The historical rank and industry rank for Bank of Zhengzhou Co's Net Margin % or its related term are showing as below:
FRA:3BZ'
s Net Margin % Range Over the Past 10 Years
Min: 5.21 Med: 25.16 Max: 41.93
Current: 5.21
FRA:3BZ's Net Margin % is ranked worse than 92.4% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs FRA:3BZ: 5.21
Bank of Zhengzhou Co (FRA:3BZ) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bank of Zhengzhou Co Net Margin % Related Terms
Bank of Zhengzhou Co Net Margin % Historical Data
* Premium members only.
The historical data trend for Bank of Zhengzhou Co's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Zhengzhou Co Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Bank of Zhengzhou Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Zhengzhou Co Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Zhengzhou Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bank of Zhengzhou Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Zhengzhou Co (FRA:3BZ) has a Net Margin % of -16.54% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Bank of Zhengzhou Co and its competitors. Over the past decade, Bank of Zhengzhou Co's Net Margin % has ranged from 5.21 to 41.93. According to the industry distribution chart, Bank of Zhengzhou Co ranks #1411 out of 1527 companies in the Banks industry, placing it in the top 92.4%.
Is Bank of Zhengzhou Co's Net Margin % too high?
Bank of Zhengzhou Co's current Net Margin % is -16.54%. Over the past 10 years, this metric has ranged from a low of 5.21 to a high of 41.93. Based on the distribution chart, Bank of Zhengzhou Co ranks #1411 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of Zhengzhou Co has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Zhengzhou Co's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Bank of Zhengzhou Co ranks #1411 out of 1527 companies for Net Margin %. This places Bank of Zhengzhou Co in the lower half of its industry. The industry median Net Margin % is 26.95. Historically, Bank of Zhengzhou Co's own Net Margin % has ranged from 5.21 to 41.93 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bank of Zhengzhou Co and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Zhengzhou Co's current Net Margin % is -16.54%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Zhengzhou Co stock overvalued right now?
Bank of Zhengzhou Co (FRA:3BZ) has a current Net Margin % of -16.54%. The stock's GF Value™ is €0.08, compared to a current price of €0.09 — trading 13.8% above its estimated fair value. The current Net Margin % is -16.54%. Bank of Zhengzhou Co's overall GF Score™ is 34/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bank of Zhengzhou Co (FRA:3BZ), the current Net Margin % is -16.54% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Zhengzhou Co (FRA:3BZ) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Zhengzhou Co stock appears to be overvalued.
The current stock price of €0.09 is trading 13.8% above its estimated GF Value™ of €0.08.
Key valuation signals for FRA:3BZ:
Net Margin %: -16.54%
GF Value™: €0.08 vs. price of €0.09 (13.8% above fair value)
No single metric tells the full story. See the FRA:3BZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Zhengzhou Co Ltd lays emphasis on commercial banking operations in China. The bank functions through the corporate, retail and treasury banking divisions. The corporate banking segment is the majority revenue generating segment for the company with a range of financial products and services tailor-made for corporations, government agencies and financial institutions; The retail banking segment provides similar services to individual customers; The treasury operations comprise of including interbank money market transactions, repurchases transactions and investments and Others. The company derives its revenue from the PRC.
34GF Score
Get the complete analysis for FRA:3BZ
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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