EFX (Equifax) Long-Term Debt: $4,056 Mil (As of Mar. 2026)


EFX Equifax Inc EFX
77 GF Score
Price $174.58
GF Value $288.57
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Equifax Long-Term Debt?

Equifax EFX +1.54% 77 Long-Term Debt is $4,056 Mil as of Mar. 2026. GuruFocus rates EFX with a GF Score™ of 77/100 and a GF Value™ of $288.57 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Equifax's Long-Term Debt for the quarter that ended in Mar. 2026 was $4,056 Mil.

Equifax's quarterly Long-Term Debt increased from Sep. 2025 ($4,054 Mil) to Dec. 2025 ($4,055 Mil) and increased from Dec. 2025 ($4,055 Mil) to Mar. 2026 ($4,056 Mil).

Equifax's annual Long-Term Debt declined from Dec. 2023 ($4,748 Mil) to Dec. 2024 ($4,323 Mil) and declined from Dec. 2024 ($4,323 Mil) to Dec. 2025 ($4,055 Mil).

Equifax  (NYSE:EFX) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Equifax Long-Term Debt Related Terms

Equifax Long-Term Debt Historical Data

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The historical data trend for Equifax's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Equifax Long-Term Debt Chart

Equifax Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,470.10 4,820.10 4,747.80 4,322.80 4,055.30

Equifax Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,324.40 4,051.00 4,053.80 4,055.30 4,055.60
EFX
77GF Score
Equifax Inc EFX
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $4,056 Mil mean?
Equifax (EFX) has a Long-Term Debt of $4,056 Mil as of Mar. 2026.
Is Equifax's Long-Term Debt too high?
Equifax's current Long-Term Debt is $4,056 Mil. Overall, Equifax has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Equifax's Long-Term Debt compare to VRSK and BAH?
Equifax's Long-Term Debt of $4,056 Mil can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Business Services company?
A good Long-Term Debt depends on the Business Services industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Equifax's current Long-Term Debt is $4,056 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equifax stock overvalued right now?
Based on GuruFocus' analysis, Equifax (EFX) is currently considered Significantly Undervalued. The stock's GF Value™ is $288.57, compared to a current price of $174.58 — trading 39.5% below its estimated fair value. The current Long-Term Debt is $4,056 Mil. Equifax's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Equifax (EFX), the current Long-Term Debt is $4,056 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Equifax (EFX) Overvalued in 2026?

Based on GuruFocus' analysis, Equifax stock appears to be undervalued. The current stock price of $174.58 is trading 39.5% below its estimated GF Value™ of $288.57. GuruFocus considers Equifax to be Significantly Undervalued.

Key valuation signals for EFX:

  • Long-Term Debt: $4,056 Mil
  • GF Value™: $288.57 vs. price of $174.58 (39.5% below fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the EFX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Equifax Business Description

Address 1550 Peachtree Street North West, Atlanta, GA, USA, 30309
Along with Experian and TransUnion, Equifax is one of the leading credit bureaus in the United States. Equifax's credit reports provide credit histories on millions of consumers, and the firm's services are critical to lenders' credit decisions. In addition, about 40% of the firm's revenue comes from Workforce Solutions, which provides income verification and employer human resources services. Equifax generates about 25% of its revenue from outside the United States.
77GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$174.58
Price
$288.57
GF Value