Reinsurance Group of America (FRA:RGPB) Cyclically Adjusted PS Ratio: 0.83 (As of Jul. 23, 2026) — 14% Above Median

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FRA:RGPB Reinsurance Group of America Inc FRA:RGPB
85 GF Score
Price €206.00
GF Value €209.36
! 5 Warning Signs
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What is Reinsurance Group of America Cyclically Adjusted PS Ratio?

Reinsurance Group of America FRA:RGPB -1.34% 85 Cyclically Adjusted PS Ratio is 0.83 as of Jul. 23, 2026, which is 14% above its 10-year median of 0.73. GuruFocus rates FRA:RGPB with a GF Score™ of 85/100 and a GF Value™ of €209.36. The stock has 5 warning signs investors should review. Among 411 Insurance companies, Reinsurance Group of America ranks better than 67.88% on this metric.

As of today (2026-07-23), Reinsurance Group of America's current share price is €206.00. Reinsurance Group of America's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €249.44. Reinsurance Group of America's Cyclically Adjusted PS Ratio for today is 0.83.

The historical rank and industry rank for Reinsurance Group of America's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:RGPB' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.35   Med: 0.73   Max: 1.13
Current: 0.8

During the past years, Reinsurance Group of America's highest Cyclically Adjusted PS Ratio was 1.13. The lowest was 0.35. And the median was 0.73.

FRA:RGPB's Cyclically Adjusted PS Ratio is ranked better than
67.88% of 411 companies
in the Insurance industry
Industry Median: 1.21 vs FRA:RGPB: 0.80

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Reinsurance Group of America's adjusted revenue per share data for the three months ended in Mar. 2026 was €84.875. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €249.44 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Reinsurance Group of America  (FRA:RGPB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Reinsurance Group of America Cyclically Adjusted PS Ratio Related Terms


Reinsurance Group of America Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Reinsurance Group of America's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Reinsurance Group of America Cyclically Adjusted PS Ratio Chart

Reinsurance Group of America Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.53 0.63 0.67 0.82 0.72

Reinsurance Group of America Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.74 0.73 0.69 0.72 0.70

FRA:RGPB vs EG, RNR, HG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Reinsurance subindustry, Reinsurance Group of America's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Reinsurance Group of America Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Reinsurance Group of America's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Reinsurance Group of America's Cyclically Adjusted PS Ratio falls into.


FRA:RGPB
85GF Score
Reinsurance Group of America Inc FRA:RGPB
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Reinsurance Group of America Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Reinsurance Group of America's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=206.00/249.44
=0.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Reinsurance Group of America's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Reinsurance Group of America's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=84.875/330.2130*330.2130
=84.875

Current CPI (Mar. 2026) = 330.2130.

Reinsurance Group of America Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 41.743 241.018 57.191
201609 39.874 241.428 54.538
201612 44.679 241.432 61.109
201703 42.837 243.801 58.020
201706 42.450 244.955 57.225
201709 40.195 246.819 53.776
201712 41.263 246.524 55.271
201803 39.074 249.554 51.703
201806 41.926 251.989 54.941
201809 43.020 252.439 56.274
201812 44.333 251.233 58.270
201903 47.444 254.202 61.631
201906 48.025 256.143 61.913
201909 51.657 256.759 66.435
201912 51.708 256.974 66.445
202003 46.701 258.115 59.746
202006 50.228 257.797 64.337
202009 45.484 260.280 57.705
202012 49.790 260.474 63.121
202103 48.893 264.877 60.953
202106 48.922 271.696 59.459
202109 48.963 274.310 58.941
202112 54.814 278.802 64.922
202203 50.074 287.504 57.513
202206 53.282 296.311 59.378
202209 59.545 296.808 66.247
202212 60.639 296.797 67.466
202303 58.224 301.836 63.698
202306 56.086 305.109 60.701
202309 71.282 307.789 76.475
202312 67.047 306.746 72.176
202403 87.427 312.332 92.432
202406 67.581 314.175 71.031
202409 75.428 315.301 78.995
202412 74.507 315.605 77.956
202503 73.020 319.799 75.398
202506 71.896 322.561 73.602
202509 79.211 324.800 80.531
202512 85.245 324.054 86.865
202603 84.875 330.213 84.875

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.83 mean?
Reinsurance Group of America (FRA:RGPB) has a Cyclically Adjusted PS Ratio of 0.83 as of Jul. 23, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Reinsurance Group of America and its competitors. This is 14% above median its historical median of 0.73. Over the past decade, Reinsurance Group of America's Cyclically Adjusted PS Ratio has ranged from 0.35 to 1.13. According to the industry distribution chart, Reinsurance Group of America ranks #132 out of 411 companies in the Insurance industry, placing it in the top 32.1%.
Is Reinsurance Group of America's Cyclically Adjusted PS Ratio too high?
Reinsurance Group of America's current Cyclically Adjusted PS Ratio of 0.83 is 14% above median its 10-year median of 0.73. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 1.13. The Insurance industry median Cyclically Adjusted PS Ratio is 1.21. Reinsurance Group of America's value of 0.83 is 31.4% below this industry median. Based on the distribution chart, Reinsurance Group of America ranks #132 out of 411 companies in the Insurance industry, which is above the industry midpoint. Overall, Reinsurance Group of America has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does Reinsurance Group of America's Cyclically Adjusted PS Ratio compare to EG and RNR?
According to the Insurance industry distribution chart, Reinsurance Group of America ranks #132 out of 411 companies for Cyclically Adjusted PS Ratio. This puts Reinsurance Group of America in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.21. Reinsurance Group of America's value of 0.83 is 31.4% below this benchmark. Historically, Reinsurance Group of America's own Cyclically Adjusted PS Ratio has ranged from 0.35 to 1.13 over the past decade. While the company's 10-year median is 0.73 vs. the industry median of 1.21, Reinsurance Group of America has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.21, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Reinsurance Group of America's current Cyclically Adjusted PS Ratio of 0.83 is 31.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Reinsurance Group of America and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Reinsurance Group of America's current Cyclically Adjusted PS Ratio is 0.83, which is 14% above median its own 10-year median of 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Reinsurance Group of America stock overvalued right now?
Reinsurance Group of America (FRA:RGPB) has a current Cyclically Adjusted PS Ratio of 0.83. The stock's GF Value™ is €209.36, compared to a current price of €206.00 — trading 1.6% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.83, which is 14% above median its 10-year median of 0.73 and 31.4% below the Insurance industry median of 1.21. Reinsurance Group of America's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Reinsurance Group of America (FRA:RGPB), the current Cyclically Adjusted PS Ratio is 0.83 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Reinsurance Group of America (FRA:RGPB) Overvalued in 2026?

Based on GuruFocus' analysis, Reinsurance Group of America stock appears to be undervalued. The current stock price of €206.00 is trading 1.6% below its estimated GF Value™ of €209.36.

Key valuation signals for FRA:RGPB:

  • Cyclically Adjusted PS Ratio: 0.83 (14% above median its 10-year median of 0.73)
  • GF Value™: €209.36 vs. price of €206.00 (1.6% below fair value)
  • GF Score™: 85/100 with 5 warning signs
  • Industry Position: 31.4% below the Insurance median (#132 of 411)

No single metric tells the full story. See the FRA:RGPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Reinsurance Group of America Business Description

Other Exchanges RGA:USA
Address 16600 Swingley Ridge Road, Chesterfield, MO, USA, 63017
Reinsurance Group of America Inc is an insurance holding company with operations in the United States, Latin America, Canada, Europe, Africa, Asia, and Australia. The core products and services include life reinsurance, living benefits reinsurance, group reinsurance, health reinsurance, financial solutions, facultative underwriting, and product development. The company's operations are divided into traditional and financial solution businesses.
85GF Score

Get the complete analysis for FRA:RGPB

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€206.00
Price
€209.36
GF Value