EFX (Equifax) Short-Term Debt: $1,253 Mil (As of Mar. 2026)

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EFX Equifax Inc EFX
75 GF Score
Price $178.73
GF Value $289.33
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Equifax Short-Term Debt?

Equifax EFX +4.15% 75 Short-Term Debt is $1,253 Mil as of Mar. 2026. GuruFocus rates EFX with a GF Score™ of 75/100 and a GF Value™ of $289.33 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Equifax's Short-Term Debt for the quarter that ended in Mar. 2026 was $1,253 Mil.

Equifax's quarterly Short-Term Debt increased from Sep. 2025 ($759 Mil) to Dec. 2025 ($1,038 Mil) and increased from Dec. 2025 ($1,038 Mil) to Mar. 2026 ($1,253 Mil).

Equifax's annual Short-Term Debt declined from Dec. 2023 ($963 Mil) to Dec. 2024 ($688 Mil) but then increased from Dec. 2024 ($688 Mil) to Dec. 2025 ($1,038 Mil).

Equifax Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Equifax Short-Term Debt Related Terms

Equifax Short-Term Debt Historical Data

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The historical data trend for Equifax's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Equifax Short-Term Debt Chart

Equifax Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 824.80 967.20 963.40 687.70 1,038.00

Equifax Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 639.70 847.00 759.30 1,038.00 1,252.50
EFX
75GF Score
Equifax Inc EFX
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of $1,253 Mil mean?
Equifax (EFX) has a Short-Term Debt of $1,253 Mil as of Mar. 2026.
Is Equifax's Short-Term Debt too high?
Equifax's current Short-Term Debt is $1,253 Mil. Overall, Equifax has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Equifax's Short-Term Debt compare to VRSK and BAH?
Equifax's Short-Term Debt of $1,253 Mil can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Business Services company?
A good Short-Term Debt depends on the Business Services industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Equifax's current Short-Term Debt is $1,253 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equifax stock overvalued right now?
Based on GuruFocus' analysis, Equifax (EFX) is currently considered Significantly Undervalued. The stock's GF Value™ is $289.33, compared to a current price of $178.73 — trading 38.2% below its estimated fair value. The current Short-Term Debt is $1,253 Mil. Equifax's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Equifax (EFX), the current Short-Term Debt is $1,253 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Equifax (EFX) Overvalued in 2026?

Based on GuruFocus' analysis, Equifax stock appears to be undervalued. The current stock price of $178.73 is trading 38.2% below its estimated GF Value™ of $289.33. GuruFocus considers Equifax to be Significantly Undervalued.

Key valuation signals for EFX:

  • Short-Term Debt: $1,253 Mil
  • GF Value™: $289.33 vs. price of $178.73 (38.2% below fair value)
  • GF Score™: 75/100 with 4 warning signs

No single metric tells the full story. See the EFX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Equifax Business Description

Address 1550 Peachtree Street North West, Atlanta, GA, USA, 30309
Along with Experian and TransUnion, Equifax is one of the leading credit bureaus in the United States. Equifax's credit reports provide credit histories on millions of consumers, and the firm's services are critical to lenders' credit decisions. In addition, about 40% of the firm's revenue comes from Workforce Solutions, which provides income verification and employer human resources services. Equifax generates about 25% of its revenue from outside the United States.
75GF Score

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Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$178.73
Price
$289.33
GF Value