Alandsbanken ABP (OHEL:ALBAV) LT-Debt-to-Total-Asset: 0.17 (As of Jun. 2026)

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OHEL:ALBAV Alandsbanken ABP OHEL:ALBAV
62 GF Score
Price €45.80
GF Value €39.56
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Alandsbanken ABP LT-Debt-to-Total-Asset?

Alandsbanken ABP OHEL:ALBAV -0.22% 62 LT-Debt-to-Total-Asset is 0.17 as of Jun. 2026. GuruFocus rates OHEL:ALBAV with a GF Score™ of 62/100 and a GF Value™ of €39.56 (Modestly Overvalued). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Alandsbanken ABP's long-term debt to total assests ratio for the quarter that ended in Jun. 2026 was 0.17.

Alandsbanken ABP's long-term debt to total assets ratio increased from Jun. 2025 (0.16) to Jun. 2026 (0.17). It may suggest that Alandsbanken ABP is progressively becoming more dependent on debt to grow their business.


Alandsbanken ABP  (OHEL:ALBAV) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


Alandsbanken ABP LT-Debt-to-Total-Asset Related Terms


Alandsbanken ABP LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Alandsbanken ABP's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alandsbanken ABP LT-Debt-to-Total-Asset Chart

Alandsbanken ABP Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.09 0.04 0.06 0.06 0.04

Alandsbanken ABP Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.16 0.14 0.04 0.16 0.17
OHEL:ALBAV
62GF Score
Alandsbanken ABP OHEL:ALBAV
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Alandsbanken ABP LT-Debt-to-Total-Asset Calculation

Alandsbanken ABP's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=192.578/5173.492
=0.04

Alandsbanken ABP's Long-Term Debt to Total Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

LT Debt to Total Assets (Q: Jun. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Jun. 2026 )/Total Assets (Q: Jun. 2026 )
=874/5130
=0.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.17 mean?
Alandsbanken ABP (OHEL:ALBAV) has a LT-Debt-to-Total-Asset of 0.17 as of Jun. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Alandsbanken ABP and its competitors.
Is Alandsbanken ABP's LT-Debt-to-Total-Asset too high?
Alandsbanken ABP's current LT-Debt-to-Total-Asset is 0.17. Overall, Alandsbanken ABP has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alandsbanken ABP's LT-Debt-to-Total-Asset compare to PNC and USB?
Alandsbanken ABP's LT-Debt-to-Total-Asset of 0.17 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Alandsbanken ABP and its competitors. Alandsbanken ABP's current LT-Debt-to-Total-Asset is 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alandsbanken ABP stock overvalued right now?
Based on GuruFocus' analysis, Alandsbanken ABP (OHEL:ALBAV) is currently considered Modestly Overvalued. The stock's GF Value™ is €39.56, compared to a current price of €45.80 — trading 15.8% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.17. Alandsbanken ABP's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Alandsbanken ABP (OHEL:ALBAV), the current LT-Debt-to-Total-Asset is 0.17 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alandsbanken ABP (OHEL:ALBAV) Overvalued in 2026?

Based on GuruFocus' analysis, Alandsbanken ABP stock appears to be overvalued. The current stock price of €45.80 is trading 15.8% above its estimated GF Value™ of €39.56. GuruFocus considers Alandsbanken ABP to be Modestly Overvalued.

Key valuation signals for OHEL:ALBAV:

  • LT-Debt-to-Total-Asset: 0.17
  • GF Value™: €39.56 vs. price of €45.80 (15.8% above fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the OHEL:ALBAV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alandsbanken ABP Business Description

Other Exchanges 0O2M:UK0O2N:UKALBBV:Finland
Address Nygatan 2, Alandsbanken, Mariehamn, FIN, AX-22100
Alandsbanken ABP is a private banking operator based in Finland. The services offered by the company include Accounts, Insurance, Loans, Digital services, Basic banking services, and Invest and Save among others. The reportable segments of the company are Private Banking, Premium Banking, IT, Corporate and others. The Private Banking segment generates the majority of its revenue followed by Premium banking. Geographically, the company operates in Finland and Sweden in which Finland generates key revenue.
62GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€45.80
Price
€39.56
GF Value