ICICI Prudential Life Insurance Co (BOM:540133) E10: ₹10.27 (As of Mar. 2026)


BOM:540133 ICICI Prudential Life Insurance Co Ltd BOM:540133
73 GF Score
Price ₹488.00
GF Value ₹475.70
Valuation Fairly Valued
! 1 Warning Sign
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What is ICICI Prudential Life Insurance Co E10?

ICICI Prudential Life Insurance Co BOM:540133 +0.66% 73 E10 is ₹10.27 as of Mar. 2026. GuruFocus rates BOM:540133 with a GF Score™ of 73/100 and a GF Value™ of ₹475.70 (Fairly Valued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

ICICI Prudential Life Insurance Co's adjusted earnings per share data for the fiscal year that ended in Mar. 2026 was ₹11.050. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹10.27 for the trailing ten years ended in Mar. 2026.

During the past 12 months, ICICI Prudential Life Insurance Co's average E10 Growth Rate was -2.70% per year. During the past 3 years, the average E10 Growth Rate was -5.10% per year. During the past 5 years, the average E10 Growth Rate was -4.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of ICICI Prudential Life Insurance Co was -4.80% per year. The lowest was -5.50% per year. And the median was -5.10% per year.

As of today (2026-07-08), ICICI Prudential Life Insurance Co's current stock price is ₹ 488.00. ICICI Prudential Life Insurance Co's E10 for the fiscal year that ended in Mar. 2026 was ₹10.27. ICICI Prudential Life Insurance Co's Shiller PE Ratio of today is 47.52.

During the past 13 years, the highest Shiller PE Ratio of ICICI Prudential Life Insurance Co was 62.71. The lowest was 34.04. And the median was 47.15.


ICICI Prudential Life Insurance Co  (BOM:540133) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

ICICI Prudential Life Insurance Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=488.00/10.27
=47.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of ICICI Prudential Life Insurance Co was 62.71. The lowest was 34.04. And the median was 47.15.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


ICICI Prudential Life Insurance Co E10 Related Terms


ICICI Prudential Life Insurance Co E10 Historical Data

* Premium members only.

The historical data trend for ICICI Prudential Life Insurance Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ICICI Prudential Life Insurance Co E10 Chart

ICICI Prudential Life Insurance Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.52 12.00 11.27 10.56 10.27

ICICI Prudential Life Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.56 0.00 0.00 0.00 10.27

BOM:540133 vs AFL, MET: E10 Comparison

For the Insurance - Life subindustry, ICICI Prudential Life Insurance Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ICICI Prudential Life Insurance Co Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, ICICI Prudential Life Insurance Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where ICICI Prudential Life Insurance Co's Shiller PE Ratio falls into.


BOM:540133
73GF Score
ICICI Prudential Life Insurance Co Ltd BOM:540133
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ICICI Prudential Life Insurance Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, ICICI Prudential Life Insurance Co's adjusted earnings per share data for the fiscal year that ended in Mar. 2026 was:

Adj_EPS=Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=11.05/164.2724*164.2724
=11.050

Current CPI (Mar. 2026) = 164.2724.

ICICI Prudential Life Insurance Co Annual Data

per_share_eps CPI Adj_EPS
201703 11.720 105.196 18.302
201803 11.280 109.786 16.878
201903 7.930 118.202 11.021
202003 7.420 124.705 9.774
202103 6.650 131.771 8.290
202203 5.260 138.822 6.224
202303 5.650 146.865 6.320
202403 5.890 153.035 6.323
202503 8.160 157.552 8.508
202603 11.050 164.272 11.050

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹10.27 mean?
ICICI Prudential Life Insurance Co (BOM:540133) has a E10 of ₹10.27 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on ICICI Prudential Life Insurance Co and its competitors.
Is ICICI Prudential Life Insurance Co's E10 too high?
ICICI Prudential Life Insurance Co's current E10 is ₹10.27. Overall, ICICI Prudential Life Insurance Co has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ICICI Prudential Life Insurance Co's E10 compare to AFL and MET?
ICICI Prudential Life Insurance Co's E10 of ₹10.27 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on ICICI Prudential Life Insurance Co and its competitors. ICICI Prudential Life Insurance Co's current E10 is ₹10.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICICI Prudential Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, ICICI Prudential Life Insurance Co (BOM:540133) is currently considered Fairly Valued. The stock's GF Value™ is ₹475.70, compared to a current price of ₹488.00 — trading 2.6% above its estimated fair value. The current E10 is ₹10.27. ICICI Prudential Life Insurance Co's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For ICICI Prudential Life Insurance Co (BOM:540133), the current E10 is ₹10.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ICICI Prudential Life Insurance Co (BOM:540133) Overvalued in 2026?

Based on GuruFocus' analysis, ICICI Prudential Life Insurance Co stock appears to be overvalued. The current stock price of ₹488.00 is trading 2.6% above its estimated GF Value™ of ₹475.70. GuruFocus considers ICICI Prudential Life Insurance Co to be Fairly Valued.

Key valuation signals for BOM:540133:

  • E10: ₹10.27
  • GF Value™: ₹475.70 vs. price of ₹488.00 (2.6% above fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the BOM:540133 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ICICI Prudential Life Insurance Co Business Description

Other Exchanges ICICIPRULI:India
Address Appasaheb Marathe Marg, ICICI Pru Life Towers, 1089, Prabhadevi, Mumbai, MH, IND, 400025
ICICI Prudential Life Insurance Co Ltd carries on business of providing life insurance, annuity, pensions and health insurance products to individuals and groups. Riders providing additional benefits are offered under some of these products. The business is conducted in participating, non-participating and unit linked lines of business. The company's segments are Participating (Life and Pension), Non-Participating (Life, Pension, Annuity and Health), Non-Participating variable (Life and Pension) and Linked (Life, Pension, Health and Group). The company generates majority of revenue from Non-Participating segment.
73GF Score

Get the complete analysis for BOM:540133

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹488.00
Price
₹475.70
GF Value