Citizens (FRA:YCX) Cyclically Adjusted Revenue per Share: €4.75 (As of Mar. 2026)

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FRA:YCX Citizens Inc FRA:YCX
62 GF Score
Price €4.16
GF Value €4.37
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What is Citizens Cyclically Adjusted Revenue per Share?

Citizens FRA:YCX -3.26% 62 Cyclically Adjusted Revenue per Share is €4.75 as of Mar. 2026. GuruFocus rates FRA:YCX with a GF Score™ of 62/100 and a GF Value™ of €4.37.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Citizens's adjusted revenue per share for the three months ended in Mar. 2026 was €1.002. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €4.75 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Citizens's average Cyclically Adjusted Revenue Growth Rate was 0.70% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 0.90% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 2.90% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 3.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Citizens was 11.80% per year. The lowest was 0.90% per year. And the median was 4.80% per year.

As of today (2026-07-24), Citizens's current stock price is €4.16. Citizens's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €4.75. Citizens's Cyclically Adjusted PS Ratio of today is 0.88.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Citizens was 2.45. The lowest was 0.31. And the median was 1.12.


Citizens  (FRA:YCX) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Citizens's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=4.16/4.75
=0.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Citizens was 2.45. The lowest was 0.31. And the median was 1.12.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Citizens Cyclically Adjusted Revenue per Share Related Terms


Citizens Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Citizens's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Cyclically Adjusted Revenue per Share Chart

Citizens Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.84 5.48 5.52 5.79 5.58

Citizens Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.40 4.89 4.84 5.58 4.75

FRA:YCX vs KCLI, SNFCA, UTGN: Cyclically Adjusted Revenue per Share Comparison

For the Insurance - Life subindustry, Citizens's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Citizens's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Citizens's Cyclically Adjusted PS Ratio falls into.


FRA:YCX
62GF Score
Citizens Inc FRA:YCX
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Citizens Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Citizens's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.002/330.2130*330.2130
=1.002

Current CPI (Mar. 2026) = 330.2130.

Citizens Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.088 241.018 1.491
201609 1.098 241.428 1.502
201612 1.285 241.432 1.758
201703 1.112 243.801 1.506
201706 1.081 244.955 1.457
201709 1.078 246.819 1.442
201712 1.145 246.524 1.534
201803 0.930 249.554 1.231
201806 1.022 251.989 1.339
201809 1.067 252.439 1.396
201812 1.084 251.233 1.425
201903 1.121 254.202 1.456
201906 1.001 256.143 1.290
201909 1.109 256.759 1.426
201912 1.247 256.974 1.602
202003 0.999 258.115 1.278
202006 1.025 257.797 1.313
202009 0.999 260.280 1.267
202012 1.037 260.474 1.315
202103 0.912 264.877 1.137
202106 1.046 271.696 1.271
202109 1.041 274.310 1.253
202112 1.220 278.802 1.445
202203 0.987 287.504 1.134
202206 0.995 296.311 1.109
202209 1.117 296.808 1.243
202212 1.253 296.797 1.394
202303 1.032 301.836 1.129
202306 1.069 305.109 1.157
202309 1.101 307.789 1.181
202312 1.207 306.746 1.299
202403 1.050 312.332 1.110
202406 1.135 314.175 1.193
202409 1.098 315.301 1.150
202412 1.179 315.605 1.234
202503 1.011 319.799 1.044
202506 1.107 322.561 1.133
202509 1.038 324.800 1.055
202512 1.192 324.054 1.215
202603 1.002 330.213 1.002

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €4.75 mean?
Citizens (FRA:YCX) has a Cyclically Adjusted Revenue per Share of €4.75 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Citizens and its competitors.
Is Citizens' Cyclically Adjusted Revenue per Share too high?
Citizens' current Cyclically Adjusted Revenue per Share is €4.75. Overall, Citizens has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Citizens' Cyclically Adjusted Revenue per Share compare to KCLI and SNFCA?
Citizens' Cyclically Adjusted Revenue per Share of €4.75 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for an Insurance company?
A good Cyclically Adjusted Revenue per Share depends on the Insurance industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Citizens and its competitors. Citizens's current Cyclically Adjusted Revenue per Share is €4.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens stock overvalued right now?
Citizens (FRA:YCX) has a current Cyclically Adjusted Revenue per Share of €4.75. The stock's GF Value™ is €4.37, compared to a current price of €4.16 — trading 4.8% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is €4.75. Citizens' overall GF Score™ is 62/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Citizens (FRA:YCX), the current Cyclically Adjusted Revenue per Share is €4.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens (FRA:YCX) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens stock appears to be undervalued. The current stock price of €4.16 is trading 4.8% below its estimated GF Value™ of €4.37.

Key valuation signals for FRA:YCX:

  • Cyclically Adjusted Revenue per Share: €4.75
  • GF Value™: €4.37 vs. price of €4.16 (4.8% below fair value)
  • GF Score™: 62/100

No single metric tells the full story. See the FRA:YCX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citizens Business Description

Other Exchanges CIA:USA
Address 11815 Alterra Parkway, Suite 1500, Austin, TX, USA, 78758
Citizens Inc is an insurance holding company serving the life insurance needs of individuals in the United States. The company provides insurance benefits to residents in thirty two U.S. states and more than seventy countries through its insurance subsidiaries. The company operates in two business segments namely the Domestic Insurance and International Insurance segments.. The company majority generates revenues from Life Insurance segment. Company operates in USA, Columbia, Taiwan, Venezuela, Ecuador, Argentina, and Others.
62GF Score

Get the complete analysis for FRA:YCX

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.16
Price
€4.37
GF Value