KIFS Financial Services (BOM:535566) E10: ₹5.77 (As of Mar. 2026)

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BOM:535566 KIFS Financial Services Ltd BOM:535566
68 GF Score
Price ₹106.00
GF Value ₹145.48
Valuation Modestly Undervalued
! 7 Warning Signs
View Full Analysis

What is KIFS Financial Services E10?

KIFS Financial Services BOM:535566 -3.64% 68 E10 is ₹5.77 as of Mar. 2026. GuruFocus rates BOM:535566 with a GF Score™ of 68/100 and a GF Value™ of ₹145.48 (Modestly Undervalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

KIFS Financial Services's adjusted earnings per share data for the three months ended in Mar. 2026 was ₹1.730. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹5.77 for the trailing ten years ended in Mar. 2026.

During the past 12 months, KIFS Financial Services's average E10 Growth Rate was 10.30% per year. During the past 3 years, the average E10 Growth Rate was 12.40% per year. During the past 5 years, the average E10 Growth Rate was 11.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of KIFS Financial Services was 12.40% per year. The lowest was 9.90% per year. And the median was 12.20% per year.

As of today (2026-07-24), KIFS Financial Services's current stock price is ₹106.00. KIFS Financial Services's E10 for the quarter that ended in Mar. 2026 was ₹5.77. KIFS Financial Services's Shiller PE Ratio of today is 18.37.

During the past 13 years, the highest Shiller PE Ratio of KIFS Financial Services was 82.51. The lowest was 10.42. And the median was 30.10.


KIFS Financial Services  (BOM:535566) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

KIFS Financial Services's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=106.00/5.77
=18.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of KIFS Financial Services was 82.51. The lowest was 10.42. And the median was 30.10.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


KIFS Financial Services E10 Related Terms


KIFS Financial Services E10 Historical Data

* Premium members only.

The historical data trend for KIFS Financial Services's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KIFS Financial Services E10 Chart

KIFS Financial Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.70 4.06 4.64 5.23 5.77

KIFS Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.23 5.37 5.53 5.69 5.77

BOM:535566 vs MS, GS, SCHW: E10 Comparison

For the Capital Markets subindustry, KIFS Financial Services's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KIFS Financial Services Shiller PE Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, KIFS Financial Services's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where KIFS Financial Services's Shiller PE Ratio falls into.


BOM:535566
68GF Score
KIFS Financial Services Ltd BOM:535566
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

KIFS Financial Services E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, KIFS Financial Services's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.73/164.2724*164.2724
=1.730

Current CPI (Mar. 2026) = 164.2724.

KIFS Financial Services Quarterly Data

per share eps CPI Adj_EPS
201606 1.100 105.961 1.705
201609 0.510 105.961 0.791
201612 0.200 105.196 0.312
201703 1.260 105.196 1.968
201706 0.570 107.109 0.874
201709 0.600 109.021 0.904
201712 0.620 109.404 0.931
201803 0.990 109.786 1.481
201806 0.590 111.317 0.871
201809 0.600 115.142 0.856
201812 0.650 115.142 0.927
201903 0.770 118.202 1.070
201906 0.970 120.880 1.318
201909 0.780 123.175 1.040
201912 1.190 126.235 1.549
202003 0.700 124.705 0.922
202006 0.920 127.000 1.190
202009 0.520 130.118 0.656
202012 0.370 130.889 0.464
202103 1.690 131.771 2.107
202106 0.840 134.084 1.029
202109 1.280 135.847 1.548
202112 1.110 138.161 1.320
202203 2.430 138.822 2.875
202206 1.230 142.347 1.419
202209 1.490 144.661 1.692
202212 0.820 145.763 0.924
202303 2.350 146.865 2.629
202306 1.270 150.280 1.388
202309 1.640 151.492 1.778
202312 1.350 152.924 1.450
202403 2.330 153.035 2.501
202406 1.400 155.789 1.476
202409 1.520 157.882 1.582
202412 1.630 158.323 1.691
202503 2.910 157.552 3.034
202506 1.560 159.755 1.604
202509 1.960 162.289 1.984
202512 2.140 163.281 2.153
202603 1.730 164.272 1.730

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹5.77 mean?
KIFS Financial Services (BOM:535566) has a E10 of ₹5.77 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on KIFS Financial Services and its competitors.
Is KIFS Financial Services' E10 too high?
KIFS Financial Services' current E10 is ₹5.77. Overall, KIFS Financial Services has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does KIFS Financial Services' E10 compare to MS and GS?
KIFS Financial Services' E10 of ₹5.77 can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Capital Markets company?
A good E10 depends on the Capital Markets industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on KIFS Financial Services and its competitors. KIFS Financial Services's current E10 is ₹5.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KIFS Financial Services stock overvalued right now?
Based on GuruFocus' analysis, KIFS Financial Services (BOM:535566) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹145.48, compared to a current price of ₹106.00 — trading 27.1% below its estimated fair value. The current E10 is ₹5.77. KIFS Financial Services' overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For KIFS Financial Services (BOM:535566), the current E10 is ₹5.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KIFS Financial Services (BOM:535566) Overvalued in 2026?

Based on GuruFocus' analysis, KIFS Financial Services stock appears to be undervalued. The current stock price of ₹106.00 is trading 27.1% below its estimated GF Value™ of ₹145.48. GuruFocus considers KIFS Financial Services to be Modestly Undervalued.

Key valuation signals for BOM:535566:

  • E10: ₹5.77
  • GF Value™: ₹145.48 vs. price of ₹106.00 (27.1% below fair value)
  • GF Score™: 68/100 with 7 warning signs

No single metric tells the full story. See the BOM:535566 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KIFS Financial Services Business Description

Address Iskon-Ambli Road, 4th Floor, KIFS Corporate House, Bodakdev, Near. Land Mark Hotel, Near. Neptune House, Ahmedabad, GJ, IND, 380054
KIFS Financial Services Ltd is a non-banking financial company. The company offers capital market products like margin trading, loans against shares, and funding primary market issues for retail investors. The company is engaged in a single segment of finance. The company generates revenue from Interest Income.
68GF Score

Get the complete analysis for BOM:535566

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹106.00
Price
₹145.48
GF Value