Bank of Zhengzhou Co (FRA:3BZ) Enterprise Value: €8,524.1 Mil (As of Jul. 03, 2026) ***


FRA:3BZ Bank of Zhengzhou Co Ltd FRA:3BZ
34 GF Score
Price €0.09
GF Value €0.07
! 6 Warning Signs
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What is Bank of Zhengzhou Co Enterprise Value?

Bank of Zhengzhou Co FRA:3BZ +1.69% 34 Enterprise Value is €8,524.1 Mil as of Jul. 03, 2026. GuruFocus rates FRA:3BZ with a GF Score™ of 34/100 and a GF Value™ of €0.07. The stock has 6 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Bank of Zhengzhou Co's Enterprise Value is €8,524.1 Mil. Bank of Zhengzhou Co's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was €605.6 Mil. Therefore, Bank of Zhengzhou Co's EV-to-Revenue ratio for today is 14.08.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Bank of Zhengzhou Co's Enterprise Value is €8,524.1 Mil. Bank of Zhengzhou Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was €1,693.7 Mil. Therefore, Bank of Zhengzhou Co's EV-to-OCF ratio for today is 5.03.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Bank of Zhengzhou Co's Enterprise Value is €8,524.1 Mil. Bank of Zhengzhou Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €1,687.4 Mil. Therefore, Bank of Zhengzhou Co's EV-to-FCF ratio for today is 5.05.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Bank of Zhengzhou Co  (FRA:3BZ) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Bank of Zhengzhou Co's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=8524.148/605.554
=14.08

Bank of Zhengzhou Co's current Enterprise Value is €8,524.1 Mil.
Bank of Zhengzhou Co's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €605.6 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Bank of Zhengzhou Co's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=8524.148/1693.684
=5.03

Bank of Zhengzhou Co's current Enterprise Value is €8,524.1 Mil.
Bank of Zhengzhou Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,693.7 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Bank of Zhengzhou Co's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=8524.148/1687.436
=5.05

Bank of Zhengzhou Co's current Enterprise Value is €8,524.1 Mil.
Bank of Zhengzhou Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,687.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Bank of Zhengzhou Co Enterprise Value Related Terms


Bank of Zhengzhou Co Enterprise Value Historical Data

* Premium members only.

The historical data trend for Bank of Zhengzhou Co's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Zhengzhou Co Enterprise Value Chart

Bank of Zhengzhou Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9,641.86 9,948.20 9,751.81 9,970.09 7,767.23

Bank of Zhengzhou Co Quarterly Data
Sep19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8,455.92 9,970.09 8,771.21 8,240.71 7,767.23

Bank of Zhengzhou Co Enterprise Value Competitor Comparison

For the Banks - Regional subindustry, Bank of Zhengzhou Co's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Zhengzhou Co Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Zhengzhou Co's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Bank of Zhengzhou Co's Enterprise Value falls into.


FRA:3BZ
34GF Score
Bank of Zhengzhou Co Ltd FRA:3BZ
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Zhengzhou Co Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Bank of Zhengzhou Co's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Bank of Zhengzhou Co's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of €8,524.1 Mil mean?
Bank of Zhengzhou Co (FRA:3BZ) has a Enterprise Value of €8,524.1 Mil as of Jul. 03, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Bank of Zhengzhou Co and its competitors.
Is Bank of Zhengzhou Co's Enterprise Value too high?
Bank of Zhengzhou Co's current Enterprise Value is €8,524.1 Mil. Overall, Bank of Zhengzhou Co has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Zhengzhou Co's Enterprise Value compare to competitors?
Bank of Zhengzhou Co's Enterprise Value of €8,524.1 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Bank of Zhengzhou Co and its competitors. Bank of Zhengzhou Co's current Enterprise Value is €8,524.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Zhengzhou Co stock overvalued right now?
Bank of Zhengzhou Co (FRA:3BZ) has a current Enterprise Value of €8,524.1 Mil. The stock's GF Value™ is €0.07, compared to a current price of €0.09 — trading 28.6% above its estimated fair value. The current Enterprise Value is €8,524.1 Mil. Bank of Zhengzhou Co's overall GF Score™ is 34/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Bank of Zhengzhou Co (FRA:3BZ), the current Enterprise Value is €8,524.1 Mil as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Zhengzhou Co (FRA:3BZ) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Zhengzhou Co stock appears to be overvalued. The current stock price of €0.09 is trading 28.6% above its estimated GF Value™ of €0.07.

Key valuation signals for FRA:3BZ:

  • Enterprise Value: €8,524.1 Mil
  • GF Value™: €0.07 vs. price of €0.09 (28.6% above fair value)
  • GF Score™: 34/100 with 6 warning signs

No single metric tells the full story. See the FRA:3BZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Zhengzhou Co Business Description

Other Exchanges 06196:Hong Kong002936:China
Address 248 Queen\'s Road East, 40th Floor, Dah Sing Financial Centre, Wang Chai, Hong Kong, HKG
Bank of Zhengzhou Co Ltd lays emphasis on commercial banking operations in China. The bank functions through the corporate, retail and treasury banking divisions. The corporate banking segment is the majority revenue generating segment for the company with a range of financial products and services tailor-made for corporations, government agencies and financial institutions; The retail banking segment provides similar services to individual customers; The treasury operations comprise of including interbank money market transactions, repurchases transactions and investments and Others. The company derives its revenue from the PRC.
34GF Score

Get the complete analysis for FRA:3BZ

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.09
Price
€0.07
GF Value