Citizens (FRA:YCX) Altman Z2-Score


FRA:YCX Citizens Inc FRA:YCX
60 GF Score
Price €4.26
GF Value €3.67
! 3 Warning Signs
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What is Citizens Altman Z2-Score?

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Altman Z2-Score does not apply to banks and insurance companies.

FRA:YCX
60GF Score
Citizens Inc FRA:YCX
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Citizens (FRA:YCX) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens stock appears to be overvalued. The current stock price of €4.26 is trading 16.1% above its estimated GF Value™ of €3.67.

Key valuation signals for FRA:YCX:

  • Altman Z2-Score:
  • GF Value™: €3.67 vs. price of €4.26 (16.1% above fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the FRA:YCX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citizens Business Description

Other Exchanges CIA:USA
Address 11815 Alterra Parkway, Suite 1500, Austin, TX, USA, 78758
Citizens Inc is an insurance holding company serving the life insurance needs of individuals in the United States. The company provides insurance benefits to residents in thirty two U.S. states and more than seventy countries through its insurance subsidiaries. The company operates in two business segments namely the Domestic Insurance and International Insurance segments.. The company majority generates revenues from Life Insurance segment. Company operates in USA, Columbia, Taiwan, Venezuela, Ecuador, Argentina, and Others.
60GF Score

Get the complete analysis for FRA:YCX

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.26
Price
€3.67
GF Value