Abu Dhabi Commercial Bank (ADX:ADCB) GF Score: 61/100 (As of Jul. 14, 2026) — 14% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:ADCB Abu Dhabi Commercial Bank ADX:ADCB
61 GF Score
Price د.إ14.40
GF Value د.إ13.56
Valuation Fairly Valued
! 4 Warning Signs
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What is Abu Dhabi Commercial Bank GF Score?

Abu Dhabi Commercial Bank ADX:ADCB -2.04% 61 GF Score is 61 as of Jul. 14, 2026, which is 14% below its 10-year median of 71.00. GuruFocus rates ADX:ADCB with a GF Score™ of 61/100 and a GF Value™ of د.إ13.56 (Fairly Valued). The stock has 4 warning signs investors should review.

Abu Dhabi Commercial Bank has the GF Score of 61, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 1/10
2. Profitability Rank : 6/10
3. Growth Rank : 8/10
4. GF Value Rank : 3/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Abu Dhabi Commercial Bank might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Abu Dhabi Commercial Bank  (ADX:ADCB) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Abu Dhabi Commercial Bank GF Score Related Terms


Abu Dhabi Commercial Bank GF Score Competitor Comparison

For the Banks - Regional subindustry, Abu Dhabi Commercial Bank's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abu Dhabi Commercial Bank GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Abu Dhabi Commercial Bank's GF Score distribution charts can be found below:

* The bar in red indicates where Abu Dhabi Commercial Bank's GF Score falls into.


ADX:ADCB
61GF Score
Abu Dhabi Commercial Bank ADX:ADCB
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 61 mean?
Abu Dhabi Commercial Bank (ADX:ADCB) has a GF Score of 61 as of Jul. 14, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Abu Dhabi Commercial Bank and its competitors. This is 14% below median its historical median of 71.00. Over the past decade, Abu Dhabi Commercial Bank's GF Score has ranged from 48.00 to 88.00.
Is Abu Dhabi Commercial Bank's GF Score too high?
Abu Dhabi Commercial Bank's current GF Score of 61 is 14% below median its 10-year median of 71.00. Over the past 10 years, this metric has ranged from a low of 48.00 to a high of 88.00. Overall, Abu Dhabi Commercial Bank has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi Commercial Bank's GF Score compare to competitors?
Abu Dhabi Commercial Bank's GF Score of 61 can be compared against companies in the Banks industry. Historically, Abu Dhabi Commercial Bank's own GF Score has ranged from 48.00 to 88.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Abu Dhabi Commercial Bank and its competitors. Abu Dhabi Commercial Bank's current GF Score is 61, which is 14% below median its own 10-year median of 71.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi Commercial Bank (ADX:ADCB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ13.56, compared to a current price of د.إ14.40 — trading 6.2% above its estimated fair value. The current GF Score is 61, which is 14% below median its 10-year median of 71.00. Abu Dhabi Commercial Bank's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Abu Dhabi Commercial Bank (ADX:ADCB), the current GF Score is 61 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi Commercial Bank (ADX:ADCB) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi Commercial Bank stock appears to be overvalued. The current stock price of د.إ14.40 is trading 6.2% above its estimated GF Value™ of د.إ13.56. GuruFocus considers Abu Dhabi Commercial Bank to be Fairly Valued.

Key valuation signals for ADX:ADCB:

  • GF Score: 61 (14% below median its 10-year median of 71.00)
  • GF Value™: د.إ13.56 vs. price of د.إ14.40 (6.2% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the ADX:ADCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi Commercial Bank Business Description

Address Sheikh Zayed Bin Sultan Street, Head Office Building, Plot C- 33, Sector E-11, P. O. Box 939, Abu Dhabi, ARE
Abu Dhabi Commercial Bank is principally engaged in the business of retail, commercial and Islamic banking, and provision of other financial services. Its segments include Retail banking, Private banking, Corporate and investment banking, Investments and treasury, and Others. The majority of the revenue is derived from Corporate and investment banking segment that comprises of business banking, cash management, trade finance, corporate finance, small and medium enterprise financing, investment banking, Islamic financing, infrastructure and asset finance, government and public enterprises. It includes loans, deposits and other transactions and balances with corporate customers.
61GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ14.40
Price
د.إ13.56
GF Value