Abu Dhabi Commercial Bank (ADX:ADCB) Enterprise Value: د.إ68,527 Mil (As of Jul. 12, 2026) ***


ADX:ADCB Abu Dhabi Commercial Bank ADX:ADCB
61 GF Score
Price د.إ14.70
GF Value د.إ13.55
Valuation Fairly Valued
! 4 Warning Signs
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What is Abu Dhabi Commercial Bank Enterprise Value?

Abu Dhabi Commercial Bank ADX:ADCB -1.08% 61 Enterprise Value is د.إ68,527 Mil as of Jul. 12, 2026. GuruFocus rates ADX:ADCB with a GF Score™ of 61/100 and a GF Value™ of د.إ13.55 (Fairly Valued). The stock has 4 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Abu Dhabi Commercial Bank's Enterprise Value is د.إ68,527 Mil. Abu Dhabi Commercial Bank's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ18,060 Mil. Therefore, Abu Dhabi Commercial Bank's EV-to-Revenue ratio for today is 3.79.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Abu Dhabi Commercial Bank's Enterprise Value is د.إ68,527 Mil. Abu Dhabi Commercial Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ25,866 Mil. Therefore, Abu Dhabi Commercial Bank's EV-to-OCF ratio for today is 2.65.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Abu Dhabi Commercial Bank's Enterprise Value is د.إ68,527 Mil. Abu Dhabi Commercial Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ25,626 Mil. Therefore, Abu Dhabi Commercial Bank's EV-to-FCF ratio for today is 2.67.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Abu Dhabi Commercial Bank  (ADX:ADCB) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Abu Dhabi Commercial Bank's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=68526.983/18060.266
=3.79

Abu Dhabi Commercial Bank's current Enterprise Value is د.إ68,527 Mil.
Abu Dhabi Commercial Bank's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ18,060 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Abu Dhabi Commercial Bank's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=68526.983/25866
=2.65

Abu Dhabi Commercial Bank's current Enterprise Value is د.إ68,527 Mil.
Abu Dhabi Commercial Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ25,866 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Abu Dhabi Commercial Bank's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=68526.983/25625.707
=2.67

Abu Dhabi Commercial Bank's current Enterprise Value is د.إ68,527 Mil.
Abu Dhabi Commercial Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ25,626 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Abu Dhabi Commercial Bank Enterprise Value Related Terms


Abu Dhabi Commercial Bank Enterprise Value Historical Data

* Premium members only.

The historical data trend for Abu Dhabi Commercial Bank's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abu Dhabi Commercial Bank Enterprise Value Chart

Abu Dhabi Commercial Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 77,093.82 65,755.64 62,231.45 61,497.84 84,806.12

Abu Dhabi Commercial Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 66,443.68 85,722.55 94,687.97 84,806.12 50,012.50

Abu Dhabi Commercial Bank Enterprise Value Competitor Comparison

For the Banks - Regional subindustry, Abu Dhabi Commercial Bank's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abu Dhabi Commercial Bank Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Abu Dhabi Commercial Bank's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Abu Dhabi Commercial Bank's Enterprise Value falls into.


ADX:ADCB
61GF Score
Abu Dhabi Commercial Bank ADX:ADCB
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Abu Dhabi Commercial Bank Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Abu Dhabi Commercial Bank's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Abu Dhabi Commercial Bank's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of د.إ68,527 Mil mean?
Abu Dhabi Commercial Bank (ADX:ADCB) has a Enterprise Value of د.إ68,527 Mil as of Jul. 12, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Abu Dhabi Commercial Bank and its competitors.
Is Abu Dhabi Commercial Bank's Enterprise Value too high?
Abu Dhabi Commercial Bank's current Enterprise Value is د.إ68,527 Mil. Overall, Abu Dhabi Commercial Bank has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi Commercial Bank's Enterprise Value compare to competitors?
Abu Dhabi Commercial Bank's Enterprise Value of د.إ68,527 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Abu Dhabi Commercial Bank and its competitors. Abu Dhabi Commercial Bank's current Enterprise Value is د.إ68,527 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi Commercial Bank (ADX:ADCB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ13.55, compared to a current price of د.إ14.70 — trading 8.5% above its estimated fair value. The current Enterprise Value is د.إ68,527 Mil. Abu Dhabi Commercial Bank's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Abu Dhabi Commercial Bank (ADX:ADCB), the current Enterprise Value is د.إ68,527 Mil as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi Commercial Bank (ADX:ADCB) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi Commercial Bank stock appears to be overvalued. The current stock price of د.إ14.70 is trading 8.5% above its estimated GF Value™ of د.إ13.55. GuruFocus considers Abu Dhabi Commercial Bank to be Fairly Valued.

Key valuation signals for ADX:ADCB:

  • Enterprise Value: د.إ68,527 Mil
  • GF Value™: د.إ13.55 vs. price of د.إ14.70 (8.5% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the ADX:ADCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi Commercial Bank Business Description

Address Sheikh Zayed Bin Sultan Street, Head Office Building, Plot C- 33, Sector E-11, P. O. Box 939, Abu Dhabi, ARE
Abu Dhabi Commercial Bank is principally engaged in the business of retail, commercial and Islamic banking, and provision of other financial services. Its segments include Retail banking, Private banking, Corporate and investment banking, Investments and treasury, and Others. The majority of the revenue is derived from Corporate and investment banking segment that comprises of business banking, cash management, trade finance, corporate finance, small and medium enterprise financing, investment banking, Islamic financing, infrastructure and asset finance, government and public enterprises. It includes loans, deposits and other transactions and balances with corporate customers.
61GF Score

Get the complete analysis for ADX:ADCB

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ14.70
Price
د.إ13.55
GF Value