Jiangsu Suzhou Rural Commercial Bank Co (SHSE:603323) Cyclically Adjusted PS Ratio: 2.57 (As of Aug. 29, 2026) — Near Median

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SHSE:603323 Jiangsu Suzhou Rural Commercial Bank Co Ltd SHSE:603323
68 GF Score
Price ¥4.31
GF Value ¥4.54
Valuation Fairly Valued
! 2 Warning Signs
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What is Jiangsu Suzhou Rural Commercial Bank Co Cyclically Adjusted PS Ratio?

Jiangsu Suzhou Rural Commercial Bank Co SHSE:603323 -0.23% 68 Cyclically Adjusted PS Ratio is 2.57 as of Aug. 29, 2026, which is 3% above its 10-year median of 2.50. GuruFocus rates SHSE:603323 with a GF Score™ of 68/100 and a GF Value™ of ¥4.54 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,297 Banks companies, Jiangsu Suzhou Rural Commercial Bank Co ranks better than 66.85% on this metric.

As of today (2026-08-29), Jiangsu Suzhou Rural Commercial Bank Co's current share price is ¥4.31. Jiangsu Suzhou Rural Commercial Bank Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ¥1.68. Jiangsu Suzhou Rural Commercial Bank Co's Cyclically Adjusted PS Ratio for today is 2.57.

The historical rank and industry rank for Jiangsu Suzhou Rural Commercial Bank Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

SHSE:603323' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.06   Med: 2.5   Max: 3.24
Current: 2.56

During the past years, Jiangsu Suzhou Rural Commercial Bank Co's highest Cyclically Adjusted PS Ratio was 3.24. The lowest was 2.06. And the median was 2.50.

SHSE:603323's Cyclically Adjusted PS Ratio is ranked better than
66.85% of 1297 companies
in the Banks industry
Industry Median: 3.41 vs SHSE:603323: 2.56

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Jiangsu Suzhou Rural Commercial Bank Co's adjusted revenue per share data for the three months ended in Jun. 2026 was ¥0.498. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ¥1.68 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Jiangsu Suzhou Rural Commercial Bank Co  (SHSE:603323) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Jiangsu Suzhou Rural Commercial Bank Co Cyclically Adjusted PS Ratio Related Terms


Jiangsu Suzhou Rural Commercial Bank Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Jiangsu Suzhou Rural Commercial Bank Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jiangsu Suzhou Rural Commercial Bank Co Cyclically Adjusted PS Ratio Chart

Jiangsu Suzhou Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 2.38 2.12 2.67 2.77

Jiangsu Suzhou Rural Commercial Bank Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.08 2.72 2.77 2.67 2.30

Jiangsu Suzhou Rural Commercial Bank Co Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Jiangsu Suzhou Rural Commercial Bank Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jiangsu Suzhou Rural Commercial Bank Co Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Jiangsu Suzhou Rural Commercial Bank Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Jiangsu Suzhou Rural Commercial Bank Co's Cyclically Adjusted PS Ratio falls into.


SHSE:603323
68GF Score
Jiangsu Suzhou Rural Commercial Bank Co Ltd SHSE:603323
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jiangsu Suzhou Rural Commercial Bank Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Jiangsu Suzhou Rural Commercial Bank Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=4.31/1.68
=2.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jiangsu Suzhou Rural Commercial Bank Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Jiangsu Suzhou Rural Commercial Bank Co's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.498/116.0564*116.0564
=0.498

Current CPI (Jun. 2026) = 116.0564.

Jiangsu Suzhou Rural Commercial Bank Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.319 102.400 0.362
201612 0.343 102.600 0.388
201703 0.323 103.200 0.363
201706 0.378 103.100 0.426
201709 0.389 104.100 0.434
201712 0.345 104.500 0.383
201803 0.340 105.300 0.375
201806 0.437 104.900 0.483
201809 0.348 106.600 0.379
201812 0.421 106.500 0.459
201903 0.388 107.700 0.418
201906 0.331 107.700 0.357
201909 0.340 109.800 0.359
201912 0.437 111.200 0.456
202003 0.379 112.300 0.392
202006 0.423 110.400 0.445
202009 0.368 111.700 0.382
202012 0.416 111.500 0.433
202103 0.389 112.662 0.401
202106 0.427 111.769 0.443
202109 0.369 112.215 0.382
202112 0.427 113.108 0.438
202203 0.419 114.335 0.425
202206 0.439 114.558 0.445
202209 0.408 115.339 0.411
202212 0.347 115.116 0.350
202303 0.412 115.116 0.415
202306 0.412 114.558 0.417
202309 0.436 115.339 0.439
202312 0.366 114.781 0.370
202403 0.459 115.227 0.462
202406 0.460 114.781 0.465
202409 0.500 115.785 0.501
202412 0.299 114.893 0.302
202503 0.561 115.116 0.566
202506 0.449 114.907 0.453
202509 0.456 115.471 0.458
202512 0.387 115.832 0.388
202603 0.518 116.303 0.517
202606 0.498 116.056 0.498

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.57 mean?
Jiangsu Suzhou Rural Commercial Bank Co (SHSE:603323) has a Cyclically Adjusted PS Ratio of 2.57 as of Aug. 29, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Jiangsu Suzhou Rural Commercial Bank Co and its competitors. This is near median its historical median of 2.50. Over the past decade, Jiangsu Suzhou Rural Commercial Bank Co's Cyclically Adjusted PS Ratio has ranged from 2.06 to 3.24. According to the industry distribution chart, Jiangsu Suzhou Rural Commercial Bank Co ranks #430 out of 1297 companies in the Banks industry, placing it in the top 33.2%.
Is Jiangsu Suzhou Rural Commercial Bank Co's Cyclically Adjusted PS Ratio too high?
Jiangsu Suzhou Rural Commercial Bank Co's current Cyclically Adjusted PS Ratio of 2.57 is near median its 10-year median of 2.50. Over the past 10 years, this metric has ranged from a low of 2.06 to a high of 3.24. The Banks industry median Cyclically Adjusted PS Ratio is 3.41. Jiangsu Suzhou Rural Commercial Bank Co's value of 2.57 is 24.6% below this industry median. Based on the distribution chart, Jiangsu Suzhou Rural Commercial Bank Co ranks #430 out of 1297 companies in the Banks industry, which is above the industry midpoint. Overall, Jiangsu Suzhou Rural Commercial Bank Co has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jiangsu Suzhou Rural Commercial Bank Co's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Jiangsu Suzhou Rural Commercial Bank Co ranks #430 out of 1297 companies for Cyclically Adjusted PS Ratio. This puts Jiangsu Suzhou Rural Commercial Bank Co in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.41. Jiangsu Suzhou Rural Commercial Bank Co's value of 2.57 is 24.6% below this benchmark. Historically, Jiangsu Suzhou Rural Commercial Bank Co's own Cyclically Adjusted PS Ratio has ranged from 2.06 to 3.24 over the past decade. While the company's 10-year median is 2.50 vs. the industry median of 3.41, Jiangsu Suzhou Rural Commercial Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.41, based on 1,297 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jiangsu Suzhou Rural Commercial Bank Co's current Cyclically Adjusted PS Ratio of 2.57 is 24.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Jiangsu Suzhou Rural Commercial Bank Co and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jiangsu Suzhou Rural Commercial Bank Co's current Cyclically Adjusted PS Ratio is 2.57, which is near median its own 10-year median of 2.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jiangsu Suzhou Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Jiangsu Suzhou Rural Commercial Bank Co (SHSE:603323) is currently considered Fairly Valued. The stock's GF Value™ is ¥4.54, compared to a current price of ¥4.31 — trading 5.1% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.57, which is near median its 10-year median of 2.50 and 24.6% below the Banks industry median of 3.41. Jiangsu Suzhou Rural Commercial Bank Co's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Jiangsu Suzhou Rural Commercial Bank Co (SHSE:603323), the current Cyclically Adjusted PS Ratio is 2.57 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jiangsu Suzhou Rural Commercial Bank Co (SHSE:603323) Overvalued in 2026?

Based on GuruFocus' analysis, Jiangsu Suzhou Rural Commercial Bank Co stock appears to be undervalued. The current stock price of ¥4.31 is trading 5.1% below its estimated GF Value™ of ¥4.54. GuruFocus considers Jiangsu Suzhou Rural Commercial Bank Co to be Fairly Valued.

Key valuation signals for SHSE:603323:

  • Cyclically Adjusted PS Ratio: 2.57 (near median its 10-year median of 2.50)
  • GF Value™: ¥4.54 vs. price of ¥4.31 (5.1% below fair value)
  • GF Score™: 68/100 with 2 warning signs
  • Industry Position: 24.6% below the Banks median (#430 of 1297)

No single metric tells the full story. See the SHSE:603323 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jiangsu Suzhou Rural Commercial Bank Co Business Description

Address No. 1777 Zhongshan South Road, Wujiang District, Jiangsu Province, Suzhou, CHN, 215200
Jiangsu Suzhou Rural Commercial Bank Co Ltd formerly known as Jiangsu Wujiang Rural Commercial Bank Co Ltd is a commercial bank in China. The company's business scope includes absorbing public deposits; issuing short-term, medium-term and long-term loans; handling domestic and international settlement business; bill acceptance and discounting; agency receipt and underwriting government bonds. In addition, the company also engages in interbank lending; provision of safe deposit box services; foreign exchange deposits; sale of foreign exchange and credit investigation.
68GF Score

Get the complete analysis for SHSE:603323

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥4.31
Price
¥4.54
GF Value