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Alandsbanken ABPOHEL:ALBAV -0.22%62 Pretax Margin % is 24.01% as of Jun. 2026, which is 7% below its 10-year median of 25.79. GuruFocus rates OHEL:ALBAV with a GF Score™ of 62/100 and a GF Value™ of €39.56 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,522 Banks companies, Alandsbanken ABP ranks worse than 67.21% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Alandsbanken ABP Pretax Margin % Related Terms
Alandsbanken ABP Pretax Margin % Historical Data
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The historical data trend for Alandsbanken ABP's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OHEL:ALBAV vs PNC, USB: Pretax Margin % Comparison
For the Banks - Regional subindustry, Alandsbanken ABP's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alandsbanken ABP Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Alandsbanken ABP's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Alandsbanken ABP's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alandsbanken ABP (OHEL:ALBAV) has a Pretax Margin % of 24.01% as of Jun. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Alandsbanken ABP and its competitors. This is near median its historical median of 25.79. Over the past decade, Alandsbanken ABP's Pretax Margin % has ranged from 20.38 to 30.71. According to the industry distribution chart, Alandsbanken ABP ranks #1023 out of 1522 companies in the Banks industry, placing it in the top 67.2%.
Is Alandsbanken ABP's Pretax Margin % too high?
Alandsbanken ABP's current Pretax Margin % of 24.01% is near median its 10-year median of 25.79. Over the past 10 years, this metric has ranged from a low of 20.38 to a high of 30.71. The Banks industry median Pretax Margin % is 35.05. Alandsbanken ABP's value of 24.01% is 31.5% below this industry median. Based on the distribution chart, Alandsbanken ABP ranks #1023 out of 1522 companies in the Banks industry, which is below the industry midpoint. Overall, Alandsbanken ABP has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alandsbanken ABP's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Alandsbanken ABP ranks #1023 out of 1522 companies for Pretax Margin %. This places Alandsbanken ABP in the lower half of its industry. The industry median Pretax Margin % is 35.05. Alandsbanken ABP's value of 24.01% is 31.5% below this benchmark. Historically, Alandsbanken ABP's own Pretax Margin % has ranged from 20.38 to 30.71 over the past decade. While the company's 10-year median is 25.79 vs. the industry median of 35.05, Alandsbanken ABP has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.05, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alandsbanken ABP's current Pretax Margin % of 24.01% is 31.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Alandsbanken ABP and its competitors. For the Banks industry, the median Pretax Margin % is 35.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alandsbanken ABP's current Pretax Margin % is 24.01%, which is near median its own 10-year median of 25.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alandsbanken ABP stock overvalued right now?
Based on GuruFocus' analysis, Alandsbanken ABP (OHEL:ALBAV) is currently considered Modestly Overvalued. The stock's GF Value™ is €39.56, compared to a current price of €45.80 — trading 15.8% above its estimated fair value. The current Pretax Margin % is 24.01%, which is near median its 10-year median of 25.79 and 31.5% below the Banks industry median of 35.05. Alandsbanken ABP's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Alandsbanken ABP (OHEL:ALBAV), the current Pretax Margin % is 24.01% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alandsbanken ABP (OHEL:ALBAV) Overvalued in 2026?
Based on GuruFocus' analysis, Alandsbanken ABP stock appears to be overvalued.
The current stock price of €45.80 is trading 15.8% above its estimated GF Value™ of €39.56.
GuruFocus considers Alandsbanken ABP to be Modestly Overvalued.
Key valuation signals for OHEL:ALBAV:
Pretax Margin %: 24.01% (near median its 10-year median of 25.79)
GF Value™: €39.56 vs. price of €45.80 (15.8% above fair value)
Industry Position: 31.5% below the Banks median (#1023 of 1522)
No single metric tells the full story. See the OHEL:ALBAV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alandsbanken ABP is a private banking operator based in Finland. The services offered by the company include Accounts, Insurance, Loans, Digital services, Basic banking services, and Invest and Save among others. The reportable segments of the company are Private Banking, Premium Banking, IT, Corporate and others. The Private Banking segment generates the majority of its revenue followed by Premium banking. Geographically, the company operates in Finland and Sweden in which Finland generates key revenue.
62GF Score
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