EFX (Equifax) Cyclically Adjusted PS Ratio: 3.97 (As of Jul. 13, 2026) — 37% Below Median


EFX Equifax Inc EFX
75 GF Score
Price $172.17
GF Value $289.06
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Equifax Cyclically Adjusted PS Ratio?

Equifax EFX +3.44% 75 Cyclically Adjusted PS Ratio is 3.97 as of Jul. 13, 2026, which is 37% below its 10-year median of 6.32. GuruFocus rates EFX with a GF Score™ of 75/100 and a GF Value™ of $289.06 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 716 Business Services companies, Equifax ranks worse than 86.03% on this metric.

As of today (2026-07-13), Equifax's current share price is $172.165. Equifax's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $43.36. Equifax's Cyclically Adjusted PS Ratio for today is 3.97.

The historical rank and industry rank for Equifax's Cyclically Adjusted PS Ratio or its related term are showing as below:

EFX' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 3.55   Med: 6.32   Max: 10.45
Current: 3.84

During the past years, Equifax's highest Cyclically Adjusted PS Ratio was 10.45. The lowest was 3.55. And the median was 6.32.

EFX's Cyclically Adjusted PS Ratio is ranked worse than
86.03% of 716 companies
in the Business Services industry
Industry Median: 0.9 vs EFX: 3.84

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Equifax's adjusted revenue per share data for the three months ended in Mar. 2026 was $13.650. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $43.36 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Equifax  (NYSE:EFX) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Equifax Cyclically Adjusted PS Ratio Related Terms


Equifax Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Equifax's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Equifax Cyclically Adjusted PS Ratio Chart

Equifax Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.00 5.86 6.85 6.52 5.16

Equifax Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.08 6.35 6.16 5.16 4.15

EFX vs VRSK, BAH, FCN: Cyclically Adjusted PS Ratio Comparison

For the Consulting Services subindustry, Equifax's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Equifax Cyclically Adjusted PS Ratio vs Business Services Industry

For the Business Services industry and Industrials sector, Equifax's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Equifax's Cyclically Adjusted PS Ratio falls into.


EFX
75GF Score
Equifax Inc EFX
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Equifax Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Equifax's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=172.165/43.36
=3.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Equifax's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Equifax's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=13.65/330.2130*330.2130
=13.650

Current CPI (Mar. 2026) = 330.2130.

Equifax Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 6.699 241.018 9.178
201609 6.629 241.428 9.067
201612 6.615 241.432 9.048
201703 6.827 243.801 9.247
201706 7.028 244.955 9.474
201709 6.876 246.819 9.199
201712 6.917 246.524 9.265
201803 7.137 249.554 9.444
201806 7.223 251.989 9.465
201809 6.860 252.439 8.973
201812 6.898 251.233 9.067
201903 6.958 254.202 9.039
201906 7.213 256.143 9.299
201909 7.160 256.759 9.208
201912 7.425 256.974 9.541
202003 7.813 258.115 9.995
202006 8.010 257.797 10.260
202009 8.685 260.280 11.019
202012 9.085 260.474 11.517
202103 9.846 264.877 12.275
202106 9.998 271.696 12.151
202109 9.886 274.310 11.901
202112 10.115 278.802 11.980
202203 11.038 287.504 12.678
202206 10.679 296.311 11.901
202209 10.092 296.808 11.228
202212 9.715 296.797 10.809
202303 10.543 301.836 11.534
202306 10.643 305.109 11.519
202309 10.646 307.789 11.422
202312 10.629 306.746 11.442
202403 11.133 312.332 11.770
202406 11.462 314.175 12.047
202409 11.516 315.301 12.061
202412 11.364 315.605 11.890
202503 11.527 319.799 11.902
202506 12.296 322.561 12.588
202509 12.449 324.800 12.656
202512 12.679 324.054 12.920
202603 13.650 330.213 13.650

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.97 mean?
Equifax (EFX) has a Cyclically Adjusted PS Ratio of 3.97 as of Jul. 13, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Equifax and its competitors. This is 37% below median its historical median of 6.32. Over the past decade, Equifax's Cyclically Adjusted PS Ratio has ranged from 3.55 to 10.45. According to the industry distribution chart, Equifax ranks #616 out of 716 companies in the Business Services industry, placing it in the top 86%.
Is Equifax's Cyclically Adjusted PS Ratio too high?
Equifax's current Cyclically Adjusted PS Ratio of 3.97 is 37% below median its 10-year median of 6.32. Over the past 10 years, this metric has ranged from a low of 3.55 to a high of 10.45. The Business Services industry median Cyclically Adjusted PS Ratio is 0.90. Equifax's value of 3.97 is 341.1% above this industry median. Based on the distribution chart, Equifax ranks #616 out of 716 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Equifax has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Equifax's Cyclically Adjusted PS Ratio compare to VRSK and BAH?
According to the Business Services industry distribution chart, Equifax ranks #616 out of 716 companies for Cyclically Adjusted PS Ratio. This places Equifax in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 0.90. Equifax's value of 3.97 is 341.1% above this benchmark. Historically, Equifax's own Cyclically Adjusted PS Ratio has ranged from 3.55 to 10.45 over the past decade. While the company's 10-year median is 6.32 vs. the industry median of 0.90, Equifax has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Business Services company?
The median Cyclically Adjusted PS Ratio among Business Services companies is 0.90, based on 716 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Equifax's current Cyclically Adjusted PS Ratio of 3.97 is 341.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Equifax and its competitors. For the Business Services industry, the median Cyclically Adjusted PS Ratio is 0.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Equifax's current Cyclically Adjusted PS Ratio is 3.97, which is 37% below median its own 10-year median of 6.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equifax stock overvalued right now?
Based on GuruFocus' analysis, Equifax (EFX) is currently considered Significantly Undervalued. The stock's GF Value™ is $289.06, compared to a current price of $172.17 — trading 40.4% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.97, which is 37% below median its 10-year median of 6.32 and 341.1% above the Business Services industry median of 0.90. Equifax's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Equifax (EFX), the current Cyclically Adjusted PS Ratio is 3.97 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Equifax (EFX) Overvalued in 2026?

Based on GuruFocus' analysis, Equifax stock appears to be undervalued. The current stock price of $172.17 is trading 40.4% below its estimated GF Value™ of $289.06. GuruFocus considers Equifax to be Significantly Undervalued.

Key valuation signals for EFX:

  • Cyclically Adjusted PS Ratio: 3.97 (37% below median its 10-year median of 6.32)
  • GF Value™: $289.06 vs. price of $172.17 (40.4% below fair value)
  • GF Score™: 75/100 with 4 warning signs
  • Industry Position: 341.1% above the Business Services median (#616 of 716)

No single metric tells the full story. See the EFX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Equifax Business Description

Address 1550 Peachtree Street North West, Atlanta, GA, USA, 30309
Along with Experian and TransUnion, Equifax is one of the leading credit bureaus in the United States. Equifax's credit reports provide credit histories on millions of consumers, and the firm's services are critical to lenders' credit decisions. In addition, about 40% of the firm's revenue comes from Workforce Solutions, which provides income verification and employer human resources services. Equifax generates about 25% of its revenue from outside the United States.
75GF Score

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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$172.17
Price
$289.06
GF Value