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Citizens (FRA:YCX) Cyclically Adjusted PS Ratio : 0.59 (As of Jun. 02, 2025)


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What is Citizens Cyclically Adjusted PS Ratio?

As of today (2025-06-02), Citizens's current share price is €3.16. Citizens's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 was €5.40. Citizens's Cyclically Adjusted PS Ratio for today is 0.59.

The historical rank and industry rank for Citizens's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:YCX' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.31   Med: 1.23   Max: 2.45
Current: 0.64

During the past years, Citizens's highest Cyclically Adjusted PS Ratio was 2.45. The lowest was 0.31. And the median was 1.23.

FRA:YCX's Cyclically Adjusted PS Ratio is ranked better than
71.91% of 388 companies
in the Insurance industry
Industry Median: 1.11 vs FRA:YCX: 0.64

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Citizens's adjusted revenue per share data for the three months ended in Mar. 2025 was €1.011. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €5.40 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Citizens Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Citizens's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citizens Cyclically Adjusted PS Ratio Chart

Citizens Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.16 1.00 0.38 0.47 0.70

Citizens Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.37 0.47 0.63 0.70 0.79

Competitive Comparison of Citizens's Cyclically Adjusted PS Ratio

For the Insurance - Life subindustry, Citizens's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens's Cyclically Adjusted PS Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Citizens's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Citizens's Cyclically Adjusted PS Ratio falls into.


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Citizens Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Citizens's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=3.16/5.40
=0.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Citizens's adjusted Revenue per Share data for the three months ended in Mar. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=1.011/134.9266*134.9266
=1.011

Current CPI (Mar. 2025) = 134.9266.

Citizens Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201506 1.069 100.684 1.433
201509 1.034 100.392 1.390
201512 1.140 99.792 1.541
201603 0.978 100.470 1.313
201606 1.088 101.688 1.444
201609 1.098 101.861 1.454
201612 1.285 101.863 1.702
201703 1.112 102.862 1.459
201706 1.081 103.349 1.411
201709 1.078 104.136 1.397
201712 1.145 104.011 1.485
201803 0.930 105.290 1.192
201806 1.022 106.317 1.297
201809 1.067 106.507 1.352
201812 1.084 105.998 1.380
201903 1.121 107.251 1.410
201906 1.001 108.070 1.250
201909 1.109 108.329 1.381
201912 1.247 108.420 1.552
202003 0.999 108.902 1.238
202006 1.025 108.767 1.272
202009 0.999 109.815 1.227
202012 1.037 109.897 1.273
202103 0.912 111.754 1.101
202106 1.046 114.631 1.231
202109 1.041 115.734 1.214
202112 1.220 117.630 1.399
202203 0.987 121.301 1.098
202206 0.995 125.017 1.074
202209 1.117 125.227 1.204
202212 1.253 125.222 1.350
202303 1.032 127.348 1.093
202306 1.069 128.729 1.120
202309 1.101 129.860 1.144
202312 1.207 129.419 1.258
202403 1.050 131.776 1.075
202406 1.135 132.554 1.155
202409 1.098 133.029 1.114
202412 1.179 133.157 1.195
202503 1.011 134.927 1.011

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Citizens  (FRA:YCX) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Citizens Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Citizens's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Citizens Business Description

Industry
Traded in Other Exchanges
Address
11815 Alterra Parkway, Suite 1500, Austin, TX, USA, 78758
Citizens Inc is an insurance holding company serving the life insurance needs of individuals in the United States. The company provides insurance benefits to residents in thirty two U.S. states and more than seventy countries through its insurance subsidiaries. The company operates in two business segments namely the Life Insurance segment and the Home Service Insurance segment. The company majority generates revenues from Life Insurance segment. Company operates in USA, Columbia, Taiwan, Venezuela, Ecuador, Argentina, and Others.

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