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KIFS Financial ServicesBOM:535566 +1.24%73 Return-on-Tangible-Equity is 11.78% as of Mar. 2026, which is 13% below its 10-year median of 13.54. GuruFocus rates BOM:535566 with a GF Score™ of 73/100 and a GF Value™ of ₹145.65 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 780 Capital Markets companies, KIFS Financial Services ranks better than 67.31% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. KIFS Financial Services's annualized net income for the quarter that ended in Mar. 2026 was ₹74.7 Mil. KIFS Financial Services's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₹633.8 Mil. Therefore, KIFS Financial Services's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 11.78%.
The historical rank and industry rank for KIFS Financial Services's Return-on-Tangible-Equity or its related term are showing as below:
BOM:535566'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 9.67 Med: 13.54 Max: 16.34
Current: 13.34
During the past 13 years, KIFS Financial Services's highest Return-on-Tangible-Equity was 16.34%. The lowest was 9.67%. And the median was 13.54%.
BOM:535566's Return-on-Tangible-Equity is ranked better than 67.31% of 780
companies
in the Capital Markets industry
Industry Median: 6.52
vs BOM:535566: 13.34
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
KIFS Financial Services Return-on-Tangible-Equity Related Terms
KIFS Financial Services Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for KIFS Financial Services's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:535566 vs MS, GS, SCHW: Return-on-Tangible-Equity Comparison
For the Capital Markets subindustry, KIFS Financial Services's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
KIFS Financial Services Return-on-Tangible-Equity vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, KIFS Financial Services's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where KIFS Financial Services's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 11.78% mean?
KIFS Financial Services (BOM:535566) has a Return-on-Tangible-Equity of 11.78% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on KIFS Financial Services and its competitors. This is 13% below median its historical median of 13.54. Over the past decade, KIFS Financial Services' Return-on-Tangible-Equity has ranged from 9.67 to 16.34. According to the industry distribution chart, KIFS Financial Services ranks #255 out of 780 companies in the Capital Markets industry, placing it in the top 32.7%.
Is KIFS Financial Services' Return-on-Tangible-Equity too high?
KIFS Financial Services' current Return-on-Tangible-Equity of 11.78% is 13% below median its 10-year median of 13.54. Over the past 10 years, this metric has ranged from a low of 9.67 to a high of 16.34. The Capital Markets industry median Return-on-Tangible-Equity is 6.52. KIFS Financial Services' value of 11.78% is 80.7% above this industry median. Based on the distribution chart, KIFS Financial Services ranks #255 out of 780 companies in the Capital Markets industry, which is above the industry midpoint. Overall, KIFS Financial Services has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does KIFS Financial Services' Return-on-Tangible-Equity compare to MS and GS?
According to the Capital Markets industry distribution chart, KIFS Financial Services ranks #255 out of 780 companies for Return-on-Tangible-Equity. This puts KIFS Financial Services in the upper half of its industry. The industry median Return-on-Tangible-Equity is 6.52. KIFS Financial Services' value of 11.78% is 80.7% above this benchmark. Historically, KIFS Financial Services' own Return-on-Tangible-Equity has ranged from 9.67 to 16.34 over the past decade. While the company's 10-year median is 13.54 vs. the industry median of 6.52, KIFS Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Capital Markets company?
The median Return-on-Tangible-Equity among Capital Markets companies is 6.52, based on 780 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KIFS Financial Services's current Return-on-Tangible-Equity of 11.78% is 80.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on KIFS Financial Services and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Equity is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KIFS Financial Services's current Return-on-Tangible-Equity is 11.78%, which is 13% below median its own 10-year median of 13.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KIFS Financial Services stock overvalued right now?
Based on GuruFocus' analysis, KIFS Financial Services (BOM:535566) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹145.65, compared to a current price of ₹109.95 — trading 24.5% below its estimated fair value. The current Return-on-Tangible-Equity is 11.78%, which is 13% below median its 10-year median of 13.54 and 80.7% above the Capital Markets industry median of 6.52. KIFS Financial Services' overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For KIFS Financial Services (BOM:535566), the current Return-on-Tangible-Equity is 11.78% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is KIFS Financial Services (BOM:535566) Overvalued in 2026?
Based on GuruFocus' analysis, KIFS Financial Services stock appears to be undervalued.
The current stock price of ₹109.95 is trading 24.5% below its estimated GF Value™ of ₹145.65.
GuruFocus considers KIFS Financial Services to be Modestly Undervalued.
Key valuation signals for BOM:535566:
Return-on-Tangible-Equity: 11.78% (13% below median its 10-year median of 13.54)
GF Value™: ₹145.65 vs. price of ₹109.95 (24.5% below fair value)
Industry Position: 80.7% above the Capital Markets median (#255 of 780)
No single metric tells the full story. See the BOM:535566 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
KIFS Financial Services Ltd is a non-banking financial company. The company offers capital market products like margin trading, loans against shares, and funding primary market issues for retail investors. The company is engaged in a single segment of finance. The company generates revenue from Interest Income.
73GF Score
Get the complete analysis for BOM:535566
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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