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TF Bank AB (STU:6TF0) Cyclically Adjusted PS Ratio : 6.87 (As of Jul. 21, 2025)


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What is TF Bank AB Cyclically Adjusted PS Ratio?

As of today (2025-07-21), TF Bank AB's current share price is €12.36667. TF Bank AB's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2025 was €1.80. TF Bank AB's Cyclically Adjusted PS Ratio for today is 6.87.

The historical rank and industry rank for TF Bank AB's Cyclically Adjusted PS Ratio or its related term are showing as below:

STU:6TF0' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 4.61   Med: 6.15   Max: 7.53
Current: 6.88

During the past years, TF Bank AB's highest Cyclically Adjusted PS Ratio was 7.53. The lowest was 4.61. And the median was 6.15.

STU:6TF0's Cyclically Adjusted PS Ratio is ranked worse than
91.05% of 1263 companies
in the Banks industry
Industry Median: 2.86 vs STU:6TF0: 6.88

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

TF Bank AB's adjusted revenue per share data for the three months ended in Jun. 2025 was €0.969. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €1.80 for the trailing ten years ended in Jun. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


TF Bank AB Cyclically Adjusted PS Ratio Historical Data

The historical data trend for TF Bank AB's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

TF Bank AB Cyclically Adjusted PS Ratio Chart

TF Bank AB Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - 6.62

TF Bank AB Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.49 4.97 6.62 5.91 5.83

Competitive Comparison of TF Bank AB's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, TF Bank AB's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TF Bank AB's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, TF Bank AB's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where TF Bank AB's Cyclically Adjusted PS Ratio falls into.


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TF Bank AB Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

TF Bank AB's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=12.36667/1.80
=6.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TF Bank AB's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2025 is calculated as:

For example, TF Bank AB's adjusted Revenue per Share data for the three months ended in Jun. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2025 (Change)*Current CPI (Jun. 2025)
=0.969/132.8245*132.8245
=0.969

Current CPI (Jun. 2025) = 132.8245.

TF Bank AB Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201509 0.163 100.228 0.216
201512 0.166 100.276 0.220
201603 0.168 100.751 0.221
201606 0.179 101.019 0.235
201609 0.185 101.138 0.243
201612 0.189 102.022 0.246
201703 0.194 102.022 0.253
201706 0.204 102.752 0.264
201709 0.212 103.279 0.273
201712 0.209 103.793 0.267
201803 0.215 103.962 0.275
201806 0.230 104.875 0.291
201809 0.241 105.679 0.303
201812 0.260 105.912 0.326
201903 0.260 105.886 0.326
201906 0.275 106.742 0.342
201909 0.283 107.214 0.351
201912 0.296 107.766 0.365
202003 0.304 106.563 0.379
202006 0.311 107.498 0.384
202009 0.325 107.635 0.401
202012 0.340 108.296 0.417
202103 0.363 108.360 0.445
202106 0.384 108.928 0.468
202109 0.412 110.338 0.496
202112 0.425 112.486 0.502
202203 0.469 114.825 0.543
202206 0.495 118.384 0.555
202209 0.515 122.296 0.559
202212 0.528 126.365 0.555
202303 0.614 127.042 0.642
202306 0.637 129.407 0.654
202309 0.694 130.224 0.708
202312 0.756 131.912 0.761
202403 0.769 132.205 0.773
202406 0.818 132.716 0.819
202409 0.854 132.304 0.857
202412 0.886 132.987 0.885
202503 0.945 132.825 0.945
202506 0.969 132.825 0.969

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


TF Bank AB  (STU:6TF0) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


TF Bank AB Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of TF Bank AB's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


TF Bank AB Business Description

Industry
Traded in Other Exchanges
Address
Lilla Brogatan 6, PO Box 947, Boras, SWE, 50110
TF Bank AB is a digital bank offering consumer banking services and e-commerce solutions through a proprietary IT platform with a high degree of automation. The business is divided into three segments: Credit Cards, e-commerce solutions, and Consumer Lending. TF Bank prioritizes organic growth under controlled conditions, and expansion is taking place in carefully selected segments and markets. The business is conducted in Sweden, Finland, Norway, Denmark, Estonia, Latvia, Lithuania, Poland, Germany, Austria, Spain, Ireland, and the Netherlands through subsidiary, branch, or cross-border banking with the support of the Swedish banking license.

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