EFX (Equifax) Interest Expense: $-215 Mil (TTM As of Mar. 2026)


EFX Equifax Inc EFX
77 GF Score
Price $172.07
GF Value $287.87
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Equifax Interest Expense?

Equifax EFX +6.10% 77 Interest Expense is $-215 Mil as of Mar. 2026. GuruFocus rates EFX with a GF Score™ of 77/100 and a GF Value™ of $287.87 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Equifax's interest expense for the three months ended in Mar. 2026 was $ -56 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-215 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Equifax's Operating Income for the three months ended in Mar. 2026 was $ 288 Mil. Equifax's Interest Expense for the three months ended in Mar. 2026 was $ -56 Mil. Equifax's Interest Coverage for the quarter that ended in Mar. 2026 was 5.17. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Equifax  (NYSE:EFX) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Equifax's Interest Expense for the three months ended in Mar. 2026 was $-56 Mil. Its Operating Income for the three months ended in Mar. 2026 was $288 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was $4,056 Mil.

Equifax's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*287.7/-55.7
=5.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.


Equifax Interest Expense Historical Data

* Premium members only.

The historical data trend for Equifax's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Equifax Interest Expense Chart

Equifax Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -145.60 -183.00 -241.40 -229.10 -212.30

Equifax Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -52.90 -53.10 -52.20 -54.10 -55.70
EFX
77GF Score
Equifax Inc EFX
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Equifax Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-215 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-215 Mil mean?
Equifax (EFX) has a Interest Expense of $-215 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Equifax and its competitors.
Is Equifax's Interest Expense too high?
Equifax's current Interest Expense is $-215 Mil. Overall, Equifax has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Equifax's Interest Expense compare to VRSK and BAH?
Equifax's Interest Expense of $-215 Mil can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Business Services company?
A good Interest Expense depends on the Business Services industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Equifax and its competitors. Equifax's current Interest Expense is $-215 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equifax stock overvalued right now?
Based on GuruFocus' analysis, Equifax (EFX) is currently considered Significantly Undervalued. The stock's GF Value™ is $287.87, compared to a current price of $172.07 — trading 40.2% below its estimated fair value. The current Interest Expense is $-215 Mil. Equifax's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Equifax (EFX), the current Interest Expense is $-215 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Equifax (EFX) Overvalued in 2026?

Based on GuruFocus' analysis, Equifax stock appears to be undervalued. The current stock price of $172.07 is trading 40.2% below its estimated GF Value™ of $287.87. GuruFocus considers Equifax to be Significantly Undervalued.

Key valuation signals for EFX:

  • Interest Expense: $-215 Mil
  • GF Value™: $287.87 vs. price of $172.07 (40.2% below fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the EFX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Equifax Business Description

Address 1550 Peachtree Street North West, Atlanta, GA, USA, 30309
Along with Experian and TransUnion, Equifax is one of the leading credit bureaus in the United States. Equifax's credit reports provide credit histories on millions of consumers, and the firm's services are critical to lenders' credit decisions. In addition, about 40% of the firm's revenue comes from Workforce Solutions, which provides income verification and employer human resources services. Equifax generates about 25% of its revenue from outside the United States.
77GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$172.07
Price
$287.87
GF Value