Juroku Bank (NGO:8356) Debt-to-Equity: 3.62 (As of Sep. 2021)

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NGO:8356 Juroku Bank Ltd NGO:8356
12 GF Score
Price 円1,686.00
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What is Juroku Bank Debt-to-Equity?

Juroku Bank NGO:8356 12 Debt-to-Equity is 3.62 as of Sep. 2021. GuruFocus rates NGO:8356 with a GF Score™ of 12/100.

Juroku Bank's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2021 was 円0 Mil. Juroku Bank's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2021 was 円1,461,894 Mil. Juroku Bank's Total Stockholders Equity for the quarter that ended in Sep. 2021 was 円403,708 Mil. Juroku Bank's debt to equity for the quarter that ended in Sep. 2021 was 3.62.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Juroku Bank's Debt-to-Equity or its related term are showing as below:

NGO:8356's Debt-to-Equity is not ranked *
in the Banks industry.
Industry Median: 0.58
* Ranked among companies with meaningful Debt-to-Equity only.

Juroku Bank  (NGO:8356) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Juroku Bank Debt-to-Equity Related Terms

Juroku Bank Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Juroku Bank's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Juroku Bank Debt-to-Equity Chart

Juroku Bank Annual Data
Trend Mar12 Mar13 Mar14 Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.17 0.14 0.18 0.60 1.20

Juroku Bank Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.21 1.14 1.20 1.28 3.62

NGO:8356 vs USB, TFC, PNC: Debt-to-Equity Comparison

For the Banks - Regional subindustry, Juroku Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Juroku Bank Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Juroku Bank's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Juroku Bank's Debt-to-Equity falls into.


NGO:8356
12GF Score
Juroku Bank Ltd NGO:8356
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Juroku Bank Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Juroku Bank's Debt to Equity Ratio for the fiscal year that ended in Mar. 2021 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 467151) / 389744
=1.20

Juroku Bank's Debt to Equity Ratio for the quarter that ended in Sep. 2021 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 1461894) / 403708
=3.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 3.62 mean?
Juroku Bank (NGO:8356) has a Debt-to-Equity of 3.62 as of Sep. 2021. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Juroku Bank and its competitors.
Is Juroku Bank's Debt-to-Equity too high?
Juroku Bank's current Debt-to-Equity is 3.62. The Banks industry median Debt-to-Equity is 0.58. Juroku Bank's value of 3.62 is 524.1% above this industry median. Overall, Juroku Bank has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Juroku Bank's Debt-to-Equity compare to USB and TFC?
Juroku Bank's Debt-to-Equity of 3.62 can be compared against companies in the Banks industry. The industry median Debt-to-Equity is 0.58. Juroku Bank's value of 3.62 is 524.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,411 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Juroku Bank's current Debt-to-Equity of 3.62 is 524.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Juroku Bank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Juroku Bank's current Debt-to-Equity is 3.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Juroku Bank stock overvalued right now?
Juroku Bank (NGO:8356) has a current Debt-to-Equity of 3.62. The current Debt-to-Equity is 3.62 and 524.1% above the Banks industry median of 0.58. Juroku Bank's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Juroku Bank (NGO:8356), the current Debt-to-Equity is 3.62 as of Sep. 2021. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Juroku Bank Business Description

Address 8-26, Kandamachi, Gifu, JPN, 500-8516
Juroku Bank Ltd is a Japanese bank that focuses its operational efforts on the industrial center of the Chubu region of Japan, particularly the Gifu prefecture. Loans and bills discounted constitute a majority of the bank's earning assets. An overwhelming majority of its loan portfolio is related to loans on deeds. its deposit base is split nearly evenly between time deposits and ordinary deposits. Securities also constitute a sizable portion of earning assets, mostly related to national government bonds and other securities. Net interest income and income on lease transactions and installment receivables drive a majority of the bank's income generation.
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Get the complete analysis for NGO:8356

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,686.00
Price