ICICI Prudential Life Insurance Co (BOM:540133) Cyclically Adjusted PS Ratio: 1.03 (As of Aug. 25, 2026) — Near Median

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BOM:540133 ICICI Prudential Life Insurance Co Ltd BOM:540133
69 GF Score
Price ₹513.10
GF Value ₹503.08
Valuation Fairly Valued
! 2 Warning Signs
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What is ICICI Prudential Life Insurance Co Cyclically Adjusted PS Ratio?

ICICI Prudential Life Insurance Co BOM:540133 -0.37% 69 Cyclically Adjusted PS Ratio is 1.03 as of Aug. 25, 2026, which is 1% above its 10-year median of 1.02. GuruFocus rates BOM:540133 with a GF Score™ of 69/100 and a GF Value™ of ₹503.08 (Fairly Valued). The stock has 2 warning signs investors should review. Among 405 Insurance companies, ICICI Prudential Life Insurance Co ranks better than 57.78% on this metric.

As of today (2026-08-25), ICICI Prudential Life Insurance Co's current share price is ₹513.10. ICICI Prudential Life Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ₹498.07. ICICI Prudential Life Insurance Co's Cyclically Adjusted PS Ratio for today is 1.03.

The historical rank and industry rank for ICICI Prudential Life Insurance Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

BOM:540133' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.97   Med: 1.02   Max: 1.04
Current: 1.03

During the past years, ICICI Prudential Life Insurance Co's highest Cyclically Adjusted PS Ratio was 1.04. The lowest was 0.97. And the median was 1.02.

BOM:540133's Cyclically Adjusted PS Ratio is ranked better than
57.78% of 405 companies
in the Insurance industry
Industry Median: 1.25 vs BOM:540133: 1.03

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

ICICI Prudential Life Insurance Co's adjusted revenue per share data for the three months ended in Jun. 2026 was ₹196.395. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₹498.07 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


ICICI Prudential Life Insurance Co  (BOM:540133) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


ICICI Prudential Life Insurance Co Cyclically Adjusted PS Ratio Related Terms


ICICI Prudential Life Insurance Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for ICICI Prudential Life Insurance Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ICICI Prudential Life Insurance Co Cyclically Adjusted PS Ratio Chart

ICICI Prudential Life Insurance Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

ICICI Prudential Life Insurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.98

BOM:540133 vs AFL, MET, PRU: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Life subindustry, ICICI Prudential Life Insurance Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ICICI Prudential Life Insurance Co Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, ICICI Prudential Life Insurance Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where ICICI Prudential Life Insurance Co's Cyclically Adjusted PS Ratio falls into.


BOM:540133
69GF Score
ICICI Prudential Life Insurance Co Ltd BOM:540133
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ICICI Prudential Life Insurance Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

ICICI Prudential Life Insurance Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=513.10/498.07
=1.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ICICI Prudential Life Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, ICICI Prudential Life Insurance Co's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=196.395/167.3573*167.3573
=196.395

Current CPI (Jun. 2026) = 167.3573.

ICICI Prudential Life Insurance Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201203 0.000 76.889 0.000
201303 0.000 85.687 0.000
201403 0.000 91.425 0.000
201503 0.000 97.163 0.000
201603 0.000 102.518 0.000
201703 0.000 105.196 0.000
201803 0.000 109.786 0.000
201806 55.044 111.317 82.755
201809 62.499 115.142 90.842
201812 60.383 115.142 87.766
201903 106.378 118.202 150.616
201906 57.755 120.880 79.961
201909 55.721 123.175 75.708
201912 89.602 126.235 118.790
202003 -63.192 124.705 -84.805
202006 130.360 127.000 171.785
202009 115.888 130.118 149.055
202012 198.294 130.889 253.542
202103 130.711 131.771 166.012
202106 112.864 134.084 140.871
202109 160.604 135.847 197.857
202112 67.909 138.161 82.260
202203 88.530 138.822 106.728
202206 -11.215 142.347 -13.185
202209 157.008 144.661 181.641
202212 120.370 145.763 138.203
202303 72.176 146.865 82.247
202306 161.925 150.280 180.325
202309 120.474 151.492 133.091
202312 182.859 152.924 200.117
202403 152.572 153.035 166.852
202406 175.465 155.789 188.494
202409 173.516 157.882 183.929
202412 31.303 158.323 33.089
202503 108.451 157.552 115.201
202506 174.860 159.755 183.181
202509 83.115 162.289 85.711
202512 158.066 163.281 162.012
202603 21.599 164.272 22.005
202606 196.395 167.357 196.395

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.03 mean?
ICICI Prudential Life Insurance Co (BOM:540133) has a Cyclically Adjusted PS Ratio of 1.03 as of Aug. 25, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on ICICI Prudential Life Insurance Co and its competitors. This is near median its historical median of 1.02. Over the past decade, ICICI Prudential Life Insurance Co's Cyclically Adjusted PS Ratio has ranged from 0.97 to 1.04. According to the industry distribution chart, ICICI Prudential Life Insurance Co ranks #171 out of 405 companies in the Insurance industry, placing it in the top 42.2%.
Is ICICI Prudential Life Insurance Co's Cyclically Adjusted PS Ratio too high?
ICICI Prudential Life Insurance Co's current Cyclically Adjusted PS Ratio of 1.03 is near median its 10-year median of 1.02. Over the past 10 years, this metric has ranged from a low of 0.97 to a high of 1.04. The Insurance industry median Cyclically Adjusted PS Ratio is 1.25. ICICI Prudential Life Insurance Co's value of 1.03 is 17.6% below this industry median. Based on the distribution chart, ICICI Prudential Life Insurance Co ranks #171 out of 405 companies in the Insurance industry, which is above the industry midpoint. Overall, ICICI Prudential Life Insurance Co has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ICICI Prudential Life Insurance Co's Cyclically Adjusted PS Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, ICICI Prudential Life Insurance Co ranks #171 out of 405 companies for Cyclically Adjusted PS Ratio. This puts ICICI Prudential Life Insurance Co in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.25. ICICI Prudential Life Insurance Co's value of 1.03 is 17.6% below this benchmark. Historically, ICICI Prudential Life Insurance Co's own Cyclically Adjusted PS Ratio has ranged from 0.97 to 1.04 over the past decade. While the company's 10-year median is 1.02 vs. the industry median of 1.25, ICICI Prudential Life Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.25, based on 405 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ICICI Prudential Life Insurance Co's current Cyclically Adjusted PS Ratio of 1.03 is 17.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on ICICI Prudential Life Insurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ICICI Prudential Life Insurance Co's current Cyclically Adjusted PS Ratio is 1.03, which is near median its own 10-year median of 1.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICICI Prudential Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, ICICI Prudential Life Insurance Co (BOM:540133) is currently considered Fairly Valued. The stock's GF Value™ is ₹503.08, compared to a current price of ₹513.10 — trading 2% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.03, which is near median its 10-year median of 1.02 and 17.6% below the Insurance industry median of 1.25. ICICI Prudential Life Insurance Co's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For ICICI Prudential Life Insurance Co (BOM:540133), the current Cyclically Adjusted PS Ratio is 1.03 as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ICICI Prudential Life Insurance Co (BOM:540133) Overvalued in 2026?

Based on GuruFocus' analysis, ICICI Prudential Life Insurance Co stock appears to be overvalued. The current stock price of ₹513.10 is trading 2% above its estimated GF Value™ of ₹503.08. GuruFocus considers ICICI Prudential Life Insurance Co to be Fairly Valued.

Key valuation signals for BOM:540133:

  • Cyclically Adjusted PS Ratio: 1.03 (near median its 10-year median of 1.02)
  • GF Value™: ₹503.08 vs. price of ₹513.10 (2% above fair value)
  • GF Score™: 69/100 with 2 warning signs
  • Industry Position: 17.6% below the Insurance median (#171 of 405)

No single metric tells the full story. See the BOM:540133 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ICICI Prudential Life Insurance Co Business Description

Other Exchanges ICICIPRULI:India
Address Appasaheb Marathe Marg, ICICI Pru Life Towers, 1089, Prabhadevi, Mumbai, MH, IND, 400025
ICICI Prudential Life Insurance Co Ltd carries on business of providing life insurance, annuity, pensions and health insurance products to individuals and groups. Riders providing additional benefits are offered under some of these products. The business is conducted in participating, non-participating and unit linked lines of business. The company's segments are Participating (Life and Pension), Non-Participating (Life, Pension, Annuity and Health), Non-Participating variable (Life and Pension) and Linked (Life, Pension, Health and Group). The company generates majority of revenue from Non-Participating segment.
69GF Score

Get the complete analysis for BOM:540133

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹513.10
Price
₹503.08
GF Value