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KIFS Financial ServicesBOM:535566 68 Return-on-Tangible-Asset is 1.81% as of Jun. 2026, which is 24% below its 10-year median of 2.39. GuruFocus rates BOM:535566 with a GF Score™ of 68/100 and a GF Value™ of ₹148.64 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 811 Capital Markets companies, KIFS Financial Services ranks better than 56.35% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. KIFS Financial Services's annualizedNet Income for the quarter that ended in Jun. 2026 was ₹81.5 Mil. KIFS Financial Services's average total tangible assets for the quarter that ended in Jun. 2026 was ₹4,510.8 Mil. Therefore, KIFS Financial Services's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 1.81%.
The historical rank and industry rank for KIFS Financial Services's Return-on-Tangible-Asset or its related term are showing as below:
BOM:535566'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 1.87 Med: 2.39 Max: 5.99
Current: 2.19
During the past 13 years, KIFS Financial Services's highest Return-on-Tangible-Asset was 5.99%. The lowest was 1.87%. And the median was 2.39%.
BOM:535566's Return-on-Tangible-Asset is ranked better than 56.35% of 811
companies
in the Capital Markets industry
Industry Median: 1.6
vs BOM:535566: 2.19
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
KIFS Financial Services Return-on-Tangible-Asset Related Terms
KIFS Financial Services Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for KIFS Financial Services's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:535566 vs MS, GS, SCHW: Return-on-Tangible-Asset Comparison
For the Capital Markets subindustry, KIFS Financial Services's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
KIFS Financial Services Return-on-Tangible-Asset vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, KIFS Financial Services's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where KIFS Financial Services's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.81% mean?
KIFS Financial Services (BOM:535566) has a Return-on-Tangible-Asset of 1.81% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on KIFS Financial Services and its competitors. This is 24% below median its historical median of 2.39. Over the past decade, KIFS Financial Services' Return-on-Tangible-Asset has ranged from 1.87 to 5.99. According to the industry distribution chart, KIFS Financial Services ranks #354 out of 811 companies in the Capital Markets industry, placing it in the top 43.6%.
Is KIFS Financial Services' Return-on-Tangible-Asset too high?
KIFS Financial Services' current Return-on-Tangible-Asset of 1.81% is 24% below median its 10-year median of 2.39. Over the past 10 years, this metric has ranged from a low of 1.87 to a high of 5.99. The Capital Markets industry median Return-on-Tangible-Asset is 1.60. KIFS Financial Services' value of 1.81% is 13.1% above this industry median. Based on the distribution chart, KIFS Financial Services ranks #354 out of 811 companies in the Capital Markets industry, which is above the industry midpoint. Overall, KIFS Financial Services has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does KIFS Financial Services' Return-on-Tangible-Asset compare to MS and GS?
According to the Capital Markets industry distribution chart, KIFS Financial Services ranks #354 out of 811 companies for Return-on-Tangible-Asset. This puts KIFS Financial Services in the upper half of its industry. The industry median Return-on-Tangible-Asset is 1.60. KIFS Financial Services' value of 1.81% is 13.1% above this benchmark. Historically, KIFS Financial Services' own Return-on-Tangible-Asset has ranged from 1.87 to 5.99 over the past decade. While the company's 10-year median is 2.39 vs. the industry median of 1.60, KIFS Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Capital Markets company?
The median Return-on-Tangible-Asset among Capital Markets companies is 1.60, based on 811 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KIFS Financial Services's current Return-on-Tangible-Asset of 1.81% is 13.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on KIFS Financial Services and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Asset is 1.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KIFS Financial Services's current Return-on-Tangible-Asset is 1.81%, which is 24% below median its own 10-year median of 2.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KIFS Financial Services stock overvalued right now?
Based on GuruFocus' analysis, KIFS Financial Services (BOM:535566) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹148.64, compared to a current price of ₹112.05 — trading 24.6% below its estimated fair value. The current Return-on-Tangible-Asset is 1.81%, which is 24% below median its 10-year median of 2.39 and 13.1% above the Capital Markets industry median of 1.60. KIFS Financial Services' overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For KIFS Financial Services (BOM:535566), the current Return-on-Tangible-Asset is 1.81% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is KIFS Financial Services (BOM:535566) Overvalued in 2026?
Based on GuruFocus' analysis, KIFS Financial Services stock appears to be undervalued.
The current stock price of ₹112.05 is trading 24.6% below its estimated GF Value™ of ₹148.64.
GuruFocus considers KIFS Financial Services to be Modestly Undervalued.
Key valuation signals for BOM:535566:
Return-on-Tangible-Asset: 1.81% (24% below median its 10-year median of 2.39)
GF Value™: ₹148.64 vs. price of ₹112.05 (24.6% below fair value)
Industry Position: 13.1% above the Capital Markets median (#354 of 811)
No single metric tells the full story. See the BOM:535566 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
KIFS Financial Services Ltd is a non-banking financial company. The company offers capital market products like margin trading, loans against shares, and funding primary market issues for retail investors. The company is engaged in a single segment of finance. The company generates revenue from Interest Income.
68GF Score
Get the complete analysis for BOM:535566
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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