The historical rank and industry rank for Reinsurance Group of America's Net Margin % or its related term are showing as below:
FRA:RGPB'
s Net Margin % Range Over the Past 10 Years
Min: 2.85 Med: 5.28 Max: 14.56
Current: 4.93
FRA:RGPB's Net Margin % is ranked worse than 71.37% of 503
companies
in the Insurance industry
Industry Median: 9.26
vs FRA:RGPB: 4.93
Reinsurance Group of America (FRA:RGPB) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Reinsurance Group of America Net Margin % Related Terms
Reinsurance Group of America Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Reinsurance Group of America's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Reinsurance Group of America Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Reinsurance Group of America's Net Margin % distribution charts can be found below:
* The bar in red indicates where Reinsurance Group of America's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Reinsurance Group of America (FRA:RGPB) has a Net Margin % of 5.10% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Reinsurance Group of America and its competitors. This is near median its historical median of 5.28. Over the past decade, Reinsurance Group of America's Net Margin % has ranged from 2.85 to 14.56. According to the industry distribution chart, Reinsurance Group of America ranks #359 out of 503 companies in the Insurance industry, placing it in the top 71.4%.
Is Reinsurance Group of America's Net Margin % too high?
Reinsurance Group of America's current Net Margin % of 5.10% is near median its 10-year median of 5.28. Over the past 10 years, this metric has ranged from a low of 2.85 to a high of 14.56. The Insurance industry median Net Margin % is 9.26. Reinsurance Group of America's value of 5.10% is 44.9% below this industry median. Based on the distribution chart, Reinsurance Group of America ranks #359 out of 503 companies in the Insurance industry, which is below the industry midpoint. Overall, Reinsurance Group of America has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does Reinsurance Group of America's Net Margin % compare to EG and RNR?
According to the Insurance industry distribution chart, Reinsurance Group of America ranks #359 out of 503 companies for Net Margin %. This places Reinsurance Group of America in the lower half of its industry. The industry median Net Margin % is 9.26. Reinsurance Group of America's value of 5.10% is 44.9% below this benchmark. Historically, Reinsurance Group of America's own Net Margin % has ranged from 2.85 to 14.56 over the past decade. While the company's 10-year median is 5.28 vs. the industry median of 9.26, Reinsurance Group of America has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.26, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Reinsurance Group of America's current Net Margin % of 5.10% is 44.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Reinsurance Group of America and its competitors. For the Insurance industry, the median Net Margin % is 9.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Reinsurance Group of America's current Net Margin % is 5.10%, which is near median its own 10-year median of 5.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Reinsurance Group of America stock overvalued right now?
Reinsurance Group of America (FRA:RGPB) has a current Net Margin % of 5.10%. The stock's GF Value™ is €205.55, compared to a current price of €191.00 — trading 7.1% below its estimated fair value. The current Net Margin % is 5.10%, which is near median its 10-year median of 5.28 and 44.9% below the Insurance industry median of 9.26. Reinsurance Group of America's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Reinsurance Group of America (FRA:RGPB), the current Net Margin % is 5.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Reinsurance Group of America (FRA:RGPB) Overvalued in 2026?
Based on GuruFocus' analysis, Reinsurance Group of America stock appears to be undervalued.
The current stock price of €191.00 is trading 7.1% below its estimated GF Value™ of €205.55.
Key valuation signals for FRA:RGPB:
Net Margin %: 5.10% (near median its 10-year median of 5.28)
GF Value™: €205.55 vs. price of €191.00 (7.1% below fair value)
Industry Position: 44.9% below the Insurance median (#359 of 503)
No single metric tells the full story. See the FRA:RGPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Reinsurance Group of America Inc is an insurance holding company with operations in the United States, Latin America, Canada, Europe, Africa, Asia, and Australia. The core products and services include life reinsurance, living benefits reinsurance, group reinsurance, health reinsurance, financial solutions, facultative underwriting, and product development. The company's operations are divided into traditional and financial solution businesses.
83GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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