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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Reinsurance Group of America's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Reinsurance Group of America FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Reinsurance Group of America's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Reinsurance Group of America's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Reinsurance Group of America (FRA:RGPB) has a FCF Margin % of 44.36% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Reinsurance Group of America and its competitors. This is 167% above median its historical median of 16.64. Over the past decade, Reinsurance Group of America's FCF Margin % has ranged from 8.30 to 42.50. According to the industry distribution chart, Reinsurance Group of America ranks #116 out of 504 companies in the Insurance industry, placing it in the top 23%.
Is Reinsurance Group of America's FCF Margin % too high?
Reinsurance Group of America's current FCF Margin % of 44.36% is 167% above median its 10-year median of 16.64. Over the past 10 years, this metric has ranged from a low of 8.30 to a high of 42.50. The Insurance industry median FCF Margin % is 9.32. Reinsurance Group of America's value of 44.36% is 376.2% above this industry median. Based on the distribution chart, Reinsurance Group of America ranks #116 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Reinsurance Group of America has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does Reinsurance Group of America's FCF Margin % compare to EG and RNR?
According to the Insurance industry distribution chart, Reinsurance Group of America ranks #116 out of 504 companies for FCF Margin %. This places Reinsurance Group of America in the top 23% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.32. Reinsurance Group of America's value of 44.36% is 376.2% above this benchmark. Historically, Reinsurance Group of America's own FCF Margin % has ranged from 8.30 to 42.50 over the past decade. While the company's 10-year median is 16.64 vs. the industry median of 9.32, Reinsurance Group of America has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.32, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Reinsurance Group of America's current FCF Margin % of 44.36% is 376.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Reinsurance Group of America and its competitors. For the Insurance industry, the median FCF Margin % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Reinsurance Group of America's current FCF Margin % is 44.36%, which is 167% above median its own 10-year median of 16.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Reinsurance Group of America stock overvalued right now?
Reinsurance Group of America (FRA:RGPB) has a current FCF Margin % of 44.36%. The stock's GF Value™ is €204.31, compared to a current price of €198.80 — trading 2.7% below its estimated fair value. The current FCF Margin % is 44.36%, which is 167% above median its 10-year median of 16.64 and 376.2% above the Insurance industry median of 9.32. Reinsurance Group of America's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Reinsurance Group of America (FRA:RGPB), the current FCF Margin % is 44.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Reinsurance Group of America (FRA:RGPB) Overvalued in 2026?
Based on GuruFocus' analysis, Reinsurance Group of America stock appears to be undervalued.
The current stock price of €198.80 is trading 2.7% below its estimated GF Value™ of €204.31.
Key valuation signals for FRA:RGPB:
FCF Margin %: 44.36% (167% above median its 10-year median of 16.64)
GF Value™: €204.31 vs. price of €198.80 (2.7% below fair value)
Industry Position: 376.2% above the Insurance median (#116 of 504)
No single metric tells the full story. See the FRA:RGPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Reinsurance Group of America Inc is an insurance holding company with operations in the United States, Latin America, Canada, Europe, Africa, Asia, and Australia. The core products and services include life reinsurance, living benefits reinsurance, group reinsurance, health reinsurance, financial solutions, facultative underwriting, and product development. The company's operations are divided into traditional and financial solution businesses.
85GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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