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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Reinsurance Group of America's
EBIT
for the
three
months ended in Jun. 2026 was €613 Mil. Reinsurance Group of America's Interest Expense for the
three
months ended in Jun. 2026 was €-88 Mil.
Reinsurance Group of America's interest coverage for the quarter that ended in Jun. 2026 was 6.99.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Reinsurance Group of America's Interest Coverage or its related term are showing as below:
FRA:RGPB'
s Interest Coverage Range Over the Past 10 Years
Min: 4.22 Med: 6.14 Max: 10.96
Current: 5.74
FRA:RGPB's Interest Coverage is ranked worse than 74.79% of 349
companies
in the Insurance industry
Industry Median: 16
vs FRA:RGPB: 5.74
Reinsurance Group of America (FRA:RGPB) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Reinsurance Group of America Interest Coverage Related Terms
Reinsurance Group of America Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Reinsurance Group of America Interest Coverage Chart
FRA:RGPB vs EG, RNR, HG: Interest Coverage Comparison
For the Insurance - Reinsurance subindustry, Reinsurance Group of America's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Reinsurance Group of America Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Reinsurance Group of America's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Reinsurance Group of America's Interest Coverage falls into.
Reinsurance Group of America Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Reinsurance Group of America (FRA:RGPB) has a Interest Coverage of 6.99 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Reinsurance Group of America and its competitors. This is 14% above median its historical median of 6.14. Over the past decade, Reinsurance Group of America's Interest Coverage has ranged from 4.22 to 10.96. According to the industry distribution chart, Reinsurance Group of America ranks #261 out of 349 companies in the Insurance industry, placing it in the top 74.8%.
Is Reinsurance Group of America's Interest Coverage too high?
Reinsurance Group of America's current Interest Coverage of 6.99 is 14% above median its 10-year median of 6.14. Over the past 10 years, this metric has ranged from a low of 4.22 to a high of 10.96. The Insurance industry median Interest Coverage is 16.00. Reinsurance Group of America's value of 6.99 is 56.3% below this industry median. Based on the distribution chart, Reinsurance Group of America ranks #261 out of 349 companies in the Insurance industry, which is below the industry midpoint. Overall, Reinsurance Group of America has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Reinsurance Group of America's Interest Coverage compare to EG and RNR?
According to the Insurance industry distribution chart, Reinsurance Group of America ranks #261 out of 349 companies for Interest Coverage. This places Reinsurance Group of America in the lower half of its industry. The industry median Interest Coverage is 16.00. Reinsurance Group of America's value of 6.99 is 56.3% below this benchmark. Historically, Reinsurance Group of America's own Interest Coverage has ranged from 4.22 to 10.96 over the past decade. While the company's 10-year median is 6.14 vs. the industry median of 16.00, Reinsurance Group of America has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.00, based on 349 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Reinsurance Group of America's current Interest Coverage of 6.99 is 56.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Reinsurance Group of America and its competitors. For the Insurance industry, the median Interest Coverage is 16.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Reinsurance Group of America's current Interest Coverage is 6.99, which is 14% above median its own 10-year median of 6.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Reinsurance Group of America stock overvalued right now?
Based on GuruFocus' analysis, Reinsurance Group of America (FRA:RGPB) is currently considered Fairly Valued. The stock's GF Value™ is €211.47, compared to a current price of €207.40 — trading 1.9% below its estimated fair value. The current Interest Coverage is 6.99, which is 14% above median its 10-year median of 6.14 and 56.3% below the Insurance industry median of 16.00. Reinsurance Group of America's overall GF Score™ is 79/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Reinsurance Group of America (FRA:RGPB), the current Interest Coverage is 6.99 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Reinsurance Group of America (FRA:RGPB) Overvalued in 2026?
Based on GuruFocus' analysis, Reinsurance Group of America stock appears to be undervalued.
The current stock price of €207.40 is trading 1.9% below its estimated GF Value™ of €211.47.
GuruFocus considers Reinsurance Group of America to be Fairly Valued.
Key valuation signals for FRA:RGPB:
Interest Coverage: 6.99 (14% above median its 10-year median of 6.14)
GF Value™: €211.47 vs. price of €207.40 (1.9% below fair value)
Industry Position: 56.3% below the Insurance median (#261 of 349)
No single metric tells the full story. See the FRA:RGPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Reinsurance Group of America Inc is an insurance holding company with operations in the United States, Latin America, Canada, Europe, Africa, Asia, and Australia. The core products and services include life reinsurance, living benefits reinsurance, group reinsurance, health reinsurance, financial solutions, facultative underwriting, and product development. The company's operations are divided into traditional and financial solution businesses.
79GF Score
Get the complete analysis for FRA:RGPB
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