Juroku Bank (NGO:8356) Cyclically Adjusted PS Ratio: 2.88 (As of Sep. 15, 2026)

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NGO:8356 Juroku Bank Ltd NGO:8356
12 GF Score
Price 円1,686.00
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What is Juroku Bank Cyclically Adjusted PS Ratio?

Juroku Bank NGO:8356 12 Cyclically Adjusted PS Ratio is 2.88 as of Sep. 15, 2026. GuruFocus rates NGO:8356 with a GF Score™ of 12/100.

As of today (2026-09-15), Juroku Bank's current share price is 円1686.00. Juroku Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Sep. 2021 was 円585.35. Juroku Bank's Cyclically Adjusted PS Ratio for today is 2.88.

The historical rank and industry rank for Juroku Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

NGO:8356's Cyclically Adjusted PS Ratio is not ranked *
in the Banks industry.
Industry Median: 3.45
* Ranked among companies with meaningful Cyclically Adjusted PS Ratio only.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Juroku Bank's adjusted revenue per share data for the three months ended in Sep. 2021 was 円148.372. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is 円585.35 for the trailing ten years ended in Sep. 2021.

Shiller PE for Stocks: The True Measure of Stock Valuation


Juroku Bank  (NGO:8356) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Juroku Bank Cyclically Adjusted PS Ratio Related Terms


Juroku Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Juroku Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Juroku Bank Cyclically Adjusted PS Ratio Chart

Juroku Bank Annual Data
Trend Mar12 Mar13 Mar14 Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.72 4.49 4.04 2.84 2.87

Juroku Bank Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.85 2.87 2.86 2.88 2.88

NGO:8356 vs USB, TFC, PNC: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Juroku Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Juroku Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Juroku Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Juroku Bank's Cyclically Adjusted PS Ratio falls into.


NGO:8356
12GF Score
Juroku Bank Ltd NGO:8356
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Juroku Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Juroku Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=1686.00/585.346
=2.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Juroku Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Sep. 2021 is calculated as:

For example, Juroku Bank's adjusted Revenue per Share data for the three months ended in Sep. 2021 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Sep. 2021 (Change)*Current CPI (Sep. 2021)
=148.372/100.1000*100.1000
=148.372

Current CPI (Sep. 2021) = 100.1000.

Juroku Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201112 152.692 94.300 162.083
201203 149.451 95.100 157.309
201206 154.991 94.400 164.350
201209 147.521 94.400 156.429
201212 138.005 94.100 146.804
201303 134.324 94.200 142.737
201306 131.768 94.600 139.429
201309 121.376 95.400 127.356
201312 129.144 95.600 135.223
201403 124.347 95.700 130.064
201406 130.283 98.000 133.075
201409 137.231 98.500 139.460
201412 133.908 97.900 136.917
201503 184.237 97.900 188.377
201506 161.203 98.400 163.988
201509 138.224 98.500 140.469
201512 153.451 98.100 156.579
201603 141.721 97.900 144.906
201606 148.048 98.100 151.066
201609 136.003 98.000 138.917
201612 167.274 98.400 170.164
201703 178.404 98.100 182.041
201706 130.029 98.500 132.141
201709 121.642 98.800 123.243
201712 134.322 99.400 135.268
201803 150.898 99.200 152.267
201806 132.970 99.200 134.176
201809 129.589 99.900 129.848
201812 140.108 99.700 140.670
201903 141.174 99.700 141.740
201906 134.919 99.800 135.325
201909 142.266 100.100 142.266
201912 136.879 100.500 136.334
202003 153.049 100.300 152.744
202006 144.396 99.900 144.685
202009 147.831 99.900 148.127
202012 146.160 99.300 147.338
202103 151.912 99.900 152.216
202106 148.062 99.500 148.955
202109 148.372 100.100 148.372

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.88 mean?
Juroku Bank (NGO:8356) has a Cyclically Adjusted PS Ratio of 2.88 as of Sep. 15, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Juroku Bank and its competitors.
Is Juroku Bank's Cyclically Adjusted PS Ratio too high?
Juroku Bank's current Cyclically Adjusted PS Ratio is 2.88. The Banks industry median Cyclically Adjusted PS Ratio is 3.45. Juroku Bank's value of 2.88 is 16.5% below this industry median. Overall, Juroku Bank has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Juroku Bank's Cyclically Adjusted PS Ratio compare to USB and TFC?
Juroku Bank's Cyclically Adjusted PS Ratio of 2.88 can be compared against companies in the Banks industry. The industry median Cyclically Adjusted PS Ratio is 3.45. Juroku Bank's value of 2.88 is 16.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.45, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Juroku Bank's current Cyclically Adjusted PS Ratio of 2.88 is 16.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Juroku Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Juroku Bank's current Cyclically Adjusted PS Ratio is 2.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Juroku Bank stock overvalued right now?
Juroku Bank (NGO:8356) has a current Cyclically Adjusted PS Ratio of 2.88. The current Cyclically Adjusted PS Ratio is 2.88 and 16.5% below the Banks industry median of 3.45. Juroku Bank's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Juroku Bank (NGO:8356), the current Cyclically Adjusted PS Ratio is 2.88 as of Sep. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Juroku Bank Business Description

Address 8-26, Kandamachi, Gifu, JPN, 500-8516
Juroku Bank Ltd is a Japanese bank that focuses its operational efforts on the industrial center of the Chubu region of Japan, particularly the Gifu prefecture. Loans and bills discounted constitute a majority of the bank's earning assets. An overwhelming majority of its loan portfolio is related to loans on deeds. its deposit base is split nearly evenly between time deposits and ordinary deposits. Securities also constitute a sizable portion of earning assets, mostly related to national government bonds and other securities. Net interest income and income on lease transactions and installment receivables drive a majority of the bank's income generation.
12GF Score

Get the complete analysis for NGO:8356

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,686.00
Price