Juroku Bank (NGO:8356) 1-Year Sharpe Ratio: -19.59 (As of Sep. 08, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NGO:8356 Juroku Bank Ltd NGO:8356
12 GF Score
Price 円1,686.00
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What is Juroku Bank 1-Year Sharpe Ratio?

Juroku Bank NGO:8356 12 1-Year Sharpe Ratio is -19.59 as of Sep. 08, 2026. GuruFocus rates NGO:8356 with a GF Score™ of 12/100.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-09-08), Juroku Bank's 1-Year Sharpe Ratio is -19.59.

Juroku Bank  (NGO:8356) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Juroku Bank 1-Year Sharpe Ratio Related Terms

NGO:8356 vs USB, TFC, PNC: 1-Year Sharpe Ratio Comparison

For the Banks - Regional subindustry, Juroku Bank's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Juroku Bank 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Juroku Bank's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Juroku Bank's 1-Year Sharpe Ratio falls into.


NGO:8356
12GF Score
Juroku Bank Ltd NGO:8356
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Juroku Bank 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of -19.59 mean?
Juroku Bank (NGO:8356) has a 1-Year Sharpe Ratio of -19.59 as of Sep. 08, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Juroku Bank and its competitors.
Is Juroku Bank's 1-Year Sharpe Ratio too high?
Juroku Bank's current 1-Year Sharpe Ratio is -19.59. Overall, Juroku Bank has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Juroku Bank's 1-Year Sharpe Ratio compare to USB and TFC?
Juroku Bank's 1-Year Sharpe Ratio of -19.59 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Juroku Bank and its competitors. Juroku Bank's current 1-Year Sharpe Ratio is -19.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Juroku Bank stock overvalued right now?
Juroku Bank (NGO:8356) has a current 1-Year Sharpe Ratio of -19.59. The current 1-Year Sharpe Ratio is -19.59. Juroku Bank's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Juroku Bank (NGO:8356), the current 1-Year Sharpe Ratio is -19.59 as of Sep. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Juroku Bank Business Description

Address 8-26, Kandamachi, Gifu, JPN, 500-8516
Juroku Bank Ltd is a Japanese bank that focuses its operational efforts on the industrial center of the Chubu region of Japan, particularly the Gifu prefecture. Loans and bills discounted constitute a majority of the bank's earning assets. An overwhelming majority of its loan portfolio is related to loans on deeds. its deposit base is split nearly evenly between time deposits and ordinary deposits. Securities also constitute a sizable portion of earning assets, mostly related to national government bonds and other securities. Net interest income and income on lease transactions and installment receivables drive a majority of the bank's income generation.
12GF Score

Get the complete analysis for NGO:8356

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,686.00
Price