Alandsbanken ABP (OHEL:ALBAV) Cyclically Adjusted PS Ratio: 3.76 (As of Aug. 23, 2026) — 21% Above Median

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OHEL:ALBAV Alandsbanken ABP OHEL:ALBAV
62 GF Score
Price €46.20
GF Value €39.76
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Alandsbanken ABP Cyclically Adjusted PS Ratio?

Alandsbanken ABP OHEL:ALBAV +1.09% 62 Cyclically Adjusted PS Ratio is 3.76 as of Aug. 23, 2026, which is 21% above its 10-year median of 3.10. GuruFocus rates OHEL:ALBAV with a GF Score™ of 62/100 and a GF Value™ of €39.76 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,300 Banks companies, Alandsbanken ABP ranks worse than 57.62% on this metric.

As of today (2026-08-23), Alandsbanken ABP's current share price is €46.20. Alandsbanken ABP's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was €12.28. Alandsbanken ABP's Cyclically Adjusted PS Ratio for today is 3.76.

The historical rank and industry rank for Alandsbanken ABP's Cyclically Adjusted PS Ratio or its related term are showing as below:

OHEL:ALBAV' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.61   Med: 3.1   Max: 4.87
Current: 3.76

During the past years, Alandsbanken ABP's highest Cyclically Adjusted PS Ratio was 4.87. The lowest was 1.61. And the median was 3.10.

OHEL:ALBAV's Cyclically Adjusted PS Ratio is ranked worse than
57.62% of 1300 companies
in the Banks industry
Industry Median: 3.415 vs OHEL:ALBAV: 3.76

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Alandsbanken ABP's adjusted revenue per share data for the three months ended in Jun. 2026 was €3.424. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €12.28 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Alandsbanken ABP  (OHEL:ALBAV) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Alandsbanken ABP Cyclically Adjusted PS Ratio Related Terms


Alandsbanken ABP Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Alandsbanken ABP's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alandsbanken ABP Cyclically Adjusted PS Ratio Chart

Alandsbanken ABP Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.63 3.69 2.86 3.07 3.91

Alandsbanken ABP Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.36 3.82 3.91 4.45 3.64

OHEL:ALBAV vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Alandsbanken ABP's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alandsbanken ABP Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Alandsbanken ABP's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Alandsbanken ABP's Cyclically Adjusted PS Ratio falls into.


OHEL:ALBAV
62GF Score
Alandsbanken ABP OHEL:ALBAV
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Alandsbanken ABP Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Alandsbanken ABP's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=46.20/12.28
=3.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alandsbanken ABP's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Alandsbanken ABP's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=3.424/125.0800*125.0800
=3.424

Current CPI (Jun. 2026) = 125.0800.

Alandsbanken ABP Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 1.837 100.540 2.285
201612 1.996 101.020 2.471
201703 1.902 100.910 2.358
201706 1.955 101.140 2.418
201709 2.116 101.320 2.612
201712 2.086 101.510 2.570
201803 2.145 101.730 2.637
201806 2.075 102.320 2.537
201809 1.924 102.600 2.346
201812 2.042 102.710 2.487
201903 2.107 102.870 2.562
201906 2.107 103.360 2.550
201909 2.115 103.540 2.555
201912 2.321 103.650 2.801
202003 2.429 103.490 2.936
202006 2.342 103.320 2.835
202009 2.297 103.710 2.770
202012 2.573 103.890 3.098
202103 2.662 104.870 3.175
202106 2.782 105.360 3.303
202109 2.891 106.290 3.402
202112 2.968 107.490 3.454
202203 3.285 110.950 3.703
202206 2.780 113.570 3.062
202209 2.734 114.920 2.976
202212 3.019 117.320 3.219
202303 2.960 119.750 3.092
202306 3.272 120.690 3.391
202309 3.339 121.280 3.444
202312 3.618 121.540 3.723
202403 3.504 122.360 3.582
202406 3.578 122.230 3.661
202409 3.441 122.260 3.520
202412 3.493 122.390 3.570
202503 3.636 123.010 3.697
202506 3.622 122.530 3.697
202509 3.376 122.880 3.436
202512 3.655 122.670 3.727
202603 3.684 124.670 3.696
202606 3.424 125.080 3.424

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.76 mean?
Alandsbanken ABP (OHEL:ALBAV) has a Cyclically Adjusted PS Ratio of 3.76 as of Aug. 23, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Alandsbanken ABP and its competitors. This is 21% above median its historical median of 3.10. Over the past decade, Alandsbanken ABP's Cyclically Adjusted PS Ratio has ranged from 1.61 to 4.87. According to the industry distribution chart, Alandsbanken ABP ranks #749 out of 1300 companies in the Banks industry, placing it in the top 57.6%.
Is Alandsbanken ABP's Cyclically Adjusted PS Ratio too high?
Alandsbanken ABP's current Cyclically Adjusted PS Ratio of 3.76 is 21% above median its 10-year median of 3.10. Over the past 10 years, this metric has ranged from a low of 1.61 to a high of 4.87. The Banks industry median Cyclically Adjusted PS Ratio is 3.42. Alandsbanken ABP's value of 3.76 is 10.1% above this industry median. Based on the distribution chart, Alandsbanken ABP ranks #749 out of 1300 companies in the Banks industry, which is below the industry midpoint. Overall, Alandsbanken ABP has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alandsbanken ABP's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Alandsbanken ABP ranks #749 out of 1300 companies for Cyclically Adjusted PS Ratio. This places Alandsbanken ABP in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.42. Alandsbanken ABP's value of 3.76 is 10.1% above this benchmark. Historically, Alandsbanken ABP's own Cyclically Adjusted PS Ratio has ranged from 1.61 to 4.87 over the past decade. While the company's 10-year median is 3.10 vs. the industry median of 3.42, Alandsbanken ABP has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.42, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alandsbanken ABP's current Cyclically Adjusted PS Ratio of 3.76 is 10.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Alandsbanken ABP and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alandsbanken ABP's current Cyclically Adjusted PS Ratio is 3.76, which is 21% above median its own 10-year median of 3.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alandsbanken ABP stock overvalued right now?
Based on GuruFocus' analysis, Alandsbanken ABP (OHEL:ALBAV) is currently considered Modestly Overvalued. The stock's GF Value™ is €39.76, compared to a current price of €46.20 — trading 16.2% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.76, which is 21% above median its 10-year median of 3.10 and 10.1% above the Banks industry median of 3.42. Alandsbanken ABP's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Alandsbanken ABP (OHEL:ALBAV), the current Cyclically Adjusted PS Ratio is 3.76 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alandsbanken ABP (OHEL:ALBAV) Overvalued in 2026?

Based on GuruFocus' analysis, Alandsbanken ABP stock appears to be overvalued. The current stock price of €46.20 is trading 16.2% above its estimated GF Value™ of €39.76. GuruFocus considers Alandsbanken ABP to be Modestly Overvalued.

Key valuation signals for OHEL:ALBAV:

  • Cyclically Adjusted PS Ratio: 3.76 (21% above median its 10-year median of 3.10)
  • GF Value™: €39.76 vs. price of €46.20 (16.2% above fair value)
  • GF Score™: 62/100 with 3 warning signs
  • Industry Position: 10.1% above the Banks median (#749 of 1300)

No single metric tells the full story. See the OHEL:ALBAV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alandsbanken ABP Business Description

Other Exchanges 0O2M:UK0O2N:UKALBBV:Finland
Address Nygatan 2, Alandsbanken, Mariehamn, FIN, AX-22100
Alandsbanken ABP is a private banking operator based in Finland. The services offered by the company include Accounts, Insurance, Loans, Digital services, Basic banking services, and Invest and Save among others. The reportable segments of the company are Private Banking, Premium Banking, IT, Corporate and others. The Private Banking segment generates the majority of its revenue followed by Premium banking. Geographically, the company operates in Finland and Sweden in which Finland generates key revenue.
62GF Score

Get the complete analysis for OHEL:ALBAV

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€46.20
Price
€39.76
GF Value