Juroku Bank (NGO:8356) Net Margin %: 15.19% (As of Sep. 2021)


NGO:8356 Juroku Bank Ltd NGO:8356
12 GF Score
Price 円1,686.00
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What is Juroku Bank Net Margin %?

Juroku Bank NGO:8356 12 Net Margin % is 15.19% as of Sep. 2021. GuruFocus rates NGO:8356 with a GF Score™ of 12/100.

Net margin is calculated as Net Income divided by its Revenue. Juroku Bank's Net Income for the three months ended in Sep. 2021 was 円3,972 Mil. Juroku Bank's Revenue for the three months ended in Sep. 2021 was 円26,154 Mil. Therefore, Juroku Bank's net margin for the quarter that ended in Sep. 2021 was 15.19%.

The historical rank and industry rank for Juroku Bank's Net Margin % or its related term are showing as below:


NGO:8356's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 26.95
* Ranked among companies with meaningful Net Margin % only.

Juroku Bank  (NGO:8356) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Juroku Bank Net Margin % Related Terms

Juroku Bank Net Margin % Historical Data

* Premium members only.

The historical data trend for Juroku Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Juroku Bank Net Margin % Chart

Juroku Bank Annual Data
Trend Mar12 Mar13 Mar14 Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.05 10.47 11.29 13.09 14.00

Juroku Bank Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.70 18.88 8.36 23.81 15.19

NGO:8356 vs USB, TFC, PNC: Net Margin % Comparison

For the Banks - Regional subindustry, Juroku Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Juroku Bank Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Juroku Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where Juroku Bank's Net Margin % falls into.


NGO:8356
12GF Score
Juroku Bank Ltd NGO:8356
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Juroku Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Juroku Bank's Net Margin for the fiscal year that ended in Mar. 2021 is calculated as

Net Margin=Net Income (A: Mar. 2021 )/Revenue (A: Mar. 2021 )
=14722/105156
=14.00 %

Juroku Bank's Net Margin for the quarter that ended in Sep. 2021 is calculated as

Net Margin=Net Income (Q: Sep. 2021 )/Revenue (Q: Sep. 2021 )
=3972/26154
=15.19 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 15.19% mean?
Juroku Bank (NGO:8356) has a Net Margin % of 15.19% as of Sep. 2021. Net margin is the ratio of total net income to net sales. View historical data on Juroku Bank and its competitors.
Is Juroku Bank's Net Margin % too high?
Juroku Bank's current Net Margin % is 15.19%. The Banks industry median Net Margin % is 26.95. Juroku Bank's value of 15.19% is 43.6% below this industry median. Overall, Juroku Bank has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Juroku Bank's Net Margin % compare to USB and TFC?
Juroku Bank's Net Margin % of 15.19% can be compared against companies in the Banks industry. The industry median Net Margin % is 26.95. Juroku Bank's value of 15.19% is 43.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Juroku Bank's current Net Margin % of 15.19% is 43.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Juroku Bank and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Juroku Bank's current Net Margin % is 15.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Juroku Bank stock overvalued right now?
Juroku Bank (NGO:8356) has a current Net Margin % of 15.19%. The current Net Margin % is 15.19% and 43.6% below the Banks industry median of 26.95. Juroku Bank's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Juroku Bank (NGO:8356), the current Net Margin % is 15.19% as of Sep. 2021. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Juroku Bank Business Description

Address 8-26, Kandamachi, Gifu, JPN, 500-8516
Juroku Bank Ltd is a Japanese bank that focuses its operational efforts on the industrial center of the Chubu region of Japan, particularly the Gifu prefecture. Loans and bills discounted constitute a majority of the bank's earning assets. An overwhelming majority of its loan portfolio is related to loans on deeds. its deposit base is split nearly evenly between time deposits and ordinary deposits. Securities also constitute a sizable portion of earning assets, mostly related to national government bonds and other securities. Net interest income and income on lease transactions and installment receivables drive a majority of the bank's income generation.
12GF Score

Get the complete analysis for NGO:8356

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,686.00
Price