506 0.765 322.561 0.783
202509 0.786 324.800 0.799
202512 0.157 324.054 0.160
202603 0.665 330.213 0.665

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 7.00 mean?
Abu Dhabi Commercial Bank (ADX:ADCB) has a Cyclically Adjusted PS Ratio of 7.00 as of Jul. 15, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Abu Dhabi Commercial Bank and its competitors. This is 42% above median its historical median of 4.94. Over the past decade, Abu Dhabi Commercial Bank's Cyclically Adjusted PS Ratio has ranged from 2.54 to 7.88. According to the industry distribution chart, Abu Dhabi Commercial Bank ranks #1192 out of 1302 companies in the Banks industry, placing it in the top 91.6%.
Is Abu Dhabi Commercial Bank's Cyclically Adjusted PS Ratio too high?
Abu Dhabi Commercial Bank's current Cyclically Adjusted PS Ratio of 7.00 is 42% above median its 10-year median of 4.94. Over the past 10 years, this metric has ranged from a low of 2.54 to a high of 7.88. The Banks industry median Cyclically Adjusted PS Ratio is 3.34. Abu Dhabi Commercial Bank's value of 7.00 is 109.6% above this industry median. Based on the distribution chart, Abu Dhabi Commercial Bank ranks #1192 out of 1302 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Abu Dhabi Commercial Bank has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi Commercial Bank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Abu Dhabi Commercial Bank ranks #1192 out of 1302 companies for Cyclically Adjusted PS Ratio. This places Abu Dhabi Commercial Bank in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.34. Abu Dhabi Commercial Bank's value of 7.00 is 109.6% above this benchmark. Historically, Abu Dhabi Commercial Bank's own Cyclically Adjusted PS Ratio has ranged from 2.54 to 7.88 over the past decade. While the company's 10-year median is 4.94 vs. the industry median of 3.34, Abu Dhabi Commercial Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.34, based on 1,302 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abu Dhabi Commercial Bank's current Cyclically Adjusted PS Ratio of 7.00 is 109.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Abu Dhabi Commercial Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi Commercial Bank's current Cyclically Adjusted PS Ratio is 7.00, which is 42% above median its own 10-year median of 4.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi Commercial Bank (ADX:ADCB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ13.58, compared to a current price of د.إ14.48 — trading 6.6% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 7.00, which is 42% above median its 10-year median of 4.94 and 109.6% above the Banks industry median of 3.34. Abu Dhabi Commercial Bank's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Abu Dhabi Commercial Bank (ADX:ADCB), the current Cyclically Adjusted PS Ratio is 7.00 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi Commercial Bank (ADX:ADCB) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi Commercial Bank stock appears to be overvalued. The current stock price of د.إ14.48 is trading 6.6% above its estimated GF Value™ of د.إ13.58. GuruFocus considers Abu Dhabi Commercial Bank to be Fairly Valued.

Key valuation signals for ADX:ADCB:

  • Cyclically Adjusted PS Ratio: 7.00 (42% above median its 10-year median of 4.94)
  • GF Value™: د.إ13.58 vs. price of د.إ14.48 (6.6% above fair value)
  • GF Score™: 61/100 with 4 warning signs
  • Industry Position: 109.6% above the Banks median (#1192 of 1302)

No single metric tells the full story. See the ADX:ADCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi Commercial Bank Business Description

Address Sheikh Zayed Bin Sultan Street, Head Office Building, Plot C- 33, Sector E-11, P. O. Box 939, Abu Dhabi, ARE
Abu Dhabi Commercial Bank is principally engaged in the business of retail, commercial and Islamic banking, and provision of other financial services. Its segments include Retail banking, Private banking, Corporate and investment banking, Investments and treasury, and Others. The majority of the revenue is derived from Corporate and investment banking segment that comprises of business banking, cash management, trade finance, corporate finance, small and medium enterprise financing, investment banking, Islamic financing, infrastructure and asset finance, government and public enterprises. It includes loans, deposits and other transactions and balances with corporate customers.
61GF Score

Get the complete analysis for ADX:ADCB

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ14.48
Price
د.إ13.58
GF Value