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Bank of Zhengzhou CoFRA:3BZ -0.51%34 5-Year Yield-on-Cost % is 2.42 as of Aug. 02, 2026, which is 63% below its 10-year median of 6.50. GuruFocus rates FRA:3BZ with a GF Score™ of 34/100 and a GF Value™ of €0.07. The stock has 6 warning signs investors should review. Among 1,251 Banks companies, Bank of Zhengzhou Co ranks worse than 76.02% on this metric.
Bank of Zhengzhou Co's yield on cost for the quarter that ended in Dec. 2025 was 2.42.
The historical rank and industry rank for Bank of Zhengzhou Co's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:3BZ'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.42 Med: 6.5 Max: 8.48
Current: 2.42
During the past 13 years, Bank of Zhengzhou Co's highest Yield on Cost was 8.48. The lowest was 2.42. And the median was 6.50.
FRA:3BZ's 5-Year Yield-on-Cost % is ranked worse than 76.02% of 1251
companies
in the Banks industry
Industry Median: 3.84
vs FRA:3BZ: 2.42
Bank of Zhengzhou Co (FRA:3BZ) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Bank of Zhengzhou Co 5-Year Yield-on-Cost % Related Terms
Bank of Zhengzhou Co 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Bank of Zhengzhou Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Zhengzhou Co 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Zhengzhou Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Bank of Zhengzhou Co's 5-Year Yield-on-Cost % falls into.
Bank of Zhengzhou Co 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Bank of Zhengzhou Co (FRA:3BZ) has a 5-Year Yield-on-Cost % of 2.42 as of Aug. 02, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank of Zhengzhou Co and its competitors. This is 63% below median its historical median of 6.50. Over the past decade, Bank of Zhengzhou Co's 5-Year Yield-on-Cost % has ranged from 2.42 to 8.48. According to the industry distribution chart, Bank of Zhengzhou Co ranks #951 out of 1251 companies in the Banks industry, placing it in the top 76%.
Is Bank of Zhengzhou Co's 5-Year Yield-on-Cost % too high?
Bank of Zhengzhou Co's current 5-Year Yield-on-Cost % of 2.42 is 63% below median its 10-year median of 6.50. Over the past 10 years, this metric has ranged from a low of 2.42 to a high of 8.48. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Bank of Zhengzhou Co's value of 2.42 is 37% below this industry median. Based on the distribution chart, Bank of Zhengzhou Co ranks #951 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of Zhengzhou Co has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Zhengzhou Co's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Bank of Zhengzhou Co ranks #951 out of 1251 companies for 5-Year Yield-on-Cost %. This places Bank of Zhengzhou Co in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. Bank of Zhengzhou Co's value of 2.42 is 37% below this benchmark. Historically, Bank of Zhengzhou Co's own 5-Year Yield-on-Cost % has ranged from 2.42 to 8.48 over the past decade. While the company's 10-year median is 6.50 vs. the industry median of 3.84, Bank of Zhengzhou Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Zhengzhou Co's current 5-Year Yield-on-Cost % of 2.42 is 37% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank of Zhengzhou Co and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Zhengzhou Co's current 5-Year Yield-on-Cost % is 2.42, which is 63% below median its own 10-year median of 6.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Zhengzhou Co stock overvalued right now?
Bank of Zhengzhou Co (FRA:3BZ) has a current 5-Year Yield-on-Cost % of 2.42. The stock's GF Value™ is €0.07, compared to a current price of €0.10 — trading 39.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.42, which is 63% below median its 10-year median of 6.50 and 37% below the Banks industry median of 3.84. Bank of Zhengzhou Co's overall GF Score™ is 34/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Bank of Zhengzhou Co (FRA:3BZ), the current 5-Year Yield-on-Cost % is 2.42 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Zhengzhou Co (FRA:3BZ) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Zhengzhou Co stock appears to be overvalued.
The current stock price of €0.10 is trading 39.3% above its estimated GF Value™ of €0.07.
Key valuation signals for FRA:3BZ:
5-Year Yield-on-Cost %: 2.42 (63% below median its 10-year median of 6.50)
GF Value™: €0.07 vs. price of €0.10 (39.3% above fair value)
Industry Position: 37% below the Banks median (#951 of 1251)
No single metric tells the full story. See the FRA:3BZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Zhengzhou Co Ltd lays emphasis on commercial banking operations in China. The bank functions through the corporate, retail and treasury banking divisions. The corporate banking segment is the majority revenue generating segment for the company with a range of financial products and services tailor-made for corporations, government agencies and financial institutions; The retail banking segment provides similar services to individual customers; The treasury operations comprise of including interbank money market transactions, repurchases transactions and investments and Others. The company derives its revenue from the PRC.
34GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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