KIFS Financial Services (BOM:535566) Cyclically Adjusted PS Ratio: 4.34 (As of Aug. 24, 2026) — 40% Below Median

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BOM:535566 KIFS Financial Services Ltd BOM:535566
69 GF Score
Price ₹113.75
GF Value ₹148.47
Valuation Modestly Undervalued
! 7 Warning Signs
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What is KIFS Financial Services Cyclically Adjusted PS Ratio?

KIFS Financial Services BOM:535566 +7.31% 69 Cyclically Adjusted PS Ratio is 4.34 as of Aug. 24, 2026, which is 40% below its 10-year median of 7.21. GuruFocus rates BOM:535566 with a GF Score™ of 69/100 and a GF Value™ of ₹148.47 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 580 Capital Markets companies, KIFS Financial Services ranks worse than 56.03% on this metric.

As of today (2026-08-24), KIFS Financial Services's current share price is ₹113.75. KIFS Financial Services's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ₹26.18. KIFS Financial Services's Cyclically Adjusted PS Ratio for today is 4.34.

The historical rank and industry rank for KIFS Financial Services's Cyclically Adjusted PS Ratio or its related term are showing as below:

BOM:535566' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 3.76   Med: 7.21   Max: 27.23
Current: 4.35

During the past years, KIFS Financial Services's highest Cyclically Adjusted PS Ratio was 27.23. The lowest was 3.76. And the median was 7.21.

BOM:535566's Cyclically Adjusted PS Ratio is ranked worse than
56.03% of 580 companies
in the Capital Markets industry
Industry Median: 3.635 vs BOM:535566: 4.35

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

KIFS Financial Services's adjusted revenue per share data for the three months ended in Jun. 2026 was ₹11.555. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₹26.18 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


KIFS Financial Services  (BOM:535566) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


KIFS Financial Services Cyclically Adjusted PS Ratio Related Terms


KIFS Financial Services Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for KIFS Financial Services's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KIFS Financial Services Cyclically Adjusted PS Ratio Chart

KIFS Financial Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.22 6.43 7.43 4.80 4.33

KIFS Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.20 6.70 5.20 4.33 4.47

BOM:535566 vs MS, GS, SCHW: Cyclically Adjusted PS Ratio Comparison

For the Capital Markets subindustry, KIFS Financial Services's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KIFS Financial Services Cyclically Adjusted PS Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, KIFS Financial Services's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where KIFS Financial Services's Cyclically Adjusted PS Ratio falls into.


BOM:535566
69GF Score
KIFS Financial Services Ltd BOM:535566
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

KIFS Financial Services Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

KIFS Financial Services's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=113.75/26.18
=4.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KIFS Financial Services's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, KIFS Financial Services's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=11.555/167.3573*167.3573
=11.555

Current CPI (Jun. 2026) = 167.3573.

KIFS Financial Services Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 1.720 105.961 2.717
201612 1.301 105.196 2.070
201703 2.839 105.196 4.517
201706 1.517 107.109 2.370
201709 1.207 109.021 1.853
201712 1.296 109.404 1.983
201803 1.586 109.786 2.418
201806 1.239 111.317 1.863
201809 1.240 115.142 1.802
201812 1.158 115.142 1.683
201903 1.827 118.202 2.587
201906 3.366 120.880 4.660
201909 3.124 123.175 4.245
201912 3.960 126.235 5.250
202003 3.967 124.705 5.324
202006 4.033 127.000 5.315
202009 3.515 130.118 4.521
202012 2.843 130.889 3.635
202103 8.939 131.771 11.353
202106 4.327 134.084 5.401
202109 6.740 135.847 8.303
202112 9.396 138.161 11.382
202203 9.764 138.822 11.771
202206 6.489 142.347 7.629
202209 6.576 144.661 7.608
202212 6.700 145.763 7.693
202303 8.586 146.865 9.784
202306 7.343 150.280 8.177
202309 7.501 151.492 8.287
202312 12.617 152.924 13.808
202403 15.719 153.035 17.190
202406 7.784 155.789 8.362
202409 8.087 157.882 8.572
202412 4.972 158.323 5.256
202503 6.106 157.552 6.486
202506 9.086 159.755 9.518
202509 6.507 162.289 6.710
202512 6.624 163.281 6.789
202603 11.104 164.272 11.313
202606 11.555 167.357 11.555

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.34 mean?
KIFS Financial Services (BOM:535566) has a Cyclically Adjusted PS Ratio of 4.34 as of Aug. 24, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on KIFS Financial Services and its competitors. This is 40% below median its historical median of 7.21. Over the past decade, KIFS Financial Services' Cyclically Adjusted PS Ratio has ranged from 3.76 to 27.23. According to the industry distribution chart, KIFS Financial Services ranks #325 out of 580 companies in the Capital Markets industry, placing it in the top 56%.
Is KIFS Financial Services' Cyclically Adjusted PS Ratio too high?
KIFS Financial Services' current Cyclically Adjusted PS Ratio of 4.34 is 40% below median its 10-year median of 7.21. Over the past 10 years, this metric has ranged from a low of 3.76 to a high of 27.23. The Capital Markets industry median Cyclically Adjusted PS Ratio is 3.64. KIFS Financial Services' value of 4.34 is 19.4% above this industry median. Based on the distribution chart, KIFS Financial Services ranks #325 out of 580 companies in the Capital Markets industry, which is below the industry midpoint. Overall, KIFS Financial Services has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does KIFS Financial Services' Cyclically Adjusted PS Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, KIFS Financial Services ranks #325 out of 580 companies for Cyclically Adjusted PS Ratio. This places KIFS Financial Services in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.64. KIFS Financial Services' value of 4.34 is 19.4% above this benchmark. Historically, KIFS Financial Services' own Cyclically Adjusted PS Ratio has ranged from 3.76 to 27.23 over the past decade. While the company's 10-year median is 7.21 vs. the industry median of 3.64, KIFS Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Capital Markets company?
The median Cyclically Adjusted PS Ratio among Capital Markets companies is 3.64, based on 580 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KIFS Financial Services's current Cyclically Adjusted PS Ratio of 4.34 is 19.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on KIFS Financial Services and its competitors. For the Capital Markets industry, the median Cyclically Adjusted PS Ratio is 3.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KIFS Financial Services's current Cyclically Adjusted PS Ratio is 4.34, which is 40% below median its own 10-year median of 7.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KIFS Financial Services stock overvalued right now?
Based on GuruFocus' analysis, KIFS Financial Services (BOM:535566) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹148.47, compared to a current price of ₹113.75 — trading 23.4% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.34, which is 40% below median its 10-year median of 7.21 and 19.4% above the Capital Markets industry median of 3.64. KIFS Financial Services' overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For KIFS Financial Services (BOM:535566), the current Cyclically Adjusted PS Ratio is 4.34 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KIFS Financial Services (BOM:535566) Overvalued in 2026?

Based on GuruFocus' analysis, KIFS Financial Services stock appears to be undervalued. The current stock price of ₹113.75 is trading 23.4% below its estimated GF Value™ of ₹148.47. GuruFocus considers KIFS Financial Services to be Modestly Undervalued.

Key valuation signals for BOM:535566:

  • Cyclically Adjusted PS Ratio: 4.34 (40% below median its 10-year median of 7.21)
  • GF Value™: ₹148.47 vs. price of ₹113.75 (23.4% below fair value)
  • GF Score™: 69/100 with 7 warning signs
  • Industry Position: 19.4% above the Capital Markets median (#325 of 580)

No single metric tells the full story. See the BOM:535566 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KIFS Financial Services Business Description

Address Iskon-Ambli Road, 4th Floor, KIFS Corporate House, Bodakdev, Near. Land Mark Hotel, Near. Neptune House, Ahmedabad, GJ, IND, 380054
KIFS Financial Services Ltd is a non-banking financial company. The company offers capital market products like margin trading, loans against shares, and funding primary market issues for retail investors. The company is engaged in a single segment of finance. The company generates revenue from Interest Income.
69GF Score

Get the complete analysis for BOM:535566

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹113.75
Price
₹148.47
GF Value