Bank of Zhengzhou Co (FRA:3BZ) Cyclically Adjusted PS Ratio: 0.57 (As of Jul. 29, 2026) — Near Median

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FRA:3BZ Bank of Zhengzhou Co Ltd FRA:3BZ
36 GF Score
Price €0.10
GF Value €0.07
! 6 Warning Signs
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What is Bank of Zhengzhou Co Cyclically Adjusted PS Ratio?

Bank of Zhengzhou Co FRA:3BZ +0.52% 36 Cyclically Adjusted PS Ratio is 0.57 as of Jul. 29, 2026, which is 2% below its 10-year median of 0.58. GuruFocus rates FRA:3BZ with a GF Score™ of 36/100 and a GF Value™ of €0.07. The stock has 6 warning signs investors should review. Among 1,301 Banks companies, Bank of Zhengzhou Co ranks better than 96.23% on this metric.

As of today (2026-07-29), Bank of Zhengzhou Co's current share price is €0.0965. Bank of Zhengzhou Co's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was €0.17. Bank of Zhengzhou Co's Cyclically Adjusted PS Ratio for today is 0.57.

The historical rank and industry rank for Bank of Zhengzhou Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:3BZ' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.47   Med: 0.58   Max: 0.7
Current: 0.54

During the past 13 years, Bank of Zhengzhou Co's highest Cyclically Adjusted PS Ratio was 0.70. The lowest was 0.47. And the median was 0.58.

FRA:3BZ's Cyclically Adjusted PS Ratio is ranked better than
96.23% of 1301 companies
in the Banks industry
Industry Median: 3.43 vs FRA:3BZ: 0.54

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Bank of Zhengzhou Co's adjusted revenue per share data of for the fiscal year that ended in Dec25 was €0.146. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €0.17 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bank of Zhengzhou Co  (FRA:3BZ) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Bank of Zhengzhou Co Cyclically Adjusted PS Ratio Related Terms


Bank of Zhengzhou Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Bank of Zhengzhou Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Zhengzhou Co Cyclically Adjusted PS Ratio Chart

Bank of Zhengzhou Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.07 0.66 0.50 0.60 0.68

Bank of Zhengzhou Co Quarterly Data
Sep19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.60 0.00 0.00 0.68

Bank of Zhengzhou Co Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Bank of Zhengzhou Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Zhengzhou Co Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Zhengzhou Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Bank of Zhengzhou Co's Cyclically Adjusted PS Ratio falls into.


FRA:3BZ
36GF Score
Bank of Zhengzhou Co Ltd FRA:3BZ
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Zhengzhou Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Bank of Zhengzhou Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.0965/0.17
=0.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Zhengzhou Co's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Bank of Zhengzhou Co's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=0.146/120.7036*120.7036
=0.146

Current CPI (Dec25) = 120.7036.

Bank of Zhengzhou Co Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201612 0.176 103.225 0.206
201712 0.168 104.984 0.193
201812 0.177 107.622 0.199
201912 0.186 110.700 0.203
202012 0.203 109.711 0.223
202112 0.181 112.349 0.194
202212 0.210 114.548 0.221
202312 0.174 117.296 0.179
202412 0.169 118.945 0.171
202512 0.146 120.704 0.146

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.57 mean?
Bank of Zhengzhou Co (FRA:3BZ) has a Cyclically Adjusted PS Ratio of 0.57 as of Jul. 29, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bank of Zhengzhou Co and its competitors. This is near median its historical median of 0.58. Over the past decade, Bank of Zhengzhou Co's Cyclically Adjusted PS Ratio has ranged from 0.47 to 0.70. According to the industry distribution chart, Bank of Zhengzhou Co ranks #49 out of 1301 companies in the Banks industry, placing it in the top 3.8%.
Is Bank of Zhengzhou Co's Cyclically Adjusted PS Ratio too high?
Bank of Zhengzhou Co's current Cyclically Adjusted PS Ratio of 0.57 is near median its 10-year median of 0.58. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 0.70. The Banks industry median Cyclically Adjusted PS Ratio is 3.43. Bank of Zhengzhou Co's value of 0.57 is 83.4% below this industry median. Based on the distribution chart, Bank of Zhengzhou Co ranks #49 out of 1301 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Zhengzhou Co has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Zhengzhou Co's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Bank of Zhengzhou Co ranks #49 out of 1301 companies for Cyclically Adjusted PS Ratio. This places Bank of Zhengzhou Co in the top 4% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.43. Bank of Zhengzhou Co's value of 0.57 is 83.4% below this benchmark. Historically, Bank of Zhengzhou Co's own Cyclically Adjusted PS Ratio has ranged from 0.47 to 0.70 over the past decade. While the company's 10-year median is 0.58 vs. the industry median of 3.43, Bank of Zhengzhou Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.43, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Zhengzhou Co's current Cyclically Adjusted PS Ratio of 0.57 is 83.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bank of Zhengzhou Co and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Zhengzhou Co's current Cyclically Adjusted PS Ratio is 0.57, which is near median its own 10-year median of 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Zhengzhou Co stock overvalued right now?
Bank of Zhengzhou Co (FRA:3BZ) has a current Cyclically Adjusted PS Ratio of 0.57. The stock's GF Value™ is €0.07, compared to a current price of €0.10 — trading 37.9% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.57, which is near median its 10-year median of 0.58 and 83.4% below the Banks industry median of 3.43. Bank of Zhengzhou Co's overall GF Score™ is 36/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Bank of Zhengzhou Co (FRA:3BZ), the current Cyclically Adjusted PS Ratio is 0.57 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Zhengzhou Co (FRA:3BZ) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Zhengzhou Co stock appears to be overvalued. The current stock price of €0.10 is trading 37.9% above its estimated GF Value™ of €0.07.

Key valuation signals for FRA:3BZ:

  • Cyclically Adjusted PS Ratio: 0.57 (near median its 10-year median of 0.58)
  • GF Value™: €0.07 vs. price of €0.10 (37.9% above fair value)
  • GF Score™: 36/100 with 6 warning signs
  • Industry Position: 83.4% below the Banks median (#49 of 1301)

No single metric tells the full story. See the FRA:3BZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Zhengzhou Co Business Description

Other Exchanges 06196:Hong Kong002936:China
Address 248 Queen\'s Road East, 40th Floor, Dah Sing Financial Centre, Wang Chai, Hong Kong, HKG
Bank of Zhengzhou Co Ltd lays emphasis on commercial banking operations in China. The bank functions through the corporate, retail and treasury banking divisions. The corporate banking segment is the majority revenue generating segment for the company with a range of financial products and services tailor-made for corporations, government agencies and financial institutions; The retail banking segment provides similar services to individual customers; The treasury operations comprise of including interbank money market transactions, repurchases transactions and investments and Others. The company derives its revenue from the PRC.
36GF Score

Get the complete analysis for FRA:3BZ

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.10
Price
€0.07
GF Value