ICICI Prudential Life Insurance Co (BOM:540133) Interest Coverage: N/A (As of Jun. 2026)

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BOM:540133 ICICI Prudential Life Insurance Co Ltd BOM:540133
69 GF Score
Price ₹496.55
GF Value ₹515.03
Valuation Fairly Valued
! 2 Warning Signs
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What is ICICI Prudential Life Insurance Co Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. ICICI Prudential Life Insurance Co's EBIT for the three months ended in Jun. 2026 was ₹0 Mil. ICICI Prudential Life Insurance Co's Interest Expense for the three months ended in Jun. 2026 was ₹0 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for ICICI Prudential Life Insurance Co's Interest Coverage or its related term are showing as below:


BOM:540133's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.03
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

ICICI Prudential Life Insurance Co  (BOM:540133) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

ICICI Prudential Life Insurance Co Interest Coverage Related Terms

ICICI Prudential Life Insurance Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for ICICI Prudential Life Insurance Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

ICICI Prudential Life Insurance Co Interest Coverage Chart

ICICI Prudential Life Insurance Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.97 8.95 8.51 10.21 9.48

ICICI Prudential Life Insurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

BOM:540133 vs AFL, MET: Interest Coverage Comparison

For the Insurance - Life subindustry, ICICI Prudential Life Insurance Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ICICI Prudential Life Insurance Co Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, ICICI Prudential Life Insurance Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where ICICI Prudential Life Insurance Co's Interest Coverage falls into.


BOM:540133
69GF Score
ICICI Prudential Life Insurance Co Ltd BOM:540133
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ICICI Prudential Life Insurance Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

ICICI Prudential Life Insurance Co's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, ICICI Prudential Life Insurance Co's Interest Expense was ₹-2,136 Mil. Its EBIT was ₹20,254 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹25,950 Mil.

Interest Coverage=-1* EBIT (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*20254.2/-2135.6
=9.48

ICICI Prudential Life Insurance Co's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, ICICI Prudential Life Insurance Co's Interest Expense was ₹0 Mil. Its EBIT was ₹0 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹25,950 Mil.

GuruFocus does not calculate ICICI Prudential Life Insurance Co's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Is ICICI Prudential Life Insurance Co (BOM:540133) Overvalued in 2026?

Based on GuruFocus' analysis, ICICI Prudential Life Insurance Co stock appears to be undervalued. The current stock price of ₹496.55 is trading 3.6% below its estimated GF Value™ of ₹515.03. GuruFocus considers ICICI Prudential Life Insurance Co to be Fairly Valued.

Key valuation signals for BOM:540133:

  • Interest Coverage: N/A
  • GF Value™: ₹515.03 vs. price of ₹496.55 (3.6% below fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the BOM:540133 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ICICI Prudential Life Insurance Co Business Description

Other Exchanges ICICIPRULI:India
Address Appasaheb Marathe Marg, ICICI Pru Life Towers, 1089, Prabhadevi, Mumbai, MH, IND, 400025
ICICI Prudential Life Insurance Co Ltd carries on business of providing life insurance, annuity, pensions and health insurance products to individuals and groups. Riders providing additional benefits are offered under some of these products. The business is conducted in participating, non-participating and unit linked lines of business. The company's segments are Participating (Life and Pension), Non-Participating (Life, Pension, Annuity and Health), Non-Participating variable (Life and Pension) and Linked (Life, Pension, Health and Group). The company generates majority of revenue from Non-Participating segment.
69GF Score

Get the complete analysis for BOM:540133

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹496.55
Price
₹515.03
GF Value