Morrow Bank AB (OSTO:MORROW) Cyclically Adjusted PS Ratio: (As of Sep. 20, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSTO:MORROW Morrow Bank AB OSTO:MORROW
56 GF Score
Price kr15.90
GF Value kr6.71
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Morrow Bank AB Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Morrow Bank AB  (OSTO:MORROW) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Morrow Bank AB Cyclically Adjusted PS Ratio Related Terms


Morrow Bank AB Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Morrow Bank AB's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Morrow Bank AB Cyclically Adjusted PS Ratio Chart

Morrow Bank AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 1.26 1.12 1.02

Morrow Bank AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.99 0.97 0.95 2.16 2.01

OSTO:MORROW vs USB, PNC: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Morrow Bank AB's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Morrow Bank AB Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Morrow Bank AB's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Morrow Bank AB's Cyclically Adjusted PS Ratio falls into.


OSTO:MORROW
56GF Score
Morrow Bank AB OSTO:MORROW
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Morrow Bank AB Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Morrow Bank AB's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Morrow Bank AB's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.585/134.6100*134.6100
=1.585

Current CPI (Jun. 2026) = 134.6100.

Morrow Bank AB Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.687 101.138 0.914
201612 0.999 102.022 1.318
201703 0.994 102.022 1.312
201706 1.147 102.752 1.503
201709 1.213 103.279 1.581
201712 1.197 103.793 1.552
201803 1.395 103.962 1.806
201806 1.511 104.875 1.939
201809 1.652 105.679 2.104
201812 1.760 105.912 2.237
201903 1.693 105.886 2.152
201906 1.787 106.742 2.254
201909 1.834 107.214 2.303
201912 1.912 107.766 2.388
202003 1.606 106.563 2.029
202006 1.487 107.498 1.862
202009 1.433 107.635 1.792
202012 0.977 108.296 1.214
202103 1.375 108.360 1.708
202106 1.291 108.928 1.595
202109 0.949 110.338 1.158
202112 -2.750 112.486 -3.291
202203 1.155 114.825 1.354
202206 1.114 118.384 1.267
202209 1.103 122.296 1.214
202212 1.282 126.365 1.366
202303 1.251 127.042 1.326
202306 1.205 129.407 1.253
202309 1.219 130.224 1.260
202312 1.279 131.912 1.305
202403 1.309 132.205 1.333
202406 1.360 132.716 1.379
202409 1.398 132.304 1.422
202412 1.554 132.987 1.573
202503 1.487 132.825 1.507
202506 1.473 133.699 1.483
202509 1.492 133.480 1.505
202512 1.563 133.380 1.577
202603 1.582 133.550 1.595
202606 1.585 134.610 1.585

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Morrow Bank AB (OSTO:MORROW) Overvalued in 2026?

Based on GuruFocus' analysis, Morrow Bank AB stock appears to be overvalued. The current stock price of kr15.90 is trading 137% above its estimated GF Value™ of kr6.71. GuruFocus considers Morrow Bank AB to be Significantly Overvalued.

Key valuation signals for OSTO:MORROW:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: kr6.71 vs. price of kr15.90 (137% above fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the OSTO:MORROW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Morrow Bank AB Business Description

Other Exchanges KBN0:Germany
Address Torsgatan 13, Stockholm, SWE, 111 23
Morrow Bank AB is a Swedish bank offering convenient payment and financing products to consumers. It is a focused Nordic digital niche bank offering personal loans, credit cards, deposit accounts, and online point-of-sales finance products to consumers.
56GF Score

Get the complete analysis for OSTO:MORROW

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr15.90
Price
kr6.71
GF Value