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The historical rank and industry rank for Abu Dhabi Commercial Bank's Net Margin % or its related term are showing as below:
ADX:ADCB'
s Net Margin % Range Over the Past 10 Years
Min: 30.78 Med: 50.65 Max: 68.44
Current: 68.44
ADX:ADCB's Net Margin % is ranked better than 98.76% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs ADX:ADCB: 68.44
Abu Dhabi Commercial Bank (ADX:ADCB) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Abu Dhabi Commercial Bank Net Margin % Related Terms
Abu Dhabi Commercial Bank Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abu Dhabi Commercial Bank Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Abu Dhabi Commercial Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abu Dhabi Commercial Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Abu Dhabi Commercial Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Abu Dhabi Commercial Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abu Dhabi Commercial Bank (ADX:ADCB) has a Net Margin % of 63.91% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Abu Dhabi Commercial Bank and its competitors. This is 26% above median its historical median of 50.65. Over the past decade, Abu Dhabi Commercial Bank's Net Margin % has ranged from 30.78 to 68.44. According to the industry distribution chart, Abu Dhabi Commercial Bank ranks #19 out of 1530 companies in the Banks industry, placing it in the top 1.2%.
Is Abu Dhabi Commercial Bank's Net Margin % too high?
Abu Dhabi Commercial Bank's current Net Margin % of 63.91% is 26% above median its 10-year median of 50.65. Over the past 10 years, this metric has ranged from a low of 30.78 to a high of 68.44. The Banks industry median Net Margin % is 26.85. Abu Dhabi Commercial Bank's value of 63.91% is 138.1% above this industry median. Based on the distribution chart, Abu Dhabi Commercial Bank ranks #19 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Abu Dhabi Commercial Bank has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi Commercial Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Abu Dhabi Commercial Bank ranks #19 out of 1530 companies for Net Margin %. This places Abu Dhabi Commercial Bank in the top 1% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.85. Abu Dhabi Commercial Bank's value of 63.91% is 138.1% above this benchmark. Historically, Abu Dhabi Commercial Bank's own Net Margin % has ranged from 30.78 to 68.44 over the past decade. While the company's 10-year median is 50.65 vs. the industry median of 26.85, Abu Dhabi Commercial Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abu Dhabi Commercial Bank's current Net Margin % of 63.91% is 138.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Abu Dhabi Commercial Bank and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi Commercial Bank's current Net Margin % is 63.91%, which is 26% above median its own 10-year median of 50.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi Commercial Bank (ADX:ADCB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ13.56, compared to a current price of د.إ14.70 — trading 8.4% above its estimated fair value. The current Net Margin % is 63.91%, which is 26% above median its 10-year median of 50.65 and 138.1% above the Banks industry median of 26.85. Abu Dhabi Commercial Bank's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Abu Dhabi Commercial Bank (ADX:ADCB), the current Net Margin % is 63.91% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Abu Dhabi Commercial Bank (ADX:ADCB) Overvalued in 2026?
Based on GuruFocus' analysis, Abu Dhabi Commercial Bank stock appears to be overvalued.
The current stock price of د.إ14.70 is trading 8.4% above its estimated GF Value™ of د.إ13.56.
GuruFocus considers Abu Dhabi Commercial Bank to be Fairly Valued.
Key valuation signals for ADX:ADCB:
Net Margin %: 63.91% (26% above median its 10-year median of 50.65)
GF Value™: د.إ13.56 vs. price of د.إ14.70 (8.4% above fair value)
Industry Position: 138.1% above the Banks median (#19 of 1530)
No single metric tells the full story. See the ADX:ADCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Abu Dhabi Commercial Bank is principally engaged in the business of retail, commercial and Islamic banking, and provision of other financial services. Its segments include Retail banking, Private banking, Corporate and investment banking, Investments and treasury, and Others. The majority of the revenue is derived from Corporate and investment banking segment that comprises of business banking, cash management, trade finance, corporate finance, small and medium enterprise financing, investment banking, Islamic financing, infrastructure and asset finance, government and public enterprises. It includes loans, deposits and other transactions and balances with corporate customers.
61GF Score
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